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HomeMy WebLinkAboutPR 15142: EDC/ORBITAL INSULATION CORPORATIONinteroffice MEMORANDUM To: Mayor, City Council, City Manager From: Floyd Batiste, CEO Date: May 29, 2009 Subject: P. R. No. 15142; Council Meeting of June 2, 2009 Attached is P. R. No. 15142 approving an Economic Incentive Contract and Loan Agreement between Orbital Insulation Corp. and City of Port Arthur Section 4A Economic Development Corporation. FB:cv:ts Attachment z.pr15142_memo_edc_orbital ~: GERMER°~GERTZL.L.P A T T O R N E Y 5„~ A T L A W May 18, 2009 Mr. Floyd Batiste City of Port Arthur EDC P.O. Box 3934 Port Arthur, Texas 77642 AUSTIN BEAUMONT HOUSTON www.germer.com GUY N. GOODSON Partner Direci Dial: (409) 654.6730 ggoodson@germer.com Re: City of Port Arthur Section 4A Economic Development Corporation (the "PAEDC") - Economic Incentive Contract and Loan Agreement (the "Agreement") with Orbital Insulation Corp. ("Orbital") Deaz Mr. Batiste: As I will be unable to attend the May 18, 2009, meeting of the Board of the PAEDC, I submit this letter to outline the action to be taken under Non-Consent Agenda Item no. 2 (Consideration and action to approve Pazity Lien Agreement between PAEDC, Community Bank of Texas, N.A. and Orbital Insulation Corp.). The proposed Agreement contemplates a grant in consideration of job and payroll creation by Orbital and subject to perfecting a security interest in collateral to securitize the Agreement. The Board agreed to the terms, conditions and obligations under the Agreement if Orbital granted a pazity lien in the. collateral provided to Community Bank of Texas, N.A. I have prepared and have received preliminary approval from David May of Community Bank of Texas, N.A. for the Parity Lien Agreement. The Parity Lien Agreement would place the indebtedness of Community Bank of Texas, N.A. and that of PAEDC on a parity basis in shazing in collateral proceeds if there was a default under either the Community Bank of Texas, N.A. debt or the PAEDC debt. The sharing ratio on any default and action against any collateral would be the outstanding principal balance as of the date of default of the PAEDC debt and the Community Bank debt aggregated as the denominator of a fraction, and each entity's outstanding debt as of the date of default as the numerator of a fraction against which the total amount of a collateral recovery would be calculated. BEAUMONT, TX 77704 • PHONE 409.654.6700 • FAX :409.835.2115 Community Bank of Texas, N.A. has agreed to forego its future advances clause under the debt and its cross collateralization clause, so the maximum debt for Community Bank of Texas; N.A. securitized by the collateral would be $750;000, and the maximum debt of the PAEDC would be $150,000. On that basis; if there was a default, and each loan was fully advanced, PAEDC would receive approximately 17% of the collateral proceeds, and Community Bank of Texas would receive 83% of the collateral proceeds. We recommend the approval of this Parity Lien Agreement so that we can move forward with the Agreement. Yours very truly, GERMER GERTZ, L.L.P. By: ~r'°~ Guy N. Goodson GNG/mgm cc: Mr. Mazk Sokolow City of Port Arthur -Legal Dept. P.O. Box 1089 Port Arthur, Texas 77641-1089 P. R. No. 15142 05/28/09 cv:ts RESOLIITION NO. A RESOLIITION APPROVING AN ECONOMIC INCENTIVE CONTRACT AND LOAN AGREEMENT BETWEEN ORBITAL INSIILATION CORP AND CITY OF PORT ARTHIIR SECTION 4A ECONOMIC DEVELOPMENT CORPORATION WHEREAS, the City Council deems it in the public interest to authorize the City of Port Arthur Section 4A Economic Development Corporation ("PAEDC") to enter into an Economic Incentive Contract and Loan Agreement with Orbital Insulation Corp. (the "Agreement"), in substantially the same form as attached hereto as Exhibit "A"; and WHEREAS, the Board of Directors of the PAEDC agreed to enter into an Agreement with Orbital Insulation Corp. in the amount of $150,000, with a Parity Agreement; NOW, THEREFORE, BE IT RESOLVED BY THE CITY COIINCIL OF THE CITY OF PORT ARTHIIR: Section 1. That the facts and opinions in the preamble are true and correct. Section 2. That the PAEDC is herein authorized to enter into an Economic Incentive Contract and Loan Agreement with Orbital Insulation Corp., and the President and Secretary of the PAEDC are authorized to sign the Agreement, in substantially the same form as attached hereto as Exhibit "A". Section 3. That a copy of this Resolution shall be spread z.pr15192_edc_orbi tal upon the Minutes of the City Council. READ, ADOPTED AND APPROVED on this day of A.D., 2009, at a Meeting of the City Council of the City of Port Arthur, Texas, by the following vote: AYES: Mayor Councilmembers NOES: MAYOR DELORIS "BOBBIE" PRINCE ATTEST: TERRI HANKS, CITY SECRETARY APPROVED: FLOYD BATISTE, PAEDC CEO APPROVED AS TO FORM: MARK T. SOKOLOW, CITY ATTORNEY APPROVED AS TO THE AVAILABILITY OF FUNDS ~>`.. C.IJ~K~`-fix, i DIRECTOR OF FINANCE z.pr15142_edc_orbital EXHIBIT "A" TO THE RESOLUTION z.pr15142_edc_orbital ECONOMIC INCENTIVE CONTRACT & LOAN AGREEMENT BETWEEN CITY OF PORT ARTHUR SECTION 4A ECONOMIC DEVELOPMENT CORPORATION ORBITAL INSULATION CORP. Eaeeutiv~!~' Orbital Insulation Corp., a Texas corporation with its principal offices in Port Arthur, Texas ("Orbital"} plans to expand its Port Arthur facility io provide warehousing for industrial projects, industrial insulation, fabrication of fittings of insulation and fabrication of remove blankets. Orbital has spent $350,000 initially on this expansion, and the City of Port Arthur Section 4A Economic Development Corporation ("PAEDC") will provide Orbital with a ONE IIUNDRED FIFTY THOUSAND AND NO/100 DOLLARS ($150,000.00) conditional grant for renovation and improvements (the "Improvements") to the property and building generally described as 817 Houston Avenue, Port Arthur, Texas and more fully described and referenced in Exhibit "A" to the Deed of Trust a ocb talaslansh o desC" (the "Building") to this Economic Incentive Contract and Loan Agreement (the "Agreement"). P ~ and construct the Improvements to the Building in order to expand operation on Houston Avenue by June 30, 2009. In return, Orbital promises to reach u payroll from July 1 through December 31, 2009 of $288,112 and thereafter sustain an annualized payroll through June 30, 2012 of $576,225, as measured by the Internal Revenue Service (IRS) W-2 and W-3 forms. In addition, Orbital promises that at least fifty (50%) percent of its employees will be Port Arthur residents. Finally, Orbital promises to pay all of PAEDC's attorney fees and expenses incurred for any modification of or amendment to this Agreement, including any legal documents support this Agreement. If Orbital breaches this Agreement, then the PAEDC grant, minus any credits earned, will automatically convert to a loan by the PAEDC to Orbital, as liquidated damages and in lieu of any other damages (the "Loan"}. The Loan will have a three year term, with monthly payments beginning on the date of Orbital's breach, and an interest rate often (10%) percent. Orbital will execute a Commercial Security Agreement as to the Equipment and a Deed of Trust on the Building to secure the Loan in the event of a default by Orbital. Additionally, as provided in the Economic Incentive Contract and Loan Agreement, personal guarantees shall be provided by principals of Orbital and their wives. PAEDC may place Orbital in default and foreclose on the Building if Orbital fails to perform its obligations under the Loan. Orbital will earn credits to reduce the duration of this Agreement or to reduce liquidated damages in the event of a breach. Starting on the effective date of the Agreement, Orbital will receive $1.00 in credit for each $6.00 in approved payroll for PoR Arthur residents only. To keep the PAEDC informed on its progress, Orbital agrees to send PAEDC status reports on its equipment acquisitions, building improvements and its annualized payroll, quarterly for the first year and twice per year thereafter for the life of this Agreement. If Orbital fails to timely submit a status report, then PAEDC shalt place Orbital on notice of its default, and Orbital will forfeit its credits accruing during any reporting period for which it did not issue a status report if it fails to provide the status report within fifteen (15) days after receipt of the notice of default issued by PAEDC. ECONOMIC INCENTIVE CONTRACT & LOAN AGREEMENT BETWEEN CITY OF PORT ARTHUR SECTION 4A ECONOMIC DEVELOPMENT CORPORATION AND ORBITAL INSULATION CORP. INTRODUCTION ...................................................»......................................................................_.................1 AGREEMENT DATES ..................................».................................................................................................1 PARTIES .................»..........................................................................................................................................1 PROMISED PERFORMANCE ............_ .................................................................................................. 2 (A) PERFORMANCE BY PAEDC ........................................................................................................... 2 (A) PERFORMANCE HY ORBITAL ...................................................................................................... 2 (C) ORBITAL INSULATION CREDITS-SUBSTITUTEPERFORMANCE ..................................................3 ORBTTAL INSULATION'S PERFORMANCE MILESTONE SCHEDULE ...........................................4 PAEDC'S CONDTTIONAL OBLIGATIONS AND LIMITED LIABIIII'Y .............................................5 LIQUIDATED DAMAGES FOR BREACH OF AGREEMENT BY ORBITAL INSUI,ATION...........5 RECORDS /INSPECTION ! PAEDC AUDIT ....................»...........»........................».................»...............5 HOLD HARMLESS ...........................................................................................................................................6 SUBCONTRACTS .............................................................................................................................................7 CONFLICT OF INTEREST /DISCLOSURE OBLIGATION ...................................................................7 NONDISCRIlVIINATION /EMPLOYMENT /REPORTING .............................................._....................7 LEGAL AUTHORITY ......................................................................................................................................8 NOTICE OF LEGAL OR REGULATORY CLAIMS AGAINST ORBTTAL INSULATION ................8 CHANGES AND AMENDMENTS .................................................................................................................8 DEFAULT /TERMINATION ..........................................................................................................................9 ORBITAL INSULATION AUDTTS .................................................................................................................9 SUPPLEMENTAL COVENANT OF ORBITAL ..........................................................................................9 ENVIRONMENTAL CLEARANCE REQUIREIVIEN'TS .........................................»...............................10 ORAL AND WRITTEN AGREEMENTS /PRIOR AGREEMENTS ......................................................11 VENUE ........» ....................................................................................................................................................11 ADDRESS OF NOTICE AND COMMUNICATIONS .....................................................................»........11 CAPTIONS ..............................................._......................................................_..............................................11 COMPLIANCE WITH FEDERAL, STATE AND LOCAL LAWS .........................................................11 CONDITIONS PRECEDENT.......» ...............................................................................................................12 ATTORNEY APPROYALS ...........................................................................................................................12 AGREEMENT EXECUTION .........................._....................................................................»......................13 EXHIBITS: Exhibit "A" Ezhibit "B" Exhibit "C" Exhibit "D" Exhibit "E" Exhibit "F" Exhibit "G" Conditional Commercial Promissory Note Personal Guaranties Deed of Trust UCC-1 Fiaanciag Statement Parity Liea Agreement CertilicatioB Regarding Lobbying Compliance Statement ECONOMIC INCENTIVE CONTRACT & LOAN AGREEMENT BETWEEN CITY OF PORT ARTHUR SECTION 4A ECONOMIC DEVELOPMENT CORPORATION AND ORBITAL INSULATION CORP. INTRODUCTION Orbital Insulation Corp. ("Orbital") is a Texas corporation with its principal offices in Port Arthur, Texas and plans to expand its Port Arthur facilities to provide warehousing for industrial projects, industrial insulation, and fabrication of fittings for insulation and fabrication of remove blankets. Orbital has initiated the expansion of its operations on Houston Avenue in Port Arthur, Texas due to current market demand for its services in the geographic area extending from Lake Charles, Louisiana and North Louisiana to Houston, Texas. The City of Por[ Arthur Section 4A Economic Development Corporation ("PAEDC") will assist Orbital in this business endeavor by providing conditional grant funds in exchange for the promise of jobs and a payroll of $288,112 for the period beginning July 1, 2009 and ending December 31, 2009 and thereafter sustaining a annualized payroll through June 30, 2012 of $576,225. AGREEMENT DATES AGREEMENT START DATE 1. This Economic Incentive Contract and Loan Agreement ("Agreement") is entered into with an effective date of June, 2009, but in no case later than June 30, 2009, by and between PAEDC and Orbital. AGREEMENT END DATE 2. This Agreement expires the earlier of February 28, 2013, or 30 days after Orbital either performs fully or breaches the Agreement, subject to earlier termination or extension, voluntary or involuntary, as provided herein. The period from the effective date of this Agreement through and including the expiration date of this Agreement as provided in the previous sentence hereof, is sometimes referred to in this Agreement as the "Term" of this Agreement. PARTIES 3. PAEDC located at 4173-39'" Street, Port Arthur, Texas, 77642, is a Texas non-profit economic development corporation authorized to do business in the State of Texas under Section 4A, Article 5190.6 V.T.C.A. (the Development Corporation Act of 1979) and duly authorized by Resolution of the City Council of the City of Port Arthur to enter into this Agreement. So authorized and as provided by the PAEDC bylaws, [he designated officers of the PAEDC Boazd have the authority to execute this Agreement. 4. Orbital is a Texas corporation organized and in existence since August 8, 2006. The registered agent in Texas for Orbital is James E. Wimberley at 3120 Central Mall Drive, Port Arthur, Texas 77642. PROMISED PERFORMANCE 5. The parties agree to perform as follows. (a) PERFORMANCE BY PAEDC i. PAEDC shall conditionally grant Orbital up to $150,000, subject to the conditions and limitaflons herein, which Orbital is not required to repay unless Orbital breaches this Agreement and fails to timely cure its default after notice. If Orbital breaches this Incentive Agreement and fails to timely cure it default after notice, then the Grant shall convert to a loan made by the PAEDC to Orbital under the terms provided in the Conditional Commercial Promissory Note as provided in Exhibit "A". ii. PAEDC will provide said grant by either paying vendor invoices or reimbursing Orbital for payment of vendor invoices for approved acquisition of Equipment and the Improvements to the Building. PAEDC has agreed to pay its incentive in three advances of approximately $50,000 each for work completed during the periods June, 2009 through completion of construction of the Improvements. PAEDC will use its best efforts to pay invoices or reimburse Orbital within forty-five (45) days after receipt of a payment request. These reimbursements up to the aggregate amount of $150,000 aze PAEDC's only obligations under this Agreement. iii. The principals of Orbital, Eduardo Gracian and Bruno Femandez and their spouse, further agree to execute personal guaranties as to the financial commitments undertaken by Orbital through the PAEDC in accordance with the personal guaranties attached hereto as Exhibit µOtf iv. Orbital agrees that the Deed of Trust provided in Exhibit "C" and the UCC-1 Financing Statement described in Exhibit "D" originally executed by Orbital to and for the benefit of Community Bank of Texas, N.A. (the "Bank") is in full force and effect and constitutes a first priority lien, on the Building and its improvements and the property indicated in the Addendum to the UCC-I Financing Statement. v. Orbital agrees that it is subject to terms, conditions and obligations set forth in that certain Parity Lien Agreement executed by and among Orbital, the Bank and PAEDC. (b) PERFORMANCE BY ORBITAL (I} Orbital shall use the $150,000 grant monies exclusively toward the Improvements to the Building which are required far Orbital's planned business expansion. (2) By December 31, 2009 Orbital shall increase its annual payroll to $576,225. Employment and payroll will be monitored with Orbital status reports to PAEDC and Orbital's filed Internal Revenue Service ("IRS") Fortes W-2 and W-3. (3) Orbital covenants that at least fifty percent (50%) of its employees will be Port Arthur residents. (4) Contemporaneously with the PAEDC's grant to Orbital its principals, Eduardo Gracian and Bruno Femandez and their spouse, will execute personal guaranties. q°02761 (5) Contemporaneously with PAEDC's grant to Orbital, Orbital will execute a Parity Lien Agreement, and shall perform all Grantor obligations, including the obligations added to protect the PAEDC: a) Immediately report to PAEDC in writing any tax, judgment, materialman's or mechanic's lien on the Building; and b) Tn the event the PAEDC herein deems itself reasonable insecure in its ability to realize upon its lien in the Building, upon notice thereof to Orbital, provide the PAEDC with such additional collateral as tnay reasonably secure the PAEDC's position. (6) Orbital shall not, without the prior written consent of PAEDC: a) Further encutnber the Building; or b) Allow any change in ownership of Orbital either by the sale of any capital stock or interest in Orbital or a sale of the operating assets of Orbital. (7) Orbital shall use the Grant monies provided by the PAEDC exclusively for the Improvements that are not materially different` from those identified by Orbital to PAEDC. (8) On demand by PAEDC and in response to Orbital's failure to achieve a performance milestone, Orbital shall provide PAEDC with reasonable assurances, proposed by Orbital and reasonably acceptable to PAEDC, that It has both the intention and the capabilities tc perform fully its contractual obligations. (C) ORBITAL CREDITS-SUBSTITUTE PERFORMANCE Orbital may earn credits according to the following terms, to either reduce the duration of this Agreement or reduce [he amount of liquidated damages in the event Orbital breaches this Agreement. (1) Starting on the effective date of [he Agreement and for as long as Orbital performs as specified in 5(bxl), Orbital will receive a $1.00 credit for each $6.00 of approved payroll paid to residents of Port Arthur. Payroll to non-residents cannot be credited. (2) Total credit cannot exceed $150,000. (3) Orbital will forfeit any credits it earned during a period for which a report is scheduled but Orbital fails to submit as provided in this Agreement. (4) Once Orbital has earned credits equal to $150,000, this Agreement and its Tenn shall terminate pursuant to Section 2 hereinabove. (5) If Orbital does not earn credits equal to ONE HUNDRED FIFTY THOUSAND ARID NO/100 DOLLARS ($150,000.00) during the term of and in accordance with the terms and conditions of this Agreement, the Note (Exhibit "A"}, personal guaranties (Exhibit "B"), Deed of Trust (Exhibit "C"), the UCC-1 Financing Statement ("Exhibit "D") and the Parity Lien Agreement (Exhibit "E"} shall remain in effect until the dote is paid in fiill. ' "Materially different" is defined as a change in the type or asset that changes the overall business plan in Dlace at the time that This contract was executed. x602]61 ORBITAL'S PERFORMANCE MIIESTONE SCHEDULE 6. Although failure to achieve a performance milestone is not a breach of contract, a failure is grounds for PAEDC to withhold further payments or reimbursements and/or demand reasonable assurances2 from Orbital that it can and will fully perform its contractual obligations. Failure to provide such reasonable assurances following demand of PAEDC is a breach of contract. Orbital's performance milestones are contained in the following table. EXAMPLE OF ORBITAL'S PERFORMANCE MILESTONE SCHEDULE Mile tone (a) June 15, 2009 Start construction on Building at 817 Houston Avenue. (b) Juiy 15, 2009 Issue a status report on building construction to PAEDC's Chief Executive Officer date of this Agreement to July 15, 2009 ti ff " ve ec ) for the period from the e ("CEO (c) Oct. 30, 2009 Issue a status report on 3'u quarter 2009 earnings achieving performance of monthly payroll of 848, 019from the e,~`ective date of this Agreement. (d) January 31, 2010 Issue a status report on building construction to PAEDC's Chief Executive Officer ("CEO") for the period from June 16, 2009 to December 31, 2009 (e) Feb. 28, 2010 Achieve performance of annualized payroll of $576,225 for year ending December 31, 2009 (f) July 31, 2010 Issue a status report (refer to footnote ~) to PAEDC's Chief Executive Officer ("CEO") for the period from Jan 1, 2010 to June 3, 2010 (g) Feb. 28, 2011 Achieve performance of annualized payroll of $576,225 for year ending December 31, 2010 (h) July 31, 20] 1 Issue a status report (refer to footnote 2) to PAEDC's Chief Executive Officer ("CEO") for the period from January 1, 2011 to June 30, 2011. (i) Feb 28 2012 Issue a status report (refer to footnote ') to PAEDC's Chief Executive Officer ("CEO") for the period from July 1, 201 l to December 31, 2011 (j) Feb 28, 2012 Achieve performance of annualized payroll of $576225 for yeaz ending December 31, 2011 (k) 7uly 31, 2012 Issue a status report (refer to footnote ') to PAEDC's Chief Executive Officer ("CEO") for the period from January 1, 2012 to June 30, 2012. (I) 2013 Feb 28 Issue a status report (refer to footnote =) to PAEDC'S Chief Executive Officer . , ("CEO") for the period from July 1, 2012 to December 31, 2012 (m) Feb. 28, 2013 Achieve performance of annualized payroll of $576,225 for year ending December 31, 2012 (n) (o} ' Ezemples of reasonable assurances are espies of IRS W1s end Was wnarming payroll Port Mhur Residents hired. p60I761 PAEDC'S CONDITIONAL OBLIGATIONS AND LIMITED LIABILITY 8. It is expressly understood and agreed by the parties hereto that the PAEDC obligations herein are contingent upon the actual receipt of adequate sales tax revenue funds to meet the PAEDC's obligations under this Agreement. If adequate funds are not available to make payments under this Agreement, the PAEDC shall notify Orbital in writing within a reasonable time after such fact is reasonably determined by the PAEDC Board of Directors. The PAEDC, at its sole option, may then terminate this Agreement without further liability. Tn the event of such termination by the PAEDC, the PAEDC may, at its sole option, immediately cease all further funding, if any, required by this Agreement and the PAEDC shall not be liable to Orbital or to any third parties for failure to make payments to Orbital under the terms and conditions of this Agreement. 9. The PAEDC shall not be liable, in Agreement or otherwise, to Orbital, or to any person or entity claiming by or through Orbital, for any expense, expenditure or cost incurred by or on behalf of Orbital related to the project made the basis of this Agreement. The PAEDC's sole liability/obligations, if any, shall be to Orbital and shall be limited to the conditional funding obligations detailed in this Agreement. 10. Orbital shall not use the funds herein for any purpose(s) other than that specifically disclosed herein and as further disclosed within that certain application made by or on behalf of Orbital, which application is incorporated herein for al] purposes. 11. Funds granted by the PAEDC hereunder shall not be utilized by Orbital for repayment of costs, expenditures or expenses incurred prior to the date of this Agreement. LIQUIDATED DAMAGES FOR BREACH OF AGREEMENT BY ORBITAL 12. In the event Orbital fails to perform its obligations under this Agreement, following notice thereof from PAEDC and thirty-day (30-day) opportunity to cure the same, the PAEDC grant, minus any credits earned, will automatically convert to a loan (liquidated damages), effective on the day of breach, as agreed by Orbital in the executed Commercial Promissory Note contained in Exhibit "A". Fallowing such conversion to a loan as aforesaid, the PAEDC, at its sole option, may terminate its remaining funding obligations, if any, detailed in Section 5 herein. Further, the PAEDC shall be entitled to recover its reasonable and necessary attorney's fees and court costs incurred in collection of said obligation and such remedies as are provided at law or in equity. 13. It is expressly understood and agreed by the parties that any right or remedy shall not preclude the exercise of any other right or remedy under this Agreement or under any provision of taw, nor shall any action taken in the exercise of any right or remedy be deemed a waiver of any other rights or remedies. Failure to exercise any right or remedy hereunder shall not constitute a waiver of the right to exercise that or any other right or remedy at any time. RECORDS !INSPECTION /PAEDC AUDIT 14. Orbital must establish and maintain sufficient records, as reasonably determined by the PAEDC, to account for the expenditure and utilization of funds received by Orbital from PAEDC under the terms and conditions of this Agreement. l5. Orbital shall maintain records of the receipt and disposition of all funds provided hereunder as necessary [o allow the PAEDC to audit and verify proper utilization of said funds in compliance with this g60t761 Agreement and the representations and warranties contained herein and in Orbital's application. Orbital shall provide reports of utilization of said funds, as reasonably requested by the PAEDC, and upon final termination of this Agreement. 16. Upon ten (10) day advance notice, Orbital shall give the PAEDC, or any of its duly authorized representatives, access to and right to examine all books, accounts, records, reports, files and other papers, things or property belonging to or in use by Orbital. Such rights to access shall continue as long as the records are maintained by Orbital. Orbital agrees to maintain such records in an accessible location. All information obtained by the PAEDC, or its duly authorized representatives, shall be regarded as the confidential business information of Orbital and the PAEDC shall take reasonable measures to protect such information from disclosure to third parties; however, PAEDC is subject to the requirements of the Texas Open Meetings Act and Open Records Act (Tex. Gov. Code, 551 & 552). Orbital agrees that disclosures to the public required by the Texas Open Meetings Act, Texas Open Records Act, or any other legal requirement will not expose PAEDC (or any party acting by, through or under PAEDC) to any claim, liability or action by Orbital (or any party working by, through or under OrbitaQ. 17. All records pertinent to this Agreement shall be retained by Orbital at least three years following the date of termination of this Agreement, whether said termination is a result of default or whether said termination is a result of final submission of a close out report by Orbital detailing Orbitai's compliance with its obligations provided herein. Further, in the event any litigation, claim or audit arising out of or related to this Agreement is instituted before the expiration of the three (3) yeaz period and extends beyond the three year period, the records will be maintained until all litigation, claims or audit findings involving this Ageement and the records made the basis of same have been resolved. Further, records relating to real property acquisition, including any long-term lease, shalt be retained for a period equal to the useful life of any asset purchased with PAEDC funds. I8. Orbital shall provide PAEDC with all reports necessary for PAEDC compliance with Article 5190.6 V.T.CA. l9. It is expressly understood and agreed by the parties hereto that if Orbital fails to submit to PAEDC in a timely and satisfactory manner any report required by this Agreement, PAEDC may, at its sole discretion, withhold further payments to Orbital and/or demand assurances that Orbital can and will fully perform its contractual obligations. If Orbital fails to provide adequate assurances then Orbital is in breach and any monies advanced by PAEDC automatically became a loan. If PAEDC withholds such payments, it shall notify Orbital in writing of its decisicn and the reasons therefore. Payments withheld pursuant to this paragraph may be held by PAEDC until such time as the delinquent obligations for which funds are withheld are fulfilled by Orbital. 20. The PAEDC reserves the right, from time to time, to carry out field inspections/audits to ensure compliance with the requirements of this Agreement. ARer completion of any such audit, the PAEDC may provide Orbital with a written report of the audit findings. If the audit report details deficiencies in Orbital's performance under the terms and conditions of this Agreement, the PAEDC may establish requirements for the timely correction of any such deficiencies by Orbital. HOLD HARMLESS 21. Orbital agrees to hold harmless the PAEDC and the City of Port Arthur from any and all claims, demands, and causes of action of any kind or character which may be asserted by any third party occurring, arising out of or in any way related to this Agreement, the project made the basis of this Agreement, and the utilization of grant funds provided by this Agreement, provided that such claim, demand or cause of action does not arise from any fraud or misconduct on the part of the PAEDC or the City of PoR Arthur, or any agent, employee or representative of either. #601767 SiBCONTRACTS 22. Orbital may not subcontract for performance credits described in this Agreement without obtaining PAEDC's written approval, which may be withheld for any reason. Orbital shall only subcontract for performance credits described in this Agreement after Orbital has submitted a Subcontractor Eligibility Request, as specified by PAEDC, for each proposed subcontract, and Orbital has obtained PAEDC's prior written approval. Orbital, in subcontracting for any performances described in this Agreement, expressly understands that in entering into such subcontracts, PAEDC is in no way liable to Orbital's subcontractor(s). 23. >n no event shall PAEDC's prior written approval of a subcontractor's eligibility, be construed as relieving Orbital of the responsibility for ensuring that the performances rendered under all subcontracts are rendered so as to comply with all terms of this Agreement, as if such performances rendered were rendered by Orbital. PAEDC's approval does not constitute adoption, ratification, or acceptance of Orbital's or subcontractor's performance hereunder. PAEDC maintains the right to insist upon Orbital's full compliance with the terms of this Agreement, and by the act of subcontractor approval, PAEDC does not waive any right of action which may exist or which may subsequently accrue to PAEDC under this Agreement. 24. Orbital, as well as all of its approved subwntractors, shall comply with all applicable federal, state, and local laws, regulations, and ordinances for making procurement under this Agreement. CONFLICT OF INTEREST /DISCLOSURE OBLIGATION 25. No employee, agent, officer or elected or appointed official of the City of Port Arthur or the PAEDC who has participated in a decision making process related to this Agreement (without recusing him herself and executing a conflict affidavit) may obtain a personal or financial interest or benefit from an PAEDC assisted activity, or have an interest in any contract, subcontract, or agreement (or proceeds thereof) with respect to an PAEDC assisted activity, during their tenure or for one (1) year thereafter. Insofar as relates to the conduct hereunder of Orbital, its agents, employees or representatives, Orbital shall ensure compliance with applicable provisions under Chapter 504, Local Government Code ("Development Corporation Act of 1979") and Chapter 171, Local Government Code. 26. In conjunction with execution of this Agreement, Orbital has fully disclosed [o PAEDC all known and potential owners of interests in Orbital (whether stockholder, manager, member or otherwise). in the event of any change in ownership or control of Orbital of five (5 %} percent or greater, Orbital shall notify PAEDC in writing. Further, Orbital shall be obligated to notify in writing the PAEDC in the event any time prior to, during or one (1) year after the term of this Agreement, any City or PAEDC employee or representative or any third patty with a conflict of interest obtains or proposes to obtain a financial benefit, direct or indirect, from Orbital. Failure to provide said notice immediately or no later than five (5) business days after receipt of information shall constitute a default herein. NONDISCRIMINATION /EMPLOYMENT !REPORTING 27. Orbital shall ensure that no person shall on the grounds of race, color, religion, sex, handicap, or national origin be excluded from participation in, be denied the benefits of, or be subjected to discrimination under any program or activity funded in whole or in part witfi funds provided under this Agreement. Additionally, funds shall be used in accordance with the following requirements: (a) To the greatest extent feasible, opportunities for training and employment arising in connection with the planning and carrying out of any project assisted with PAEDC funds provided under this Agreement be given to Port Arthur, Texas residents; and tl602761 (b) To the greatest extent feasible, Agreements for work to be performed in connection with any such project be awarded to Port Arthur residents and businesses, including, but not limited to, individuals or firms doing business in the field of planning, consulting, design, architecture, building construction, rehabilitation, maintenance, or repair, which are located in or owned in substantial part by persons residing in the City of Port Arthur, Texas; (c) If Orbital advertises for employment then it wilt advertise in the Port Arthur News; however, PAEDC has no intent to restrain advertising in additional publications or media. LEGAL AUTHORITY 28. Orbital assures and guarantees that it possesses legal endlor corporate authority to enter into this Agreement, receive funds authorized by this Agreement, and to perform the services Orbital has obligated to perform hereunder and has provided, and will in the future provide, as requested by the PAEDC, such corporate resolutions necessary to evidence this authority. 29. The person or persons signing and executing this Agreement on behalf of Orbital, or representing themselves assigning and executing this Agreement on behalf of Orbital, do hereby warrant and guarantee that he, she, or they have been duly authorized by Orbital to execute this Agreement on behalf of Orbital and to validly and legally bind Orbital to all terms, performances, and provisions herein set forth. NOTICE OF LEGAL OR REGULATORY CLAIMS AGAINST ORBITAL 30. Orbital shall give PAEDC immediate notice in writing of 1) any legal or regulatory action, including any proceeding before an administrative agency filed against Orbital, directly or indirectly; and 2) any material claim against Orbital, which may impact continued operations. For purposes herein, "material" claims shall mean claims in excess of $5,000. Except as otherwise directed by PAEDC, Orbital shall famish immediately to PAEDC copies of all pertinent documentation of any kind received by Orbital with respect to such action or claim. CHANGES AND AMENDMENTS 31. Except as specifically provided otherwise in this Agreement, any alterations, additions, or deletions to the terms of this Agreement shall be by amendment in writing and executed by all parties to this Agreement. Such amendments must be approved by the PAEDC Board of Directors and, in many cases, by the City of Port Arthur, City Council. 32. It is understood and agreed by the parties hereto that performances under this Agreement must be rendered in accordance with the Development Corporation Act of 1979 (the "Act") as codified in Chapter 504, Local Government Code, the regulations promulgated under the Act, the assurances and certifications made to PAEDC by Orbital, and the assurances and certifications made to the City of Port Arthur with regard to the operation of the PAEDC's Projects. Based on these considerations, and in order to ensure the legal and effective performance of this Agreement by all parties, it is agreed by the parties hereto that the performances under this Agreement are by the provisions of the PAEDC Program and any amendments thereto and may further be amended in the following manner: PAEDC may from time to time during the period of performance of this Agreement issue policy directives which serve to interpret, or clarify performance requirements under this Agreement. Such policy directives shall be promulgated by the PAEDC Board of Directors in the form of PAEDC issuances, shall be approved by the City Council and shall have the effect of qualifying the terms of this Agreement and shall be binding upon Orbital, as if written herein. p601961 33. Any alterations, additions, or deletions to the terms of this Ageement which are required by changes m Federal, state law or local law are automatically incorporated into this Ageement without written amendment hereto, and shell become effective on the date designated by such law or regulation. DEFAULTITERNIINAT[ON 34. In the event of default of any of the obligations of Orbital detailed herein or in the event of breach of any of the representations of or warranties of Orbital either detailed herein or in Orbital's application to the PAEDC, and following any notice and opportunity to cure provided for in this Ageement, the PAEDC may, at its sole option, terminate this Ageement, in whole or in part. In the event of such termination, the PAEDC may, at its sole option, utilize one or more of the following actions to resolve or otherwise remedy said default: (a) Declare the Commercial Promissory Note executed in conjunction with this Ageement immediately effective. If Orbital defaults on the note, then the PAEDC may exercise its default remedies provided under collateral documentation executed in conjunction with said Note and this Ageement (b) Exercise any remedies provided herein and/or within the Deed of Trust, UCC-1 Financing Statement and the Parity Lien Ageement attached hereto respectively as Exhibits "C" through uC, ff. (c) Call upon the guarantors under the personal guaranty ageements attached hereto as Exhibit ..B~e. (d) Withhold, whether temporarily or otherwise, disbursement of gaol proceeds pending correction of the deficiency(s} by Orbital; (e) Disallow all or a part of the incentives which are not in compliance with the terms and conditions of this Ageement or in compliance with the representations and warranties contained within this Ageement and Orbital's application to the PAEDC; (f) Withhold and/or disallow further PAEDC incentives to Orbital; and (g) Exercise any and all other remedies that may be legally available to the PAEDC, under the laws of the State of Texas and as authorized by the terms and conditions of this Ageement. 35. In addition to the foregoing, the parties agree that this Agreement may be terminated at any time when both parties ogee, in writing, to the terms and conditions of any such voluntary termination. ORBITAL AUDITS 36. If directed by PAEDC Board, Orbital shall arrange for the performance of a compliance audit, by a certified public accountant, of funds received and performances rendered under this Ageement, subject to the following conditions and limitations: (a) Orbital shall have a compliance audit which may be limited to use of funds received from the PAEDC, made for any of its fiscal years included within the Tenn of this Ageement in which Orbital receives more than $50,000 in PAEDC financial assistance provided by PAEDC in the form of gants, contracts, loans, loan guarantees, property, cooperative ageements, interest subsidies, or direct appropriations. Backup documentation regarding actual expenditures shall N602761 be provided by Orbital. Said audit must be received and accepted by the Chief Executive Officer of PAEDC and/or the PAEDC Board. (b) A[ the option of PAEDC, each audit required by this section may cover either Orbital's entire operations or each department, agency, or establishment of Orbital which received, expended, or otherwise administered PAEDC funds; (c) Unless otherwise specifically authorized by PAEDC in writing, Orbital shall submit the report of such audit to PAEDC within thirty (30) days after completion of the audit, but no later than one hundred twenty (120) days after the end of each fiscal period included within the Term of this Agreement. 37. Orbital understands and agrees that it shall be liable to reimburse immediately PAEDC for any costs disallowed pursuant to financial and compliance audit(s) of funds received under this Agreement and it may be required to submit formal audits at Orbital's expense. 38. Orbital shall take all necessary actions to facilitate the performance of any and all such audits, whether annual, mandatory or otherwise requested under this Agreement. 39. Subject to financial privacy requirements of Orbital and properly designated requests for non- disclosuredue to proprietary reasons, all approved audit reports may be made available for public inspection. 40. PAEDC shall not release any funds for costs incurred by Orbital under this Agreement until PAEDC has received certification from Orbital that its fiscal control and fund accounting procedures are adequate to assure proper disbursal of and accounting for funds provided under this Agreement. PAEDC shall specify the content and form of such certification. SUPPLEMENTAL COVENANT OF ORBITAL 41. Orbital and any branch, division or department of Orbital certifies that they have not and will not knowingly employ an "undocumented worker" which means "an individual who, at the time of employment, is not lawfully admitted for permanent residence to the United States or authorized under law to be employed in that manner in the United States." 42. Orbital acknowledges that it has reviewed Chapter 2264, Texas Government Code and hereby affirmatively agrees by execution of this Agreement to repa~ the amount of any incentive with interest at the rate of ten (10%) percent per annum not later than the 120' day after the date PAEDC notifies Orbital of a violation. 43. Orbital acknowledges PAEDC may bring a civil action or cover any amounts owed under this Chapter and further acknowledges that PAEDC may recover court costs and reasonable attorneys' fees incurred in an action brought under §2264.I01(a). Orbital is not liable for a violation of this Chapter by a subsidiary, affiliate or franchisee of the Orbital or by a person with whom the Orbital contracts. ENVII20NMENTAL CLEARANCE REOIJIREMENTS 44. Orbital understands and agrees that by execution of this Agreement, Orbital shall be responsible for providing to PAEDC all information, concerning this PAEDC funded project, required for PAEDC to meet its responsibilities for environmental review, decision making, and other action which applies to PAEDC in accordance with and to the extent specified in Federal, State and Local Law. Orbital further understands and agrees that Orbital shall make all reasonable efforts to assist PAEDC in handling inquiries A6°7761 and complaints from persons and agencies seeking redress in relation to environmental reviews covered by approved certifications. ORAL AND WRITTEN AGREEMENTS /PRIOR AGREEMENTS 45. All oml and written contracts between the parties to this Agreement relating to the subject matter of this Agreement that were made prior to the execution of this Agreement have been reduced to writing and are contained in this Agreement. 46. The documents listed below are hereby made a part of this Agreement, and constitute promised performances by Orbital in accordance with this Agreement: Exhibit "A" Conditional Commercial Promissory Note Exhibit "B" Personal Guaranties Exhibit "C" Deed of Trust Exhibit "D" UCC-1 Financing Statement Exhibit "E" Parity Lien Agreement Exhibit "F" Certification Regarding Lobbying Exhibit "G" Compliance Statement Orbital's Application [o PAEDC for funding, by reference VENUE 47. For purposes of litigation that may accrue under this Agreement, venue shall lie in Jefferson County, Texas, where substantially all the performance will occur. ADDRESS OF NOTICE AND COMMUNICATIONS City of Port Arthur Section 4A Economic Development Corporation 4173 39's Street Port Arthur, Texas 77642 ATTN: Floyd Batiste, Chief Executive Officer Orbital Insulation Corp. 817 Houston Avenue Port Arthur, Texas 77642 ATTN: Eduardo Gracian CAPTIONS 48. This Agreement has been supplied with captions to serve only as a guide to the contents. The caption does not control the meaning of any pazagraph or in any way determine its interpretation or application. COMPLIANCE WITH FEDERAL. STATE AND LOCAL LAWS 49. Orbital shall comply with all Federal, State and local laws, statutes, ordinances, resolutions, rules, regulations, orders and decrees of any court or administrative body or tribunal, including those related to the activities and performances of Orbital under this Agreement. Upon request by PAEDC and by the City, Orbital shall famish satisfactory proof of its compliance herewith. a602v61 CONDTTIONSPRECEDENT 20. This agreement hes no legal consequences, and neither party shall rely on the agreement, unless and until both the PAEDC Board and the Port Arthur City Council approve this Agreement in its final form. ATTORNEY APPROVALS APPROVED AS TO FORM: Guy Goodson, General Counsel for PAEDC VERIFIED AS CONSISTANT WITH CITY COUNCIL RESOLUTION: Resolution Number: Mazk T. Sokolow, City Attorney g6021fi1 AGREEMENT EXECUTION CfPY OF PORT ARTIIUR SECTION 4A ECONOMIC DEVELOPMENT CORPORATION SIGNED AND AGREED TO on the _ day of , 2009. By: President Secretary Witness sy: ORBTTAL INSULATION CORP. SIGNED AND AGREED TO on the _ day of , 2009. sy: ATTEST: 8602761 EXHIBI'T' "A" CONDITIONAL COMMERCIAL PROMISSORY NOTE Port Arthur, Texas This CONDITIONAL COMMERCIAL PROMISSORY NOTE becomes effective on the date when Orbital Insulation Corp., a Texas corporation (hereinafter called "Maker's breaches that certain Economic Incentive Contract and Loan Agreement between the City of Port Arthur Section 4A Economic Development Corporation (hereinafter called "Lender") and Maker, dated .2009• Effective Date of Note: the day of , 200_.("date of breach") Principal Amount: $ ,which is $150,000 minus the incentive credits earned by Maker according to that certain Economic Incentive Contract and Loan Agreement between the Lender and Maker (described hereinbefore). Term of the Loan: Three years from effective date. Payment Schedule: Monthly until the Principal Amount and interest as hereinafter specified is paid in full. FOR VALUE RECEIVED, the undersigned "Maker", promises to pay to Lender, at its office at P.O. Box 1089, Port Arthur, Texas, 77640-1089, or such other place or places as the holder hereof shall from time to time designate in written notice to Maker, the principal amount, in legal and lawful money of the United States of America, together with interest thereon from the date hereof until maturity at the rate of ten percent (10%) per annum es detailed herein. All past due principal and interest shall bear interest from date of maturity until paid at the rate of fifteen perceat (15%) per annum, or to the maximum extent allowed by law (whichever is greater) as may hereafter be in effect, payable on demand after maturity. This Note is due end payable as follows: Thirty-six (36) equal monthly installments of principal and interest on the fifteenth of each month, starting on the month immediately following the effective date of the Note. Any notices required or permitted to be given by the holder hereof to Maker pursuant to the provisions of this Note shall be in venting and shall be either personally delivered or transmitted by fast class United States mail, addressed to Maker at the address designated below for receipt of notice (or at such other address as Maker may, from time to time, designate in writing to the holder hereof for receipt of notices hereunder). Any such notice personally delivered shall be effective as of the date of delivery, and any notice transmitted by mail, in accordance with the foregoing provisions, shall be deemed to have been given to and received by Maker as of the date on which such notice was deposited with the United States Postal Service, properly addressed and.with postage prepaid. This Note is also secured by and entitled to the benefits of all other security agreements, pledges, collateral assignments, deeds of trust, guaranties, mortgages, assignments, and lien instruments, if any, of any kind executed by Maker or by any other party as security for any loans owing by Maker to the Lender. Such lien instruments shall include those executed simultaneously herewith, those heretofore executed, and those hereafter executed. If any installment or payment of principal or interest of this Note is not paid when due or any drawer, acceptor, endorser, guarantoq surety, accommodation party or other person now or hereafter primarily or secondarily liable upon or for payment of all or any part of this Note (each hereinafter called an "other liable party") shall die, or become insolvent (however such insolvency may be evidenced); or if any proceeding, procedure or remedy supplementary to or in enforcement of judgment shall be resorted to or wmmenced against Maker or any other liable party, or with respect to any property of any of them; or if any governmental authority or any court at the instance thereof shall take possession of any substantial part of the property of or assume control over the affairs or operations of, or a receiver shall be appointed for or take possession of the property of, or a writ or order of attachment or garnishment shall be issued or made against any of the property of Maker or any other liable party; or if any indebtedness for which Maker or any other liable party is primarily or secondarily liable shall not be paid when due or shall become due and payable by acceleration of maturity thereof, or if any event or condition shall occur which shall permit the holder of any such indebtedness to declare it due and payable upon the lapse of time, giving of trotice or otherwise; or if Maker or any other liable party (if other than a natural person) shall be dissolved, wound up, liquidated or otherwise terminated, or a party to any merger or consolidation without the written consent of Lender, or if Maker or any other liable party shall sell substantially all or an integral portion of its assets without the written consent of Lender, or if Maker or any other liable party fails to fitrnish fmancial information requested by Lender; or if Maker or any other liable party furnishes or has famished any fmancial or other information or statements which are misleading in any respect; or if a default occurs under any instrument now or hereafter executed in connection with or as security for this Note; or any even[ occurs or condition exists which causes Lender to in good faith deem itself insecure or in good faith believe the prospect of payment or performance by Maker or any other liable party under this Note, under any instrument or agreement executed in connection with or as security for this Note, or under any other indebtedness of Maker or any other liable party to Lender is impaired; thereupon, at the option of Lender, the principal balance and accrued interest of this Note and any and all other indebtedness of Maker to Lender shall become and be due and payable forthwith without demand, notice of default, notice of acceleration, notice of intent to accelerate the maturity hereof, notice of nonpayment, presentment, protestor notice of dishonor, all of which are hereby expressly waived by Maker and each other liable party. Lender may waive any default without waiving any prior or subsequent default. If this Note is not paid at maturity whether by acceleration or otherwise, and is placed in the hands of any attorney for collection, or suit is filed hereon, or proceedings are had in probate, bankruptcy, receivership, reorganization, arrangement or other legal proceedings for collection hereof, Maker and each other liable party agree to pay Lender its collection costs, including court costs and a reasonable amount for attorney's fees. It is the intention of Maker and Lender to conform strictly to applicable usury laws. Accordingly, if the transaction contemplated hereby would be usurious under applicable law, then, in that event, notwithstanding anything to the contrary herein or in any agreement entered into in connection with or as security for this Note, it is agreed as follows: (i) the aggregate of all consideration which constitutes interest under applicable law that is taken, reserved, contracted for, charged or received under this Note or under any of the other aforesaid agreements or otherwise in connection with this Note shall under no cvcumstances exceed the maximum amount of interest allowed by applicable law, and any excess shall be credited on this Note by the holder hereof (or, if this Note shall have been paid in full, refunded to Maker); (ii) in the event that maturity of this Note is accelerated by reason of an election by the holder hereof resulting from any default hereunder or otherwise, or in the event of any required or permitted prepayment, then such consideration that constitutes interest may never include more than the maximum amount allowed by applicable law, and excess interest, if any, provided for in this Note or otherwise shall be canceled automatically as of the date of such acceleration or prepayment and, if theretofore prepaid, shall be credited on this Note (or if this Note shall have been paid in full, refunded to Maker); and (iii) all calculations of the rate of interest taken, reserved, contracted for, charged or received under this Note or under any of the other aforesaid agreements or otherwise in connection with this Note, that are made for the purpose of determining whether such rate exceeds the maximum lawful rate shall be made, to the extent permitted by applicable law, by amortizing, prorating, allocating, and spreading such interest over the entire term of the loan evidenced by this Note (including all renewal and extended terms). Maker may prepay all or any part of the principal of this Note before maturity without penalty. No partial prepayment shall reduce, postpone or delay the obligation of Maker to continue paying the installments harem provided on their respective due dates following any such partial prepayment until this Note is fully paid. p602761 ~ Exhibit "A" The Maker shall be directly and primarily liable for the payment of all sums called for hereunder; and, except for notices specifically required to be given by the holder hereof to Maker pursuant to the earlier provisions of this Note, Maker and each other liable party hereby expressly waive demand, presentment for payment, notice o£nonpayment, protest, notice of protest, notice of intention to aceelerate maturity, notice of acceleration of maturity, and all other notice, filing of suit and diligence in collecting this Note or enforcing or handling any of the security therefor, and do hereby agree to any substitution, exchange or release, in whole or in part, of any security here-for or the release of any other liable party, and do hereby consent to any and all renewals or extensions from time to time, of this Note, or any pert hereof, either before or after maturity, all without any notice thereof to any of them and without affecting or releasing the liabili shall be of them. Each holder hereof, in order to enforce payment of this Note by any other liable parry, required to first institute suit or exhaust its remedies against Maker and to enforce its rights against any security therefor prior to enforcing payment of this Note by any other liable party. SIGNED AND AGREED TO on the _ day of , 2009. a Texas ACKNOWLEGEMENT THE STATE OF TEXAS * COUNTY OF JEFFERSON BEFORE ME, THE UNDERSIGNED Notary Public, on this day personally appeared known to me to be the person whose name is subscribed to the foregoing instrument, and acknowledged to me that he/she executed the same as the act and deed of a Texas ,for the purposes and consideration therein expressed, and the Capacities therein stated. GIVEN UNDER MY HAND AND SEAL OF OFFICE, this the day of 2009. Notary Public, State of Texas U601761 - Ezhibil "A" MAKERS' ADDRESS FOR RECEIPT OF NOTICE: a Texas c/o Texas N60376I - Eahihi[ "A" EXHIBTT "B„ GUARANTY AGREEMENT THIS GUARANTY AGREEMENT, dated as of 2009 (the "Guaranty"), is made between the City of Port Arthur Section 4A Economic Development Corporation (the "PAEDC'~, a corporation validly existing under its Charter and the constitution and laws of the State of Texas, and Eduardo Grecian (the "Guarantor"), a natwal person residing in Texas. Capitalized terms used in this Guaranty and not defined otherwise are used herein as defined in the Economic Incentive Contract and Loan Agreement, dated 2009 (the "Agreement") between the PAEDC, as Grantor, and Orbital Insulation Corp., a Texas corporation with its principal offices in Port Arthur, Texas (the "Grantee"). Those definitions are incorporated in this Guaranty by reference. WITNESSETH THAT: WHEREAS, A. Upon the terms and conditions set forth in the Agreement, the PAEDC is willing to loan the Grantee the sum of ONE HUNDRED FIFTY THOUSAND AND NO/100 DOLLARS ($150,000.00) to enable the Grantee to acquire Equipment to design and construct Improvements to the Building described as 817 Houston Avenue, Port Arthur, Texas and to adjacent properties of the Grantee. B, to order to enhance the security of the PAEDC that the benefits under the Agreement will inure to the benefit of the residents of Port Arthur, Texas, the Guarantor is willing, in this Guaranty, to guaranty the obligations of the Grantee under the Agreement. C. The PAEDC and the Guarantor each have full right and lawful authority to enter into this Guazanty and to perform and observe the provisions hereof on their respective parts to be performed and observed. NOW, THEREFORE, in consideration of the premises and representations and agreements hereinafter wntained and subject to the terms hereof, and for other good and valuable consideration, the receipt of which is acknowledged hereby, the Guarantor agrees with the PAEDC as follows: ARTICLE I. REPRESENTATIONS AND WARRANTIES OF THE GUARANTOR Section I. i. The Guarantor represents and warrants as follows: (a) The financial statements provided to PAEDC are true and correct, and there are no material amendments or modifications thereto since the date of then submission to the PAEDC. (b) The signing, delivery, observance and performance by the Guarantor of this Guaranty and the Guarantor's covenants, agreements and obligations hereunder do not, and will not, (i) violate any law now existing, or (ii) contravene or constitute a default under any agreement, indenture, trust agreement or understanding to which the Guarantor is a parry or by which it or its property may be bound. ARTICLE II. COVENANTS AND GUARANTEES Section 2.1. The Guarantor hereby absolutely and unconditionally guarantees to the PAEDC at any time: (a) the full and prompt performance of all covenants, agreements and obligations of the Grantee under the Agreement, and (b) the payment of all principal, interest and other sums due, whether by acceleration or otherwise, together with all late chazges, disbursements, expenses, and deficiencies pursuant to that certain Commercial Promissory Note made by the Grantee to the PAEDC as of even daze herewith (wllectively the "Guaranteed Debt") together with the performance of Grantee's obligations under any documents or instmments executed in connection with or given to secure the Guaranteed Debt, and (c) the full and prompt payment of all expenses and charges, including without Ihnitation, to the extent permitted by law, reasonable attorneys' fees and expenses, paid or incured by the PAEDC acting as Grantor under the Agreement and in realizing any of the payments guazanteed hereby or in enforcing this Guaranty. The Guarantor will pay all payments in lawful money of the United States of America. Each default th payment of any amount payable hereunder shall give rise to a separate cause of action hereunder, and separate suits may be brought hereunder as each cause of action arises. Section 2.2. The Guarantor's covenants, agreements and obligations under this Guazanty are absolute and unconditional, are a present, and shall be a continuing, guaranty of performance and payment and not collectibility, and shall remain in full force and effect until all covenants, agreements and obligations of the Grantee under the Agreement have been performed or met, and all other amounts payable hereunder shall have been paid or provision shall have been made therefor to the satisfaction of the PAEDC, regardless of the legality, validity, regularity or enforceability of the Agreement or any other document. The obligations of the Guarantor described in the preceding paragraph shall not be amended, modified or impaired upon the happening of any event, including without limitation, any of the following, regazdless of whether there is notice to or consent of the Guarantor with respect thereto: (a) the compromise, settlement, release or termination of any or all of the covenants, agreements or obligations of the PAEDC under the Agreement; (b) the failure to give notice to the Guarantor of the occurence of a default under this Guaranty or an Event of Default under the Agreement, except as provided specifically in this Guaranty; (c) the waiver of the payment, observance or performance by the PAEDC or the Guarantor of any of their covenants, ageements or obligations under this Guaranty or the Ageement; (d) the extension of the time for observance or performance of any covenant, agreement or obligation under this Guazanty or the Agreement, or the extension or the renewal of any extension; (e) the modification or amendment of any covenant, agreement or obligation under the Agreement; p60I761 -Exhibit "B" (f) the taking or the omission of any action under this Guaranty or the Agreement; (g) any failure, omission or delay on the part of the PAEDC to enforce, assert or exercise any right, power or remedy conferred on the PAEDC under this Guaranty or the Agreement, or any actor omission on the part of the PAEDC at any time; (h) the occurrence of any of the following: (i) the admission by the Guarantor in writing of its inability to pay its debts generally as they become due, (ii) the entering of an order for relief in any case commenced by or against the Guazantor (except cases commenced by the Guarantor against third parties) under federal bankruptcy law, as in effect from time to time, (iii) a general assignment by the Guaaantor for the benefit of creditors, or (iv) the appointment of a receiver for the Guarantor or for the whole or any substantial part of its property; (j) to the extent permitted by law, the release or dischazge by operation of taw of the Guarantor from the observance or performance of any covenant, agreement or obligation under this Guaranty or any other agreement, contract or other instrument or document to which it is a party or by which i[ or its property is or may be bound; (k) the default or failure of the Guarantor to observe or perform fully any of its covenants, agreements or obligations under this Guaranty or any other agreement, contract or other instrument or document to which it is a party ar by which it or its property is or may be bound; (1) the default of the PAEDC under the Agreement; or (m) to the extent permitted by law, the invalidity of the Agreement, this Guaranty, any agreement, contract or other instrument or document to which the Guarantor is a party or by which it or its property is or may be bound. Section 2.3. No setoff, counterclaim, reduction, or diminution of any covenant, agreement or obligation, or any defense of any kind, which the Guarantor has or may have against the PAEDC or the Grantee, shelf be available hereunder to the Guarantor against the PAEDC; provided, however, that the Guarantor shall be entitled to assert in a timely manner in a separate action against the PAEDC or the Grantee, as the case may be, any rights that could not be asserted, by virtue of this Section 2.3, by the Guarantor as a setoff, counterclaim, reduction, diminution or defense in the action on this Guaranty, The Guarantor shall not exercise any right of subrogation under this Guaranty until its obligations hereunder have been dischazged in full, and such obligations shalt not be discharged by virtue of any impairment of such rights of subrogation. Section 2.4. If there is a default by the Grantee under the Agreement or the Commercial Promissory Note made by the Grantee thereunder, the PAEDC is not obligated to proceed fast against the Grantee and exhaust its remedies against the Grantee and its security or other rights in the collateral of the Grantee, prior to resorting to any remedy of the PAEDC as to the Guazantor; If Guarantor finds that further action against Grantee is futile, Guarantor may request in writing that PAEDC halt executing remedies against Grantee, after which PAEDC may proceed with remedies against Guarantor. bfi@761 - EMbibil °a" Section 2.5. The Guarantor covenants and agrees to pay all reasonable costs, expenses and fees (including without limitation, to the extent permitted by law, all court costs anwhether b suit orhotherwise, incurred by the PAEDC in enforcing or attempting to enforce this Guaranty, Y following any default on the part of the Guazantor under this Guazanty. Section 2.6. (a) The failure of the Guazantor to abide by or to observe or perform any covenant, agreement or obligation hereunder, or any inaccuracy in any material adverse respect of, or any material adverse omission from, any representation or warranty herein, shall constitute a default hereunder. (b) The occurrence of any of the following shall also constitute a default hereunder. (i) the admission by the Guarantor in writing of its inability to pay its debts generally as they become due; (ii) the entering of an order for relief in any case commenced by or against the Guarantor (except any case commenced by the Guarantor against a third party) under federal bankruptcy law, as in effect from time to time; (iii) a general assignment by the Guarantor for the benefit of creditors; (iv) the appointment of a receiver for the Guarantor or for the whole or any substantial part of its property; or The declaration of a default hereunder and the exercise of remedies upon the declaration shall be subject to any applicable limitations of federal bankruptcy law affecting or prebau~Ptthe declaration or exercise during the pendency of or immediately following any liquidation or reorganization proceedings. (c) If the default hereunder shall consist of the breach of any of the covenants, agreements or obligations of the Guarantor under Section 2.1, or if any default shall occur under Section 2.6(b), upon written demand by the PAEDC, the Guazantor shall (i) cause any such covenant, agreement or obligation to be performed or met and (ii) pay forthwith, or make provision for payment, to the PAEDC without further demand or notice and regardless of whether there has been any other default or event of default under the Agreement, the amount due and payable under the Agreement and the Guaranty. )n the event that the Guamntor shall be required to make payment to the PAEDC as described in the preceding pazagraph, in addition to that payment, the Guarantor shal2o(i hce upsAeEaInY~s~y covenant, agreement or obligation to be performed or met and (ii) pay further amount that is necessary to cover (i) the reasonable costs and expenses of collection, including reasonable compensation to the PAEDC, ds ag nable ex t nses or liabilftiesmcurred law, the PAEDC's attorneys and counsel, and (ii) any reaso Pe by the PAEDC hereunder. (d) in the case of a default hereunder, other than under Sections 2.1 and 2.6(b), the PAEDC upon obtaining knowledge of such default shall promptly give the Guazantor written notice of the default at the Guarantor's Notice Address, by registered or certified mail, postage prepaid, return receipt requested, and if the PAEDC shall have themrights, reomediesaandopowersgand the Guarant r shall make #60')761 -Exhibit "B" the payments, described in Section 2.6(c); provided, however, that if the default (other than a default under Sections 2.1 or 2.6(b)) can be remedied but not within that period, that failure shall not constitute a default, so long as the Guazantor is taking appropriate cortective action as permitted under the Agreement. Section 2.7. Rights, remedies and powers under this Guaranty may be exercised, either separately or cumulatively, in the event of one or more defaults under this Guaranty. ARTICLE III. NOTICE AND SERVICE OF PROCESS PLEADINGS AND OTHER PAPERS Section 3.1. The Guarantor covenants and agrees to be subject to service of process in the State of Texas, and that it will remain so subject to that service of process so long as the Agreement remains in full force and effect or any obligations of the Grantee remain outstanding thereunder. action 3.2. Any process, pleadings, notices or other papers served upon any agent appointed by Guarantor shall be sent at the same time by registered or certified mail, postage prepaid, to the Guazantor's Notice Address and to any other addresses that may be furnished by the Guarantor to the PAEDC in writing from time to time. ARTICLE N. MISCELLANEOUS Section 4.1. The covenants, agreements and obligations of the Guarantor hereunder shall arise absolutely and unconditionally when the Agreement becomes effective. Section 4.2. No remedy, right or power conferred herein upon or reserved hereunder to the PAEDC is intended to be exclusive of any other available remedy, right or power, but each remedy, right and power shall be cumulative and shall be in addition to every other remedy, right and power under the Agreement or any other document entered into in connection with the Agreement or existing at law, in equity or by statute or otherwise from time to time. No delay in exercising, or omission to exercise, any remedy, right or power upon any default, omission or failure of observance or performance hereunder shall impair any remedy, right or power or shall be construed to be a waiver thereof, but any remedy, right and power may be exercised whenever and as often as maybe deemed expedient. To entitle the PAEDC to exercise any remedy, right or power reserved to it under this Guaranty, it shall not be necessary for the PAEDC to give any notice, other than any notice that may be expressly required herein. In the event any provision contained in this Guaranty shall be breached by any party and the breach shall be duly waived thereafter by the other parry so empowered to act, the waiver shall be limited to the particular breach so waived and shall not be deemed to waive any other breach hereunder. No waiver, amendment, modification or release of this Guaranty shall be established by conduct, custom or course of dealing, but any amendment, modification or release shall be made solely by an instrument or document in writing duly signed by the parties hereto who have been duly authorized by this Guaranty so to amend this Guaranty. Section 4.3. This Guaranty may be amended and supplemented, to the same extent and upon the same conditions that the Agreement may be further amended and supplemented, by a written agreement signed by the parties hereto. The purposes for which an amendment of or supplement to this Guaranty may be made pursuant to this Section include, without limitation, the addition of, or substitution for the Guarantor qfi@761 - Ezbibit "B" as guarantor hereunder of, any Person that succeeds to or assumes, as the case may be, the Guazantor's covenants, agreements and obligations hereunder. Section 4.4. This Guaranty shall inure to the benefit of the PAEDC and its respective successors and assigns and is binding upon the PAEDC and the Guarantor and his heus and assigns: Section 4.5. This Guaranty constitutes the entire agreement, and supersedes all prior agreements and understandings, both written and oral, between the Guarantor and the PAEDC with respect to the subject matter hereof This Guaranty may be signed simultaneously in several counterparts, each of which shall be deemed to constitute an original, but all of which together shall constitute but one and the same instrument. It shall not be necessary in proving this Guaranty to produce or account for more than one of those counterparu. Section 4.6. The invalidity or unenforceability of any one or more phrases, sentences, clauses or sections contained in this Guaranty shall not affect the validity or enforceability of the remaining phrases, sentences, clauses and sections hereof. Section 4.7. This Guaranty shall be governed by and construed in accordance with the laws of the State of Texas. Section 4.8. All representations and warranties herein shall survive the signing and delivery hereof. IN WITNESS WHEREOF, [his Guaranty has been duly signed and delivered for and in the name and on behalf of the Guarantor and the PAEDC by their duly authorized officers or representatives, as ofthe date first above written. EXECUTED BY: Eduardo Grecian STATE OF TEXAS COUNTY OF JEFFERSON On this _ day of , 2009, before me, a Notary Public in and for said County and State, personally appeared Eduardo Graciao, who acknowledged that he did sign the foregoing instrument and that the same is his free act and deed. IN WITNESS WHEREOF, I have hereunto subscribed my name and affixed my official seal on the day and year aforesaid. (SEAL) Notary Public, State of Texas g602'r61 - ExL,Tit "B" ACCEPTED BY: Date: STATE OF TEXAS § COUNTY OF JEFFERSON § CTI'Y OF PORT ARTHUR SECTION 4A ECONO&IIC DEVELOPMENT CORPORATION sy: President On this _ day of , 2009, before me, a Notary Public in and for said County and State, personally appeared ,President of the PAEDC, who acknowledged that, with due authorization, he did sign the foregoing instrument on behalf of the PAEDC and chat the same is his free act and deed individually as such officer and the free act and deed of the PAEDC. IN WITNESS WHEREOF, I have hereunto subscribed my name and affixed my official seal on the day and year aforesaid. (SEAL) Notary Publio, State of Texas X601161 -Exhibit "9" EXHIBIT "B" GUARANTY AGREEMENT THIS GUARANTY AGREEMENT, dated as of 2009 (the "Guaranty"), is made between the City of Port Arthur Section 4A Economic Development Corporetlon (the "PAEDC"), a corporation validly existing under its Charter and the constitution and laws of the State of Texas, and Brnoo Fernandez (the "Guarantol'~, a natural person residing in Texas. Capitalized terms used in this Guaranty and not defined otherwise are used herein as defined in the Economic Incentive Contract and Loan Agreement, dated 2009 (the "Agreement") between the PAEDC, as Grantor, and Orbital Insulation Corp., a Texas corporation with its principal offices in Port Arthur, Texas (the "Grantee"). Those defmitions are incorporated in this Guaranty by reference. WITNESSETH THAT: WHEREAS, A. Upon the terms and conditions set forth in the Agreement, the PAEDC is willing to loan the Grantee the sum of ONE HUNDRED FIFTY THOUSAND AND NO/100 DOLLARS ($150,000.00) to enable the Grantee to acquve Equipment to design and construct Improvements to the Building described as 817 Houston Avenue, Port Arthur, Texas and to adjacent properties of the Grantee. B. >n order to enhance the security of the PAEDC that the benefits under the Agreement will inure to the benefit of the residents of Port Arthur, Texas, the Guarantor is willing, in this Guaranty, to guaranty the obligations ofthe Grantee under [he Agreement. C. The PAEDC and the Guarantor each have full right and lawful authority to enter into this Guaranty and to perform and observe the provisions hereof on their respective parts to be performed and observed. NOW, THEREFORE, in consideration of the premises and representations and agreements hereinafter contained and subject to the terms hereof, and for other good and valuable wnsideration, the receipt of which is acknowledged hereby, the Guarantor agrees with the PAEDC as follows: ARTICLE I. REPRESENTATIONS AND WARRANTIES OF THE GUARANTOR Section 1, 1. The Guarantor represents and warrants as follows: (a) The fmancial statements provided to PAEDC are true and correct, and there ate no material amendments or modifications thereto since the date of thew submission to the PAEDC. (b) The signing, delivery, observance and performance by the Guarantor of this Guaranty and the Guarantor's covenants, agreements and obligations hereunder do not, and will not, (i) violate any law now existing, or (ii) contravene or constitute a default under any ageement, indenture, trust agreement or understanding to which the Guarantor is a party or by which it or its property may be bound. k602761 -Exhibit "e" ARTICLE II. COVENANTS AND GUARANTEES Section 2.1. The Guarantor hereby absolutely and unconditionally guarantees to the PAEDC at any time: {a) the full and prompt performance of all covenants, agreements and obligations of the Grantee under the Agreement, and (b) the payment of all principal, interest and other sums due, whether by acceleration or otherwise, together with all late chazges, disbursements, expenses, and deficiencies pursuant to that certain Commercial Promissory Note made by the Grantee to the PAEDC as of even date herewith (collectively the "Guaranteed Debt") together with the performance of Grantee's obligations under any documents or instruments executed in connection with or given to secure the Guaranteed Debt, and (c) the full and prompt payment of all expenses and charges, including without limitation, to the extent permitted by law, reasonable attorneys' fees and expenses, paid or incurred by the PAEDC acting as Grantor under the Agreement and in realizing any of the payments guaranteed hereby or in enforcing this Guaranty. The Guarantor will pay all payments in lawful money of the United States of America. Each default in payment of any amount payable hereunder shall give rise to 8 separate cause of action hereunder, and sepazate suits may be brought hereunder as each cause of action arises. Section 2.2. The Guarantor's covenants, agreements and obligations under this Guaranty are absolute and unconditional, are a present, and shall be a continuing, guaranty of performance and payment and not collectibility, and shall remain in full force and effect until all covenants, agreements and obligations of the Grantee under the Ageement have been performed or met, and all other amounts payable hereunder shall have been paid or provision shall have been made therefor to the satisfaction of the PAEDC, regardless of the legality, validity, regularity or enforceability of the Agreement or amy other document. The obligations of the Guarantor described in the preceding paragraph shall not be amended, modified or impaired upon the happening of any event, including without limitation, any of the following, regardless of whether there is notice to or consent of the Guarantor with respect thereto: (a) the compromise, settlement, release or termination of any or all of the covenants, agreements or obligations of the PAEDC under the Agreement; (b) the failure [o give notice to the Guazantor of the occurrence of a default under this Guaranty or an Event of Default under the Agreement, except as provided specifically in this Guaranty; (c) the waiver of the payment, observance or performance by the PAEDC or the Guarantor of any of thew covenants, agreements or obligations under [his Guaranty or the Agreement; (d) the extension of the time for observance or performance of any covenant, agreement or obligation under this Guaranty or the Agreement, or the extension or the renewal of any extension; (e) the modification or amendment of any covenant, agreement or obligation under the Agreement; (f} the taking or the omission of any action under this Guaranty or the Agreement; (g) any failure, omission or delay on the part of the PAEDC to enforce, assert or exercise any right, power or remedy confersed on the PAEDC under this Guaranty or the Agreement, or any act or omission on the part of the PAEDC at any time; (h) the occurence of any of the following: (i) the admission by the Guarantor in writing of its inability to pay its debts generally as they become due, (ii) the entering of an order for relief in any case commenced by or against the Guarantor (except cases commenced by the Guarantor against third parties) under federal bankruptcy law, as in effect from time to time, (iii) a general assignment by the Guarantor for the benefit of creditors, or (iv) the appointment of a receiver for the Guarantor or for the whole or any substantial part of its property; (j) to the extent permitted by law, the release or discharge by operation of law of the Guarantor from the observance or performance of any covenant, agreement or obligation under this Guazanty or any other agreement, contractor other instrument or document to which it is a party or by which it or its property is or may be bound; (k) the default or failure of the Guarantor to observe or perform fully any of iu covenants, agreements or obligations under this Guaranty or any other agreement, contract or other instmment or document to which it is a party or by which it or its properly is or may be bound; (I) the default of the PAEDC under the Agreement; or (m) to the extent permitted by law, the invalidity of the Ageemen4 this Guaranty, any agreement, contract or other instrument or document to which the Guarantor is a party or by which it or its property is or may be bound. Section 2.3. No setoff, counterclaim, reduction, or diminution of any covenant, agreement or obligation, or any defense of any kind, which the Guarantor has or may have against fire PAEDC or the Grantee, shall be available hereunder to the Guarantor against the PAEDC; provided, however, that the Guarantor shall be entitled to assert in a timely manner in a separate action against the PAEDC or the Grantee, as the case may be, any rights that could not be asserted, by virtue of this Section 2.3, by the Guarantor as a setoff, counterclaim, reduction, diminution or defense in the action on this Guaranty. The Guarantor shall not exercise any right of subrogation under this Guaranty until its obligations hereunder have been dischazged in full, and such obligations shall not be discharged by virtue of any impairment of such rights of subrogation. Section 2.4. If there is a default by the Grantee under the Agreement or the Commercial Promissory Note made by the Grantee thereunder, the PAEDC is not obligated to proceed first against the Grantee and exhaust its remedies against the Grantee and its security or other rights in the collateral of the Grantee, prior to resorting to any remedy of the PAEDC as to the Guazantor; If Guazantor fmds that further action against Grantee is futile, Guarantor may request in wrifing that PAEDC halt executing remedies against Grantee, after which PAEDC may proceed with remedies against Guarantor. k601761 -Exhibit "B" Section 2.. The Guarantor covenants and agrees to pay all reasonable costs, expenses and fees (including without limitation, to the extent permitted by law, all court costs and attorneys' fees) that may be incurred by the PAEDC in enforcing or attempting to enforce this Guaranty, whether by suit or otherwise, following any default on the part of the Guarantor under this Guaranty. Section 2.6. (a) The failure of the Guarantor to abide by or to observe or perform any covenant, agreement or obligation hereunder, or any inaccuracy in any material adverse respect of, or any material adverse omission from, any representation or warranty herein, shall constitute a default hereunder. (b) The occurrence of any of the following shall also constitute a default hereunder: (i) the admission by the Guarantor in writing of its inability to pay its debts generally as they become due; (ii) the entering of an order for relief in any case commenced by or against the Guarantor (except any case commenced by the Guarantor against a third party) under federal bankruptcy law, as in effect from time to time; (iii) a general assignment by the Guarantor for the benefit of creditors; (iv) the appointment of a receiver for the Guarantor or for the whole or any substantial part of its property; or The declaration of a default hereunder and the exercise of remedies upon the declaration shall be subject to any applicable limitations of federal bankruptcy law affecting or precluding the declaration or exercise during the pendency of or immediately following any bankruptcy, liquidation or reorganization proceedings. (c) If the default hereunder shall consist of the breach of any of the covenants, agreements or obligations of the Guarantor under Section 2.1, or if any default shall occur under Section 2.6(b), upon written demand by the PAEDC, the Guazantor shalt (i) cause any such covenant, agreement or obligation to be performed or met and (ii) pay forthwith, or make provision for payment, to the PAEDC without further demand or notice and regardless of whether there has been any other default or event of default under the Agreement, the amount due and payable under the Agreement and the Guaranty. )n the event that the Guarantor shall be required to make payment to the PAEDC as described in the preceding paragraph, in addition to that payment, the Guarantor shall {i) cause any such covenant, agreement or obligation to be performed or met and (ii) pay to the PAEDC any further amount that is necessary to cover (i) the reasonable costs and expenses of collection, including reasonable compensation to the PAEDC, its agents and, to the extent permitted by law, the PAEDC's attorneys and counsel, and (ii) any reasonable expenses or liabilities incurred by the PAEDC hereunder. (d) In the case of a default hereunder, other than under Sections 2.1 and 2.6(b), the PAEDC upon obtaining knowledge of such default shall promptly give the Guarantor written notice of the default at the Guarantor's Notice Address, by registered or certified mail, postage prepaid, return receipt requested, and if the default continues unremedied for 30 days following the giving of the notice, the PAEDC shall have the rights, remedies and powers, and the Guarantor shall make 8602761 - ExNbit "B" the payments, described in Section 2.6(c); provided, however, that if the default (other than a default under Sections 2.1 or 2.6(b)) can be remedied but not within that period, that failure shall not wnstihrte a default, so long as the Guarantor is taking appropriate corrective action as permitted under the Agreement. Section 2.7. Rights, remedies and powers under this Guaranty may be exercised, either separately or cumulatively, in the event of one or more defaults under this Guaranty. ARTICLE II[. NOTICE AND SERVICE OF PROCESS PLEADINGS AND OTHER PAPERS Section 3.1. The Guarantor covenants and agrees to be subject to service of process in the State of Texas, and that it will remain so subject to that service of process so long as the Agreement remains in full force and effect or any obligations of the Grantee remain outstanding thereunder. Section 3.2. Any process, pleadings, notices or other papers served upon any agent appointed by Guarantor shall be sent at the same time by registered or certified mail, postage prepaid, to the Guarantor's Notice Address and to any other addresses that may be furnished by the Guarantor to the PAEDC in writing from time to time. ARTICLE N. MISCELLANEOUS Section 4.1. The covenants, agreements and obligations of the Guarantor hereunder shall arise absolutely and unconditionally when the Agreement becomes effective. Section 4.2. No remedy, right or power conferred herein upon or reserved hereunder to the PAEDC is intended to be exclusive of any other available remedy, right or power, but each remedy, right and power shall be cumulative and shall be in addition to every other remedy, right and power under the Agreement or any other document entered into in connection with the Agreement or existing et law, in equity or by statute or otherwise from time to time. No delay in exercising, or omission to exercise, any remedy, right or power upon any default, omission or failure of observance or perfornance hereunder shall impair any remedy, right or power or shall be construed to be a waiver thereof, but any remedy, right and power may be exercised whenever and as often as may be deemed expedient. To entitle the PAEDC to exercise any remedy, right or power reserved to it under this Guaranty, it shall not be necessary for the PAEDC to give any notice, other than any notice that may be expressly required herein. In the event any provision contained in this Guaranty shall be breached by any party and the breach shall be duly waived thereafter by the other party so empowered to. act, the waiver shall be limited to the particular breach so waived and shall not be deemed to waive any other breach hereunder. No waiver, amendment, modification or release of this Guaranty shall be established by conduct, custom or course of dealing, but any amendment, modification or release shall be made solely by an instrument or document in writing duly signed by the parties hereto who have been duly authorized by this Guazanty so to amend this Guaranty. Section 4.3. This Guaranty maybe amended and supplemented, to the same extent and.upon the same conditions that the Agreement may be further amended and supplemented, by a written agreement signed by the parties hereto. The purposes for which an amendment of or supplement to this Guaranty may be made pursuant to this Section include, without limitation, the addition of, or substitution for the Guarantor N602'76l -Exhibit "B° as guarantor hereunder of, any Person that succeeds to or assumes, as the case may be, the Guarantor's covenants, agreements and obligations hereunder. Section 4.4. This Guaranty shall inure to the benefit of the PAEDC and its respective successors and assigns and is binding upon the PAEDC and the Guarantor and his hews and assigns. Section 4.5. This Guaranty constitutes the entire agreement, and supersedes all prior agreements and understandings, both written and oral, between the Gtarantor and the PAEDC with respect to the subject matter hereof This Guazanty may be signed simultaneously in several counterparts, each of which shall be deemed to constitute an original, but sll of which together shall constitute but one and the same instrument. It shall not be necessary in proving this Guaranty to produce or account for more than one of those counterparts. Section 4.6. The invalidity or unenforeeability of any one or more phrases, sentences, clauses or sections contained in this Guaranty shall not affect the validity or enforceability of the remaining phrases, sentences, clauses and sections hereof. Section 4.7. This Guaranty shall be governed by and construed in accordance with the laws of the State of Texas. Section 4.8. All representations and warranties herein shall survive the signing and delivery hereof. IN WITNESS WHEREOF, this Guaranty has been duly signed and delivered for and in the name and on behalf of the Guarantor and the PAEDC by their duly authorized officers or representatives, as of the date first above written. EXECOTED 8Y: Bruno Fernandez STATE OF TEXAS COUNTY OF JEFFERSON On this day of , 2009, before me, a Notary Public in and for said County and State, personally appeared Bruno Fernandez, who acknowledged that he did sign the foregoing instrument and that the same is his free act and deed. IN WITNESS WHEREOF, I have hereunto subscribed my name and affixed my official seal on the day and year aforesaid. (SEAL) Notary Public, State of Texas k602761 -Exhibit "B" ACCEPTED BY: Date: STATE OF TEXAS COUNTY OF JEFFERSON CITY OF PORT ARTHUR SECTION 4A ECONOMIC DEVELOPMENT CORPORATION By: President On this _ day of , 2009, before me, a Notary Public in and for said County and State, personally appeared ,President of the PAEDC, who acknowledged that, with due authorization, he did sign the foregoing instrument on behalf of the PAEDC and that the same is his free act and deed individually as such officer and the free act and deed of the PAEDC. IN WITNESS WHEREOF, I have hereunto subscribed my name and affixed my official seal on the day and year aforesaid. (SEAL) Notary Public, State of Texas g6M761 -Exhibit "B" EXHLBTI' "B„ GUARANTY AGREEMENT THIS GUARANTY AGREEMENT, dated as of 2009 (the "Guaranty"), is made between the City of Port Arthur Sectioo 4A Economic Development Corporation (the "PAEDC"), a corporation validly existing under iu Charter and the constitution and laws of the State of Texas, and Irma Barragaa (the "Guarantor', a natural person residing in Texas. Capitalized terms used in this Guaranty and not defined otherwise are used herein as defined in the Economic Incentive Contract and Loan Agreement, dated 2009 (the "Agreement") between the PAEDC, as Grantor, and Orbital Insulation Corp., a Texas corporation with its principal offices in Port Arthur, Texas (the "Grantee"). Those defmitions are incorporated in this Guaranty by reference. WITNESSETHTHAT: WHEREAS, A. Upon the terms and conditions set forth in the Agreement, the PAEDC is willing to loan the Grantee the sum of ONE HUNDRED FIFTY THOUSAND AND NO/100 DOLLARS ($150,000.00) to enable the Grantee to acquve Equipment to design and construct Improvements to the Building described as 81'7 Houston Avenue, Port Arthur, Texas and to adjacent properties of the Grantee. B. In order to enhance the security of the PAEDC that the benefits under the Agreement will inure to the benefit of the residents of Port Arthur, Texas, the Guazantor is willing, in this Guaranty, to guaranty the obligations of the Grantee under the Agreement. C. The PAEDC and the Guarantor each have full right and lawful authority to enter into this Guaranty and to perform and observe the provisions hereof on their respective parts to be performed and observed. NOW, THEREFORE, in consideration of the premises and representations and agreements hereinafter contained and subject to the terms hereof, and for other good and valuable wnsideration, the receipt of which is acknowledged hereby, the Guazantor agrees with the PAEDC as follows: ARTICLE I. REPRESENTATIONS AND WARRANTIES OF THE GUARANTOR Section l.l. The Guarantor represents and warraztts as follows: (a) The fmancial statements provided to PAEDC are true and correct, and there are no material amendments or modifications thereto since the date of their submission to the PAEDC. (b) The signing, delivery, observance and performance by the Guarantor of this Guaranty and the Guarantor's covenants, agreements and obligations hereunder do not, and will not, (i) violate any law now existing, or (ii) contravene or constitute a default under any agreement, indenture, host agreement or understanding to which the Guarantor is a party or by which it or its property may be bound. aaazas~ - ewb;e..e. ARTICLE II. COVENANTS AND GUARANTEES Section 2.1. The Guarantor hereby absolutely and unconditionally guarantees to the PAEDC at any time: (a) the full and prompt performance of sli covenants, agreements and obligations of the Grantee under the Agreement, and (b) the payment of ell principal, interest and other sums due, whether by acceleration or otherwise, together with all late charges, disbursements, expenses, and deficiencies pursuant to that certain Commercial Promissory Note made by the Grantee to the PAEDC as of even date herewith (collectively the "Guaranteed Debt") together with the performance of Grantee's obligations under any documents or instruments executed in connection with or given to secure the Guaranteed Debt, and (c) the full and prompt payment of all expenses and charges, including without limitation, to the extent permitted by law, reasonable attorneys' fees and expenses, paid or incurred by the PAEDC acting as Grantor under the Agreement and in realizing any of the payments guaranteed hereby or ht enforcing this Guaranty. The Guarantor will pay all payments in lawful money of the United States of America. Each default in payment of any amount payable hereunder shall give rise to a separate cause of action hereunder, and separate suits may be brought hereunder as each cause of action arises. Section 2.2. The Guarantor's covenants, agreements and obligations under this Guaranty are absolute and unconditional, are a present, and shall be a continuing, guaranty of performance and payment and not collectibility, and shall remain in full force and effect until all covenants, agreements and obligations of the Grantee under the Agreement have been performed or met, and all other amounts payable hereunder shall have been paid or provision shall have been made therefor to the satisfaction of the PAEDC, regardless ofthe legality, validity, regularity or enforceability of the Agreement or any other document. The obligations of the Guarantor described in the preceding paragraph shall not be amended, modified or impaired upon the happening of any event, including without limitation, any of the following, regazdless of whether there is notice to or consent of the Guarantor with respect thereto: (a) the compromise, settlement, release or termination of any or all of the covenants, agreements or obligations of the PAEDC under the Agreement; (b) the failure to give notice to the Guarantor of the occurrence of a default under this Guazanty or an Event of Default under the Agreement, except as provided specifically in this Guaranty; (c) the waiver of the payment, observance or performance by the PAEDC or the Guarantor of any of their covenants, agreements or obligations under this Guaranty or the Agreement; (d) the extension of the time for observance or perfornance of any covenant, agreement or obligation under this Guaranty or the Agreement, or the extension or the renewal of any extension; (e) the modification or amendment of any covenant, agreement or obligation under the Agreement; M602T61 - E<hibil "B" (f) the taking or the omission of any action under this Guaranty or the Agreement; (g) any failure, omission or delay on the part of the PAEDC to enforce, assert or exercise any right, power or remedy conferred on the PAEDC under this Guaranty or the Agreement, or any act or omission on the part of the PAEDC at any time; (h) the occurrence of any of the following: (i) the admission by the Guarantor in writing of its inability to pay its debts generally as they became due, (ii) the entering of an order for relief in any case commenced by or against the Guarantor (except cases commenced by the Guazantor against third parties) under federal bankruptcy law, as in effect from time to time, (iii) a general assignment by the Guarantor for the benefit of creditors, or (iv) the appointment of a receiver for the Guarantor or for the whole or any substantial part of its property; (j) to the extent permitted by law, the release or dischazge by operation of law of the Guarantor from the observance or performance of any covenant, agreement or obligation under this Guaranty or any other agreement, contract or other instrument or document to which it is a party or by which it or its property is or may be bound; (k) the default or failure of the Guarantor to observe or perform fully any of its covenants, agreements or obligations under this Guazanty or any other agreement, contract or other instrument or document to which it is a party or by which it or its property is or may be bound; (1) the default of the PAEDC under the Agreement; or (m) to the extent permitted by law, the invalidity of the Agreement, this Guaranty, any agreement, contract or other instrument or document to which the Guarantor is a party or by which it or its property is or may be bound. Section 2.3. No setoff, counterclaim, reduction, or diminution of any covenant, agreement or obligation, or any defense of any kind, which the Guarantor has or may have against the PAEDC or the Grantee, shall be available hereunder to the Guarantor against the PAEDC; provided, however, that the Guarantor shall be entitled to assert in a timely manner in a separate action against the PAEDC or the Grantee, as the case may be, any rights that could not be asserted, by virtue of this Section 2.3, by the Guazantor as a setoff, counterclaim, reduction, diminution or defense in the action on this Guazanty. The Guarantor shall not exercise any right of subrogation under this Guaranty until its obligations hereunder have been discharged in full, and such obligations shall not be discharged by virtue of any impairment of such rights of subrogation. Section 2.4. ff there is a default by the Grantee under the Agreement or the Commercial Promissory Note made by the Gm»tce thereunder, the PAEDC is not obligated to proceed first against the Grantee and exhaust its remedies against the Grantee and its security or other rights in the collateral of the Grantee, prior to resorting to any remedy of the PAEDC as to the Guarantor; If Guarantor finds that further action against Grantee is futile, Guarantor may request in writing that PAEDC halt executing remedies against Grantee, after which PAEDC may proceed with remedies against Guazantor. N602763 - FxFtbit "B" Section 2.5. The Guarantor covenants and agrees to pay all reasonable costs, expenses and fees (including without limitation, to the extent permitted by law, all court costs and attorneys' fees) that may be incurred by the PAEDC in enforcing or attempting to enforce this Guaranty, whether by suit or otherwise, following any default on the part of the Guarantor under this Guaranty. action 2.6. (a) The failure of the Guarantor to abide by or to observe or perfortt any covenant, agreement or obligation hereunder, or any inaccuracy in any material adverse respect of, or any material adverse omission from, any representation or warranty herein, shall constitute a default hereunder. (b) The occurrence of any of the following shall also constitute a default hereunder: (i) the admission by the Guarantor in writing of its inability to pay its debts generally as they become due; (ii) the entering of an order for relief in any case commenced by or against the Guarantor (except any case commenced by the Guarantor against a third party) under federal bankruptcy.law, as in effect from time to time; (iii) a general assignment by the Guarantor for the benefit of creditors; (iv) the appointment of a receiver for the Guarantor or for the whole or any substantial part of its property; or The declaration of a default hereunder and the exercise of remedies upon the declaration shall be subject to any applicable limitations of federal banlwptcy law affecting or precluding the declaration or exercise during the pendency of or immediately following any bankruptcy, liquidation or reorganization proceedings. (c) If the default hereunder shall consist of the breach of any of the covenants, agreements or obligations of the Guamntor under Section 2.1, or if any default shall occur under Section 2.6(b), upon written demand by the PAEDC, the Guarantor shall (i) cause any such covenant, agreement or obligation to be performed or met and (ii) pay forthwith, or make provision for payment, [o the PAEDC without further demand or notice and regardless of whether there has been any other default or event of default under the Agreement, the amount due and payable under the Agreement and the Guaranty. Tn the event that the Guarantor shall be required to make payment to the PAEDC as described in the preceding paragraph, in addition to that payment, the Guarantor shall (i) cause any such covenant, agreement or obligation to be performed or met and {ii) pay to the PAEDC any further amount that is necessary to cover (i) the reasonable vests and expenses of collection, including reasonable compensation to the PAEDC, its agents and, to the extent permitted by law, the PAEDC's attorneys and counsel, and (ii) any reasonable expenses or liabilities incured by the PAEDC hereunder. (d) In the case of a default hereunder, other than under Sections 2.l and 2.6(b), the PAEDC upon obtaining knowledge of such default shall promptly give the Guarantor written notice of the default at the Guarantor's Notice Address, by registered or certified mail, postage prepaid, return receipt requested, and if the default continues unremedied for 30 days following the giving of the notice, the PAEDC shall have the rights, remedies and powers, and the Guarantor shall make p60276t - Eshibil"B" the payments, described in Section 2.6(c); provided, however, that if the default (other than a default under Sections 2.1 or 2.6(b)) can be remedied but not within that period, that failure shall not constitute a default, so long as the Guarantor is taking appropriate corrective action as permitted under the Agreement. Section 29. Rights, remedies and powers under this Guaranty may be exercised, either separately or cumulatively, in the event of one or more defaults under this Guaranty. ARTICLE III. NOTICE AND SERVICE OF PROCESS. PLEADINGS AND OTHER PAPERS Section 3.1. The Guarantor covenants and agrees to be subject to service of process in the State of Texas, and that it will remain so subject to that service of process so long as the Agreement remains in full force and effect or any obligations of the Grantee remain outstanding thereunder. Section 3.2. Any process, pleadings, notices or other papers served upon any agent appointed by Guarantor shall be sent at the same time by registered or certified mail, postage prepaid, to the Guarantor's Notice Address and to any other addresses that may be famished by the Guarantor to the PAEDC in writing from time to time. ARTICLE N. MISCELLANEOUS Section 4.1. The covenants, agreements and obligations of the Guarantor hereunder shall arise absolutely and unconditionally when the Agreement becomes effective. Section 4.2. No remedy, right or power conferted herein upon or reserved hereunder to the PAEDC is intended to be exclusive of any other available remedy, right or power, but each remedy, right and power shall be cumulative and shell be in addition to every other remedy, right and power under the Agreement or any other document entered into in connection with the Agreement or existing at law, in equity or by statute or otherwise from time to time. No delay in exercising, or omission to exercise, any remedy, right or power upon any default, omission or failure of observance or performance hereunder shall impair any remedy, right or power or shall be constn2ed to be a waiver thereof, but any remedy, right and power may be exercised whenever and as often as may be deemed expedient. To entitle the PAEDC to exercise any remedy, right or power reserved to it under this Guaranty, it shall not be necessary for the PAEDC to give any notice, other than any notice that may be expressly requ'ved herein. Tn the event any provision contained in this Guaranty shall be breached by any party and the breach shall be duly waived thereafter by the other party so empowered to act, the waiver shall be limited to the particular breach so waived and shall not be deemed to waive any other breach hereunder. No waiver, amendment, modification or release of this Guaranty shall be established by conduct, custom or course of dealing, but any amendment, modification or release shall be made solely by an instrument or document in writing duly signed by the parties hereto who have been duly authorized by this Guaranty so to amend this Guaranty. Section 4.3. This Guaranty may be amended and supplemented, to the same extent and upon the same conditions that the Agreement may be further amended and supplemented, by a written agreement signed by the parties hereto. The purposes for which an amendment of or supplement to this Guaranty may be made pursuant to this Section include, without limitation, the addition of, or substitution for the Guarantor 8602761 - Eal,ibil °a" as guarantor hereunder of, any Person that succeeds to or assumes, as the case may be, the Guarantor's covenants, agreements and obligations hereunder. Section 4.4. This Guaranty shall inure to the benefit of the PAEDC and its respective successors and assigns and is binding upon the PAEDC and the Guarantor and his heirs and assigns. Section 4.5. This Guamty constitutes tha entire agreement, and supersedes all prior agreements and understandings, both written and oral, between the Guarantor and the PAEDC with respect to the subject matter hereof. This Guaranty may be signed simultaneously in several counterparts, each of which shall be deemed to constitute an original, but ail of which together shall wnstitute but one and the same instrument. It shall not be necessary in proving this Guaranty to produce or account for more than one of those counterparts. Section 4.. The invalidity or unenforceability of any one or more phrases, sentences, clauses or sections contained in this Guaranty shall not affect the validity or enforceability of the remaining phrases, sentences, clauses and sections hereof. Section 4.7. This Guaranty shall be governed by and construed in accordance with the laws of the State of Texas. Section 4.8. All representations and warranties herein shall survive the signing and delivery hereof. IN WITNESS WHEREOF, this Guaranty has been duly signed and delivered for and in the name and on behalf of the Guarantor and the PAEDC by their duly authorized officers or representatives, as of the date first above written. EXECUTED BY: Irma Barragan STATE OF TEXAS COUNTY OF JEFFERSON On this _ day of , 2009, before me, a Notary Public in and for said County and State, personally appeared Irma Barregao, who acknowledged that she did sign the foregoing instrument and that the same is her free act and deed. IN WITNESS WHEREOF, I have hereunto subscribed my name and affixed my official seal on the day and year aforesaid. (SEAL) Notary Public, State of Texas Mfi@761 - Exhibit "B" ACCEPTED BY: Date: STATE OF TEXAS COUNTY OF JEFFERSON CITY OF PORT ARTHUR SECTION 4A ECONOMIC DEVELOPMENT CORPORATION sy: President On this _ day of , 2009, before me, a Notary Public in and for said County and State, personally appeared ,President of the PAEDC, who acknowledged that, with due authorization, he did sign the foregoing instrument on behalf of the PAEDC and that the same is his free act and deed individually as such officer and the free act and deed of the PAEDC. IN W[TNESS WIiEREOF, [have hereunto subscribed my name and affixed my official seal on the day and year aforesaid. (SEAL) Notary Public, State of Texas EXHIBIT "B" GUARANTY AGREEMENT THIS GUARANTY AGREEMENT, dated as of 2009 (the "Guaranty"), is made between the City of Port Arthur Section 4A Ewnomic Development Corporation (the "PAEDC'~, a corporation validly existing under its Charter and the constitution and taws of the State of Texas, and Julie A. Rivera (the "Guarantor"), a natural person residing in Texas. Capitalized terms used in this Guaranty and not defined otherwise are used herein as defined in the Economic Incentive Contract and Loan Agreement, dated , 2009 (the "Agreement") between the PAEDC, as Grantor, and Orbital Insulation Carp., a Texas corporation with its principal offices in Port Arthur> Texas (the "Grantee"). Those definitions are incorporated in this Guaranty by reference. WI"I'NESSETHTHAT: WHEREAS, A. Upon the terms and conditions set forth in the Agreement, the PAEDC is willing to roan the Grantee the sum of ONE HUNDRED FIFTY THOUSAND AND NO/100 DOLLARS ($150,000.00) to enable the Grantee to acquve Equipment to design and construct Improvements to the Building described as 817 Houston Avenue, Port Arthur, Texas and to adjacent properties of the Grantee. B. In order to enhance the security of the PAEDC that the benefits under the Agreement will inure to the benefit of the residents of Port Arthur, Texas, the Guarantor is willing, in this Guaranty, to guaranty the obligations of the Grantee under the Agreement. C. The PAEDC and the Guarantor each have full right and lawful authority to enter into this Guaranty and to perform and observe the provisions hereof on their respective parts to be performed and observed. NOW, THEREFORE, in consideration of the premises and representations and agreements hereinafter contained and subject to the terms hereof, and for other good and valuable consideration, the receipt of which is acknowledged hereby, the Guazantor agrees with the PAEDC as follows: ARTICLE I. REPRESENTATIONS AND WARRANTIES OF THE GUARANTOR Section 1.1. The Guarantor represents and warrants as follows: (a) The financial statements provided to PAEDC are true and correct, and there are no material amendments or modifications thereto since the date of their submission to the PAEDC. (b) The signing, delivery, observance and performance by the Guarantor of this Guaranty and the Guarantor's covenants, agreements and obligations hereunder do not, and will not, (i) violate any law now existing, or (ii) contravene or constitute a default under any agreement, indenture, trust agreement or understanding to which the Guarantor is a party or by which it or its property may be bound. X602761-Exhibit"B" ARTICLE II. COVENANTS AND GUARANTEES Section 2.1. The Guarantor hereby absolutely and unconditionally guazantees to the PAEDC at any time: (a) the full and prompt performance of all covenants, agreements and obligations of the Grantee under the Agreement, and (b) the payment of all principal, interest and other sums due, whether by acceleration or otherwise, together with all late charges, disbursements, expenses, and deficiencies pursuant to that certain Commercial Promissory Note made by the Grantee to the PAEDC as of even date herewith (collectively the "Guaranteed Debt") together with the performance of Grantee's obligations under any documents or instruments executed in connection with or given to secure the Guaranteed Debt, and (c) the full and prompt payment of all expenses and charges, including without limitation, to the extent permitted by law, reasonable attorneys' fees and expenses, paid or incurred by the PAEDC acting as Grantor under the Agreement and in realizing any of the payments guaranteed hereby or in enforcing this Guaranty. The Guarantor will pay all payments in lawful money of the United States of America. Each default in payment of any amount payable hereunder shall give rise to a separate cause of action hereunder, and separate suits may be brought hereunder as each cause of action arises. Section 2.2. The Guarantor's covenants, agreements and obligations under this Guaranty are absolute and unconditional, are a present, and shall be a continuing, guaranty of performance and payment and not collectibility, and shall remain in full force and effect until all covenana, agreements and obligations of the Grantee under the Agreement have been performed or met, and all other amounts payable hereunder shall have been paid or provision shall have been made therefor to the satisfaction of the PAEDC, regardless of the legality, validity, regularity or enforceability of the Agreement or any other document. The obligations of the Guarantor described in the preceding paragraph shall not be amended, modified or impaired upon the happening of any event, including without limitation, any of the following, regardless of whether there is notice to or consent of the Guarantor with respect thereto: (a) the compromise, settlement, release or termination of any or all of the covenants, agreements or obligations of the PAEDC under the Agreement; (b) the failure to give notice to the Guarantor of the occurrence of a default under this Guaranty or an Event of Default under the Agreement, except as provided specifically in this Guaranty; (c) the waiver of the payment, observance or performance by the PAEDC or the Guarantor of any of their covenants, agreements or obligations under this Guaranty or the Agreement; (d) the extension of the time for observoan~ oAr perfinent orethe an t nsion ortthe~renewal or obligation under this Guaranty gree of any extension; (e) the modification or amendment of any covenant, agreement or obligation under the Agreement; 8602761 -Exhibit "B" (f) the taking or the omission of any action under this Guaranty or the Agreement; (g) any failure, omission or delay on the part of the PAEDC to enforce, assert or exercise any right, power or remedy conferred on the PAEDC under this Guaranty or the Agreement, or any act or omission on the part of the PAEDC at any time; (h) the occurrence of any of the following: (i) the admission by the Guarantor in writing of its inability to pay its debts generally as they become due, (ii) the entering of an order for relief in any case commenced by or against the Guazantor (except cases commenced by the Guarantor against third parties) under federal bankruptcy law, as in effect from time to time, (iii) a general assignment by the Guarantor for the benefit of creditors, or (iv) the appointment of a receiver for the Guarantor or for the whole or any substantial part of its property; (j) to the extent permitted by law, the release or discharge by operation of law of the Guarantor from the observance or performance of any covenant, agreement or obligation under this Guaranty or any other agreement, contract or other instrument or document to which it is a party or by which it or its property is or may be bound; (k) the default or failure of the Guarantor to observe or perform fully any of its covenants, agreements or obligations under this Guaranty or any other agreement, contract or other instrument or document to which it is a parry or by which it or its property is or may be bound; (1) the default of the PAEDC under the Agreement; or (m) to the extent permitted by law, the invalidity of the Agreement, this Guaranty, any agreement, contract or other instrument or document to which the Guarantor is a party or by which it or its property is or may be bound. Section 2.3. No setoff, counterclaim, reduction, or diminution of any covenant, agreement or obligation, or any defense of any kind, which the Guarantor has or may have against the PAEDC or the Grantee, shall be available hereunder to the Guarantor against the PAEDC; provided, however, that the Guarantor shall be entitled to assert in a timely manner in a separate action against the PAEDC or the Grantee, as the case may be, any rights that could not be asserted, by virtue of this Section 2.3, by the Guarantor as a setoff, counterclaim, reduction, diminution or defense in the action on this Guaranty. The Guazantor shall not exercise any right of subrogation under this Guaranty until its obligations hereunder have been dischazged in full, and such obligations shall not be discharged by virtue of any impairment of such rights of subrogation. Section 2.4. If there is a default by the Grantee under the Agreement or the Commercial Promissory Note made by the Grantee thereunder, the PAEDC is not obligated to proceed first against the Grantee and exhaust its remedies against the Grantee and its security or other rights in the collateral of the Grantee, prior to resorting to any remedy of the PAEDC as to the Guazantor; [f Guarantor finds that further action against Grantee is futile, Guarantor may request in writing that PAEDC halt executing remedies against Grantee, after which PAEDC may proceed with remedies against Guarantor. X602761 - Ezbibit "B" Section 2.5. The Guarantor covenants and agrees to pay all reasonable costs, expenses and fees (including without limitation, to the extent permitted by law, all court costs and attomeys' fees) that may be incurred by the PAEDC in enforcing or attempting tc enforce this Guaranty, whether by suit or otherwise, following any default on the part of the Guazantor under this Guazanty. Section 2.6. (a} The failure of the Guarantor to abide by or to observe or perform any covenant, agreement or obligation hereunder, or any inaccuracy in any material adverse respect of, or any material adverse omission from, any representation or warranty herein, shall constitute a default hereunder. (b) The occurrence of any of the following shall also constitute a default hereunder: (i) the admission by the Guarantor in writing of its inability to pay its debts generally as they become due; (ii) the entering of an order for relief in any case commenced by or against the Guarantor (except any case commenced by the Guarantor against a third party) under federal bankruptcy law, as in effect from time to time; (iii) a general assignment by the Guarantor for the benefit of creditors; (iv) the appointment of a receiver for the Guarantor or for the whole or any substantial part of its property; or The declaration of a default hereunder and the exercise of remedies upon the declazation shall be subject to any applicable limitations of federal bankmptcy law affecting or precluding the declaration or exercise during the pendency of or immediately following any bankruptcy, liquidation or reorganisation proceedings. (c) If the default hereunder shall consist of the breach of any of the covenants, agreements or obligations of the Guarantor under Section 2.1, or if any default shall occur under Section 2.6(b), upon written demand by the PAEDC, the Guarantor shall (i) cause any such covenant, agreement or obligation to be performed or met and (ii) pay forthwith, or make provision for payment, to the PAEDC without further demand or notice and regazdless of whether there has been any other default or event of default under the Agreement, the amount due and payable under the Agreement and the Guaranty. th the event that the Guarantor shall be required to make payment to the PAEDC as described in the preceding paragraph, in addition to that payment, the Guarantor shall (i) cause any such covenant, agreement or obligation to be performed or met and (ii) pay to the PAEDC any further amount that is necessary to cover (i) the reasonable costs and expenses of collection, including reasonable compensation to the PAEDC, its agents and, to the extent permitted by law, the PAEDC's attorneys and counsel, and (ii) any reasonable expenses or liabilities incurred by the PAEDC hereunder. {d) In the case of a default hereunder, other than under Sections 2.1 and 2.6(b}, the PAEDC upon obtaining knowledge of such default shall promptly give the Guarantor written notice of the default at the Guarantor's Notice Address, by registered or certified mail, postage prepaid, return receipt requested, and if the default continues unremedied for 30 days following the giving of the notice, the PAEDC shall have the rights, remedies and powers, and the Guarantor shall make Nb02761 - Eoaiibi, "B" the payments, described in Section 2.6(c); provided, however, that if the default (other than a default under Sections 2.1 or 2.6(b)) can be remedied but not within that period, that failure shall not constitute a default, so long as the Guarantor is taking appropriate corrective action as permitted under the Agreement. Section 2.7. Rights, remedies and powers under this Guaranty may be exercised, either separately or cumulatively, in the event of one or more defaults under this Guaranty. ARTICLE ID. NOTICE AND SERVICE OF PROCESS PLEADINGS AND OTHER PAPERS Section .l. The Guarantor covenants and agrees to be subject to service of process in the State of Texas, and that it will remain so subject to that service of process so long as the Agreement remains in full force and effect or any obligations of the Grantee remain outstanding thereunder. Section 3.2. Any process, pleadings, notices or other papers served upon any agent appointed by Guarantor shall be sent at the same time by registered or certified mail, postage prepaid, m the Guarantor's Notice Address and to any other addresses that may be furnished by the Guarantor to the PAEDC in writing from time to time. ARTICLE N. MLSCELLANEOUS Section 4.1. The covenants, agreements and obligations of the Guarantor hereunder shall arise absolutely and unconditionally when the Agreement becomes effective. Section 4.2. No remedy, right or power conferted herein upon or reserved hereunder to the PAEDC is intended to be exclusive of any other available remedy, right or power, but each remedy, right and power shall be cumulative and shall be in addition to every other remedy, right and power under the Agreement or any other document entered into in connection with the Agreement or existing at law, in equity or by statute or otherwise from time to time. No delay in exercising, or omission to exercise, any remedy, right or power upon any default, omission or failure of observance or performance hereunder shall impair any remedy, right or power or shall be construed [o be a waiver thereof, but any remedy, right and power may be exercised whenever and as often as may be deemed expedient. To entitle the PAEDC to exercise any remedy, right or power reserved to it under this Guaranty, it shall not be necessary for the PAEDC to give any notice, other than any notice that may be expressly requved herein. In the event any provision contained in this Guaranty shall be breached by any party and the breach shall be duly waived thereafter by the other party so empowered to act, the waiver shall be limited to the particular breach so waived and shall not be deemed to waive any other breach hereunder. No waiver, amendment, modification or release of this Guaranty shall be established by conduct, custom or course of dealing, but any amendment, modification or release shall be made solely by an instrument or document in writing duly signed by the parties hereto who have been duly authorized by this Guaranty so to amend this Guaranty. Section 4.3. This Guamnty may be amended and supplemented, to the same extent and upon the same conditions that the Agreement may be further amended and supplemented, by a written agreement signed by the parties hereto. The purposes for which an amendment of or supplement to this Guaranty may be made pursuant to this Section include, without limitation, the addition of, or substitution for the Guarantor !1603761 -Exhibit "B" as guarantor hereunder of, any Person that succeeds to or assumes, as the case may be, the Guarantor's covenants, agreements and obligations hereunder. Section 4.4. This Guaranty shall inure to the benefit of the PAEDC and its respective successors and assigns and is binding upon the PAEDC and the Guarantor and his heirs and assigns. Section 4.5. This Guaranty constitutes dre entire agreement, and supersedes all prior agreements and understandings, both written and oral, between the Guarantor and the PAEDC with respect to the subject matter hereof. This Guaranty may be signed simultaneously in several counterparts, each of which shall be deemed to constitute an original, but all of which together shall constitute but one and the same instrument. It shall not be necessary in proving this Guaranty to produce or account for more than one of those counterparts. Section 4.6. The invalidity or unenforceability of any one or more phrases, sentences, clauses or sections contained in this Guaranty shall not affect the validity or enforceability of the remaining phrases, sentences, clauses and sections hereof. Section 4.7. This Guaranty shall be governed by and construed in accordance with the laws of the State of Texas. Section 4.8. All representations and warranties herein shall survive the signing and delivery hereof. IN WITNESS WHEREOF, this Guazanty has been duly signed and delivered for and in the name and on behalf of the Guarantor and the PAEDC by their duly authorized officers or representatives, as of the date first above written. EXECUTED BY: Julie A. Rivera STATE OF TEXAS COUNTY OF JEFFERSON On this _ day of , 2009, before me, a Notary Public in and for said County and State, personally appeared Julie A. Rivera, who acknowledged that she did sign the foregoing instrument and that the same is her free act and deed. IN WITNESS WHEREOF, I have hereunto subscribed my name and affixed my official seal on the day and year aforesaid. (SEAL) Notary Public, State of Texas 8602761 -Exhibit "a" ACCEPTED BY: CITY OF PORT ARTHUR SECTION 4A ECONONIIC DEVELOPMENT CORPORATION Date: By' President STATE OF TEXAS COUNTY OF JEFFERSON 9 On this _ day of , 2009, before me, a Notary Public in and for said President of the PAEDC, who County and State, personally appeared acknowledged that, with due authorization, he did sign the foregoing instrument on behalf of the PAEDC and that the same is his free act and deed individually as such officer and the free act and deed of the PAEDC. IN WITNESS WHEREOF, I have hereunto subscribed my name and affixed my official seal on the day and yeaz aforesaid. (SEAL) Notary Public, State of Texas asonei ~n;en-a° EXHIBIT "C" DEED OF TRUST pclo~~tS~.1~r,C,nrp• ~e14~ b1~3 ~~~~~~ ,f,~ z~ea~z~n A/~l~b[~ ~Reeort0ap Plagw Asnem 7a: WrAtreuYta~V Wf1 ~S O~~a7t4S ~~ Tw'r~lfLlz4y taw , r}~ri-hurlTjt; "T764:L 6WaaeT'ma apanAaare716ltm lwAere,d6eAr. DEED OF TRUST . (VJ1th Bmure AdNmm C(anwl Notice of coni7dentiallgy rights: ify ou ere a natocal person, yen may remove or stds'3ce any or eu of the ioQowlDg iDformattoD ttom auy iDafrumeat that traDSiers eD tnterest fa teal properly bePare it is Cried Por record in the public records: your soael security number or yonr driver's Wxase number. 1. DATE AND PAA17B9. Tho dou of th36 Deed of T7n6t (Seaadry Imaumen0 u ..43147/8W9 ................ 1]ac panla and dxir addrewea ua ea fo0owa: GAANrOR: OrDlmllnsulalion Corp 817 Hoodoo Ave POrtAML[TX 77840 ^ tltta~a,aalm to Oa amrdMAGEmarw'v:w:pontedlierofa, fw >Allliomtdtavarc TRUSTEE: GeneO McCopum TuateeMCanmunttyeenk ofTe:w,NA. 9900 Edger ermm Ortve Orange, 7k 77830 LbNDfiR: CanmunlgBenk ofTwma, NA 3900 Edgy Brown DrNa orenae. rx ne3o 3. CON4EYANCY, In mmtdernion of Ten DoeYS paid in hM, fm dr puryoae of sewing Ne pcived Deb[ (defimd bebaO od G[woYa pdtlomm~ee nvder 8Se Sxuriq Ioaa~em, Gnnoor frtavaeebty Anna, adla, and amrya w[o 7wae, La ,.,,.a toe Ok+ bed[ of Lsaday wh6 power of adR aho fopowinp The pmpaa[y la mood In ..JA1!9fC, 911 ........................................... a[ .........................:....._... (Geueyi .k17..tlM:klDOAYA .................................P.Rf1.ft!71Y.!............................ Taxas ....ZZ944.u`58.4... ueam0 tam Rtrcaaa 7bpeaer wltb yi nnppppb, ewamma, up~p,atenaocea, m a, miaael riphU, o0:od ®a dpkb, a0 water aed tipaden rigbn, dbclw, end waftt staK end dl ea4etay eq auote ImprovanenU. acncaua. flxmre+, xd repiacemma eat may mw. or m 609 dma in 16a (MUre, be pan of Oe Tal asaw ~lcrioM aLWC (all a~~ppppy~~.ymmgq.lm1nla N.~ h~/ YYwe~0aa4 e00a uMC - ~„w ,r ~. 3. SBCURBD DEBT AND !M'URB ADVANCES. The mein •Sewtod f1eM' is defined u Podowt: A. DtM bsuored m@r nm Iemn of a proNUOry note, 'NOIC,' derodkd blow, erA dl rereads, exnosiom ntodlflratioru or wDSdmbom. AtteeF: (IYAen rnsmfG'ng rAe dtAr aearrcd yws danrd indrrdan~em+rhebwrarvers'aawer. tAe nose mmm+tarMdu crgnurryddu.) " Aroekba ancudd3dWAap.ap payiabk Qdnl tnwtitbn oenwfu mahnq dxe amrdl y.paP. ® B. All fumrc atlnnca Gam Lender m Granm. or abar future oNigdlana of Ccmmr to 4ndcr uMer any pmmtmry nom, wsuua, gurauy, or ndter evdenw of debt newted by Cnnbr In favor of LeMer alter thh Saur(ry Imwmeat tahedta m rwl this Sewn' Intrvmem is epecEtceily rcfaerved. it man rhaa ons ppewee aip» dm Saucily itntmmem, each Onmar egress tfiu mB Saeurhy Imaament wltl xtma ell Nmm advarsu and mine o0ligadons Wm ore 5siven b at mmmcd DY soy one Pr mere Grantor, at any one or more Grmmr aM o0era. AY mwe edr.nccs and Omer Neap obllgdom am tamN by min Sewrlly Imtnumnt even Nongb ill n pan may nut Yet De adaaoad. All ftbtre adntlw and other (once obligation ue sew[ed as U mMe oa Ux dam of chu Scwdry loswmcnL NptANg In mL Seemity Imtcvrocln shall toMdWb a mmmluxm b make addiilonil or Auuee bans or ¢dvermes In arty amount. Any meb mmmitokatrnutt be agseW to Ia a sepank writing. ^ C. All oDllgmlon Grufoe owes a Leader. wfilth may la[er n&e, ro tlse atrnl nm ProAibllM DY 6w, including Ent nm Emlted t0. dehdilin for nM rc611og to any depnit amwt agtameot betwaa ~naor and L<oA~J. D. All BddNOOd auto advaneM eotl apemen Incurred Oy uMa for irnoting, praaving or odkraise promNng dk Property aM In robin end aM other sums edvaneed eed apeman kwured M Imdor under me terms o(dlis Secodty Immanent. 4. PAYABNTS. Gnotor agrees that all pps3ymems under (Ac Soused Debt will be paid when doe and In atroordaaa wiW IDe tams of dk Semtd DeMard Ih4 Semrlry lrv(sumenl 5. SUBROGATION. Any amoun4 adramed b)) i.eMer to Ommor to ake out omswdlog lion agaiiost eny ox all of tM Pro ny haw been advanced at GramoYS rcgnest, eM upon Gnmoi s rcprcxdtation due snrlt emouala an dt~u and are aaumd bx n)d Ikm agaWt dta Prolwrty. To be mwa perminod by law, Isnda .sAa11 M aubrvgota0 Id enY and sV n Rn,~auperior ddn, tiew and equdka mvned a maDned by myy obmer or holder of ally wtsdndhlgg Item and OeDn, br]oding w imams) of CPatractoe agwdlw or wWAa edd Ileos am aoqurced by Lecder DY asstgmnwl or ere nleascd by IAe Aalder mrceof upon pgymenr. 6. WARRANTY OF Ti9'LB. Onolor aamnn mac Grader is or wE1 6e IewfuRy seittd rd IAo nine cooveycd DY mu Seeurfry Imwmem and Ras tAo dgm m imesmubly gem. rnnwy ud scE the Property m Tltulee, in vin[, wide power a! sale Onomr ilm warrmu (bat me Property n uttntambered, nape for rarxmtMocm of raord W any eotarabetsrca vapreWY approved by Lender in wrAlog. 7. PRIOR SECURITY INfSRF.BTS. Wi0 regaN to any Other swrtgage, dad et uuu, sandty agrcemem or taha Ihn daumem due n®tM lFrmr eecud7lttlercat or encumbractce oa the Property, Onntm agrees: A. To ma& aE paymems whw doeaod m perform ormmpty wDh s6 wvmams. B. Tn pr dY deliver to LerAamrymtloea lAU Crutbt reaira from the holdu. C. Nat ro draw any modUwdod or eatuulan ef, nor b reques any Mmu adwow uoder any note or ngrantaltzcaued by Ne lien dceument uldnutt.wtla'a Prmrwridtnamem. S. CLAIMS AGAL"tS1' TI'L'LS, Granmr wUI 77 a6 uxn asassowna, tons, encumbraaa, kao ppaymems, grottrd rend, Wliria, aid other crosga n3icg b tln Pnpury whin duo. ixvder ouy «quim Onator to pcovWe to [<Mer copies of all natlres dne each mooum+ ue due and me ~ttcppls otiAncmg Gruuor's paymrni. tSranla wllt ddteod tide b the Prtgedy againz any claims thin woWC immppair dm lien of au Scanty Inwumrnl. To dre akin pervWttd by law, Onntor agrees to aaign to Ca16n, ss requamtl by Lentlec arp~ rlgltcR eainu a defenus Rumor may Mve quint paNa who supply BDOr err mamriils m mdnnin or improve Iho Pmperry. 9. DUB ON SALE OR ENCUMBRANCE. 4oda may, a in option, dadme the tmin Ddarre of 00 Seaved Debt tau arty Weatntd cMrrggss, m lK Ynmediaiely duo aM payable upon IDs ereaelon of, a comer fa the creation ol, any lies, eacvnlbnoa, aaotR+ or nle of dl o[ any pat of dk Proporp~. TABS rl t u aW r m the mmrkdma imposed by federal law (l1 C.F.R. S9U, at aPplinble. Thu oovenn sha)I rvn with We Preperry ud eball ramaW in effect utWl Us Scarrd Debt !t paid m NG and this Security Watmtent U rdmred. rw ~a a .wr'•f°rv ~"r near .v..ew•.°,r~a„auw. o,eet emr vasu: rilrJOa < . 30. PROPERTY CONDITlONr ALTERATIONS AND INSTSCTION. Granor will lap me Property in food medltlan ell scale all regaira rho ve by' oeaaat3'.~Op ~ ~ mt ammLL a allow any ivaam, lmpilemeel. a ddodotanon of rho P Garor wW putt' 4w of mdonz wrsds and gtaxea ambr again that dm metre o! do oWID1n~Y and LLta wall ml aobbladiNl~• afiaoge Mrhaut r ..a.r. ...n...Arr... n.,n.nm fnnm. wet rot i Nrnae G, fav Iiren,G rat[cGVS mPG-ad or P]aims, avd aaloa, a$ahsstararaor, am ores%rox or aantags m Iae rnparry Isada or fendoa'a ageata ®y, al [.cadet's opliov, pnrmgiy aata the Property m uy reawoabk time for tlra potpoae of mtpedsog rbe Property. 4wdd shalt glue Graomr miles 3t Ilu trine of Pr befete su impasle¢ ryryuu~1Q„~Ing a reas¢mble pugose for,be'aa. Aay lmpectiao a[ me Pmpery soau be ndrety for Candor a hmefil a~ Gnorarwilr la m wtY [a~9 anlsnder's hcpesiion. 13. ALTRORITY TD PERBOAM. If Grarmr Oilm b peildm aay 6¢ry or any of Ox eovam¢u mntahud h tltla Seauip~ mawmmt. herder m%, widwur aodw odor a requited by ~", puform u nose diem b be pertprmed. Gnmor appomu I.aoder x altomey h foes b s (ti mror's woP n paY cry amount moasay oaC r pes(Drmtaw m tlx exmm pamitmd Et' law. scwder's gM f0 perform far Grmbr zlull nil ...,,. an ob11gstbn topenorm. aad I.mda'a cilium b pakmt trill mt pnylvde tender from xaefzing a% of Lwdet'a ema rigba miles lh la,r m mis Seadty mtmimea m me amt pa®lmd by Itw. F mawdioP on she Ihoperp~ u dlwmdnoed or nos retried oa h a reaarebla manna. LaMcr+ruY,aue ill steps aamarY b probd IeodeYa semisy iutawa in Ne proparty. tndoilag aamPledoa o/ ,ha maamtWoa. 12, A1SlGNMENt' OF LEASPS MID AffiiTS. Graaor ¢bsdgmty me0¢Oidomlly. 'preroa6ry wd hnmedlCep xsiga, aa¢m and eomreya b Tnnme, hr tra[ Por r>r UeWit of [aodor all the fight, tide nM iotant h rib tedosvteg (m retested b ss Prepesry): aiding err Moro karat, wbkasw. lirenaa. ginrvr~da and aoy o0ra vrtittev n ve[bil agrumems tin Oe ou a~ oompancy Pt dm Propa[y~ inemdmg any mdusma, tesxwats, modiflndons or reyladmmts (ill retorted m as CasW: wd rents" , iseua and profits (ml refertN b u Ream). In We avm say hrn Asled x Lass or Rader b dctawined b Ee pamrel pprepesty, mla Astigrarient wilt also h «gddcd u a uariry agreement (iaator wild p .mpdY provide lt,da widt copM of tLe Leata aad wAl ead~ Luca arc tore aad dorrm{ eop W 7fie erhdttg iexa will 6e provldM as aeuNon of ,he Ax amt ill Metre Lasu dad arty othor mtbrmatbn vrilh wauert to Nae LnsatvW De provWedW vafta they ax eztevld. taedpr gnats Grantor a nvaubk Rmme b wlht, rcukc, eq{oy sad sae rbe RPnu a long et lrmror u ad is d<f1Nt Grnuor's Qe1Wt aammelkaRy and Immalately wvoYa Ors Fasue. Upm doM1Wt Grxta w1R recda sny Aetna in dart for Leader aed Gmm[ wN mt ceromtr~e Ow Renm with any other foods. Who l.ada w dheW, atauor rv1A tadmae and Qeiira a% yaymenm of Aentt 5om she Prepprty ro trades. GrYaot agrees. Wt [.enter alit ml Dc uratdaW ro bees mortgagaa*InymaRtm by ezewdng Ibla SaorgS ImbY0lem Pi q' wllada$ e'e duNtog')YayMeda more Sawad' Wes mty may became a moryagarlo-poaasioa after Gredx'a llunre ro mdeq rants, aq{ay aed ux Poe Rend u rental by Leader or aobmsdesllY ravoWd m Gsmsd's defaelt om Cella tare aaod pos:exlon pf ilia Prapary. Cnnem,rnnr. endl leader Mrea; reseal rxivealon of We Iheoerav. Iseder it mt ebdamd b rtertorm M b lY Addy, me t.eaw a tea rcoparty, or rte miles m airy Wes br any m or Pamage w any Pawa or .proprary audelaM h a abom me Property. armor tgrea a dill Sera b Iotvmotsu k immedialdy eRadve betwtan Gn¢mr aad Izrdur aril et(attve u w tWM partlas on dti semrdl¢i of lltia Asstgameor. N Iwg at dtia Asdgnment b h etRet, Grantor wartans and «ptetew ku no defaNS exiars order me (.mra, ant she panic sPDjccl m tlw llaam hue mt vb9md any appdr~bte law on Wsa, IlPanw avd I®meda and mach. 19. LC,L °aLDS; COdDOMINRID99s PLAMVBD UNP[ DEVHIAPMENYS. Gnaa agroa m umpl~ atilt rho proviskm Of my lose a fain Saarlry lattumm m m . leaxemd. u Ibe Properly inPltda a t in a emdeminhu¢ or a plaaaed atilt denlopmenl, Grmw wgl perform ill of Ocuaor's dodo utda r>m mwnmb, bY•tans. or rcgukdam o[the emidomkkmorpkoned hilt dailopmem U. DEFAULT. Gaabr will ba h deJSdt A cry try ohligamd oa Uu Sesurtd Debt falls b male payment wbm doe. Gretna wlll h m damdt 11 t Magi coon ,oiler be taw of lttia Seauiry t¢{taummt or am%ry o>ba docummb ezecamd for th pnrpow oCaesting, Semda9 or guaaaryhg tha 3ecxcd Debt. A 6md fenh hilia try Lauder Ows 1sMec n a% tiros m fnccure MtL tapat to mpr pawn err mtiry oUllgatM on the Sewall Debs or that Om pra,pa[ of o% ppmut err ~e vdoe et the Property i! fmpairdd abdl rko wwlmteu even{ofdaaM. - 15. RRVIEDI$9 ON DBFdULT. b toms Immru, Rderd stn acme hw wPo raWlw Leader ro provide anntar wNt oatln of inn rleht ro core or odmr mdcm and may ambGdt tlmo acardada for fo:a7owo adores. ~tded b• theeo mdom ll am. Lander maY araelaw 16e Soured DeW and Pocerlae mia . ~ SKVtle'lmo¢mm:toasnmme<provrdmM wAOaasar hdefwlt. °w~e sny Vflrala rw.k na.a~ Mtlu„gwv MyYa,wka OrH4 as n Al she opdov of Lendcr, dl m mmyy Da° of ma agreed Ms and durga, Kesad Imereu and DrkalWl aNll become tmmedludy due and ppaywx, aDU n6 no[ia tf regdrrd by kw upon tlx occurranx of a defoulr or anyaims dwrader. k umiltao, f<nder II ba mmled m VI me rmlcdi tl Lion ~widwut Ilmiudost, slhe O,e Sasmad Der, rota Sacurlry Innrummt and eN' roLred dorumeati, g power ro sell tiro Propcvy. In the era^I o! oafatdt, h doll 6o me dory of me Tnslu, at IM ra4um of Lender (a'hiUS r r is nmeny anrhuivdY Prosamcd), m kvako P°~ of nk u rrae~dvvissd 6Y 9eave SI.Wl of roe Terns Yropatry Cad?, n men amended. 'huske mdl advenka ad sell theYreeppeerp b a whole a in scpanu puce as Puhhc wdian to the Nghess Diddu for ash a0d conveeyy ivdefeulhte Ihk ro 1hn Properp~ wsm Wvararu at geaeml wunnry. 7netee shall give rAdce of eta iahdhg Uw rime, arms and da¢ of ale std a dezription a! the Prope:a m Do sold u required M the applkabklaw in effeu H mn liox of Iln pmpme6 tale. TO me.aAmr pupnkud pDyy Imv,:p mortgage sesvrnr on bmallpf I,enper may planpbe,Usfutrmlfov regmdiog oQoeernnp°eetmmmsd'1s M(mown ItddlaK. glpoim a rrm[ce m sabssi0ae uuuce, wflhat Iimhetlon, a Samsrsxm mbytue~ ~[n,saaM~rromaq ketad~wltlxm Iktrihatkrp a0 os audrorvadnam misuxS ex teem permluedDY law. Upav sate at the Pmpslay and m ros ukm nos rok'Dilcd by Iew, Tsula spell make sod dalinr a aced m Ito propeq sold s rgwrys Irdefeukle dYe m me Fut~~w ~[ao~d a~ik[i fleet PaYi°B ad Sacs` ~~eecd1dd m veal w,mmny from Dlaplel as dewrro ~, ivsurarcc. Hens, assaemevu ehuga avd eos[s, shin pay lu favdar a9 Honeys advaoud u (awn, avd pprim eslawbnap »d ksattu thereon, aril dx QQrlndPU a^d vvereu on the Samred Dab, MYI^6 Inc msplns, if utl, ro Oraoror. lakes msY purchHe On PI°Po°Y• The `adds k any deed d wrwryaoee dull q ps{ma tale evldena of roe mm6 sec fpalL macel0 m Ue waw puminad DY I+w• All nmedtet w dkdriR, amvinhe sari roc uelaire, and roe Wrier is n^uded n d romedtes provldW u kw or evnSq, whether oPam aapnwty sa[ ferro to sDe sum permitted by hw. The aaepwua tn• l.adu o! any som lion paymms °r won IDV Saarrd Debt afar the blsmx Ie due or & andaraud or rtks m[aclpime Psoaadygs arc (fled doll rros maNlou a waive of Le^dKS nigh[ m ttpuiro tmsrrylem wee of ®y uhueg detrain [o the asst[ p~ermbu6 DY Iaw. gy vot aesablP¢ any «mab' a0 Grnlor a defeats. rheenam sxmdlmd DY Itw. en's dgus ro lax` cannkc dtv we0t a defsnit if is codinna a happens agai° IO 16. l7. E~pg~, ADVANCES ON COVIIiANDSS ATTORNEYS' SrCPS COIZSC19ON CO5['S. Esrzps when DroND1rtd by Ipw. Gnmsn agree m pq ad of Curia's eapaacr (<Oronoi bwacha svy wrmum m Ihk Seaulry Ivsmweat. Cmosor will alto pay on demand avY~ ~r(~ry b^S~sa~L Yyca im Huai ine-aavg,, praarb8 a ashenvise Drolydng roe P and wuf Deer rmecm[ from dro data a( IDC DaYm^m umi (v Solt n roo 1daDeu uRCSeu sus In u rovidsd in the rums of me Snarr4 Des. Onpspr agrees m pay ad sass ma expwe~ hx,rrrrd M Lendw m coiluung, adosein¢c a pMUCling icoder'a rlgfiu and romod[a vmer rots Smrdsy DHUUmens. ~' alvouns msy uxtode Dus Is na tlrN1rW ro, alroraeya' Tai, tours rose, avd a`xr icgu espersn. smvip~ Srulmmrns eball «muo to atlas uadl released. Gsanror agree m Pay fm avy ceardwon costs a! wch nleasa 18. STMROA7s1Td'IPAL L.WS AND )IAZAR~ CUS SCE reNEtlrRlroomanW RaPO^aa. Compeniadon ):mho^maW Law meam, wimaur Ilmlkllon, P avd Liabik'sty acs (CHRCCA, e1 U.S.C. 960t u segJf aM all osiw fWenl, sum and tau kws, rogmadmu adlnavca, roust ordus, worney gmml opploHm or kksuaapprulPo letkn aourviog Uu public holds. aatiry,, welfare, enrhwmeu a a bawdom ssibaunrel am.p) Huasdas Smsuna mnrs wwryry rock, sadtoaetrve or harmdoui musktd,, snsx, puguun m rpwamsmm whk4 Dm eD.ncmrisdn vdish ttnda she mDsurrs davgacous m obodaily davgemus m spa pukk holm, tafary, wasfin a arwimnmaM. Ike semf kmuda, wUhom Ilmtudon, say aubuttes dafimd m'haardaus mnulsl• loaic aubsuvco: 'hvuNOtH wama' or'h®mow rubsr>nee' uMa mY Environmrnw Law. aM maktwaaoe the rro E' w~Pe2s ~~~ll~rrnuk In ftsd aoaomp)'wm'+~m Y aPplloD e1 En~HSO~imOunbs I,aw. every Wnans Imes Hain anusma °w3$5w."°"`{,"~u~v en tsanu~ ~wr 1MpdwV riwmar,an OfH\ fqf w s~ 'gPg ~~ ,~~e$ ~~ ~~ ~~ ~ ~~ ~~ ~.s~ ,~s »a ~a -g~ ea ~~~ ~~ 6 ~'~ u C~ ~~ ~a ~ 1 ~~ .4 ~'. ~~ ~aa $~ b ~. ~~ ~. ~~ FR ~~ ~$ ~9 n 4H 0~ spa ~ ~'~ ~s ~ SY_ _ P° 9 ~ ~ ~ G3 cs'~ s=89"aY ~K~gg~E e....'S_..R ~x I ~~ e° sg~`~Ey i~L i ~.~ 3 i~ ~ amoun4 owed a oxtio{ or nNeded m Grmor. If a rtfund rrduas prindPd, ma remudon svN De ¢~~ u a utW pr~pq~meN. To ma oxlem pemltkd by kw, a¢y curedw meeauCS 9nde Ey lender sDalf firmer alsspolve fen' MotanY U"bitily reprdmg shn sine. AS eonmcn, clgrgn and temlpR belwnn Gsmor svd Lcmet area Y ilmited m tbn my has ebsrgn or feet (othu than htaraG conuaded, for. ehasgod or rativad Ih respect m Grawor. ury otmrr ar the tironre ofnn~~aoY rower of me Property to wnnrama whh me aASlmtion, awalua:kM naln[emnrn. aLL~owcd~by applfabla hvm~S of me nvrrd aG thdl rot eased, i¢ tlz agptcple. me hlgben smamt 29. K'AIVatRS. YXNDl ro ma stmt AroblDited by hw. GfBranr waives all aDPr^W91`~ reluln6 to dw Property. 28. COGiA'i'ERAL.DRO'fliCfIO;i NSI1RAlcCB ROTtC&AND RHQUl~IRIv-IS. 4laolor shall karP dp PPropen9 ioror¢d against toss by (tor Oood, UaaR and other henaaW a¢d Mtn a'nasnoahlr nnodatM ar114 the Properip due to Ip hypo and le®lloa. Grantor m¢st malnNln lhh Ruuravcc 1¢ l e womts and [or the D~oda Ihal Linder rnsanabls reQWrn, but m ne sums In eseas of sDa tasumms cod of thn Imjaovemnu. Graulee rosy Ibr required Wuranee cowcaee mrossdtaer°s¢aathra°sdti - bsmraun that b o¢aat u N¢Iro-ed 6y Grantor or ¢uY ehtafn req¢Red~ s~~ to the Nmt Bpmvw eomppaannY a¢Iborired to do 6m1¢m h Tam or oo dl k surplus g ¢¢oamm¢¢l~ttnd by Lvr~ w~W to Le9der's approval, nddds sal be smaemm~ablp anlhhdd. The losurancamint dams J.o9dm asl~peym mNer We pollq. V Grantor must dellrraoprar(yeoDY mince mo~ehaogn duo N plerm of tLO~Sxarod lkbtdlo 16a pywyr's p~nmµt~Mm y IssrP lf~Gn¢f¢lormaafa!!r n snort mP o[ Uusa requtramnta. 1e¢drr tmY. la the atent paxfmRlM by laws but k rot rer•ulwd lo, oStnta al Grmtce's mrymsa lncmama dwt w1d sera diner she s¢plearneol coat of Ne bnproeemen}s or the amomt of Ura ¢np91d ladrbtednns U kis, rul•Jal to yoUry tlmits. To the eater pesWtted by law. smeunte ezp~dad togaths sdW Interest mr rods agmmonnts anpbdpy 9tMr,rhargtn? aurally Inwrrtd stall 6e duo and ysyabk apo¢ demmd or n othernLo Under mlpRl be~sferdlicso111 tttatm thin aha mt~of'uawvauhm Grmfoe mWd M.o aWasn~rdob~~ hl. All 4uw+¢cn ppooViciea and renawah then be aoo¢Qtable to IsMer ord shall Inlude s ~madud 'aoort;ege atlas" rod. where 9 Ilcable, 'toe payx cla¢e. Grantor thdl immediwely Wdry Under of mnullaiwn or terml¢edao o! m9 Imurmw. Larder shell haw Ue rirM w hold me pollein am reawaL. If I.eMCr reyaira, 6tmmr sbaB immedinely Jlw m 1sMer all r p0 of pnkl preWUVd and re9esral Mllaa. Uppoon bas, Gtmmr stall r}w WmedWe nodte m me Imumme rarfkr and ISMer. Tinder mqy make ptootot Isss (trot made imrned'mtdy by Grmtmr. V¢ku othenvm e~rud N wddu;, dl iamravm proceeds a1wLL bra applied ro me rn~ormkn~ar repair of me Ropeny or m the SaurW DrDt. wMmes o* ram men tlue, u LeoOm's apttoa. Aro aePppplintlon of Praouds to pdna~l tlnll rat eaknd or pagsane the due dote at the uMdoted 44aymmt rim mange the arimnn[ of any o~eoc to dsa ealem permitkd by taw. Arty escess wig fin paEd m ma Grains. If me Pmpaty u ecgalnM by Leader. Gnota's nyDt to anY uwrvitt policim and Proceeds realddnn¢¢ Ran dawg9 to dx Pmpesty behro the erlprisil(M mall paw to Leader m the ostrnt of the Seauad lkbt R9m tWY befaro dw aegaiaYlon m me ertenl pcrmhsW 6Y law. ^ Noun ReQnrNn~ Jsudar-Ide¢ Tramacdmrs. Required 9mPer4' imura¢n bekg mtd bP or tluough lhx l.md9[ In eonnoctlon ariW dmiai 6 at a Prerxlum n taro of rLupo net flacd or appxored by me Terns Depumeut of I¢swrmu. 19. 01'fIHR TSSMS. Sf chttkad, me fotlovdxp ne appltpble m roll Secnlry R¢immmm ® ]Jas of Ltedta. TM Scc¢sed OcN Ixfudes a rtwiving line M amdis provides. Althoupy dw Semrrod Debt may ha reduee0 ma tmro balsas, tNs Secarhy tmwmeattrill tmnls to elYea uxdl rosmd. (g pfatr,r. FIW{. Drama grins m Order s security hterol in VI goods mun61suan%r owrnt ~ar~ me faros an6 1GS are u wnl bttame Ruurnt rained m me Prapeny. ty mfRrea as a OMxine nstetomt and ay csrbm, PbokgnPlde or ode wproducuoo rosy m tiled of recoN to purpmes of Artkk 9 of d¢ Uoifom Cmmxrclal toile. ^ iUdaa. The aorenanu sod aeramenu d mcb of me ddas rtrekd Wow aro keosponted i919 aril tuppkrmm and ame¢61be Carnes of this Securly 7nr¢tlvam.l~ dl applksDla boxes] ^ Comtomiaium RMa D Plasma Ua4 Derdopmmt Rider D Odor ...............~......._....... D Yurchasa Mmaey; Vmdor'e Eke; Conlrador's bJm: Rtaswai roil Hitaodoa. NfA a..ararn...*wn«•rx .n.mer vweex,nNra.s^' wa,e~- arwmOa'w~ Ngtln qw.r iws6Y 4.Yw O,rN. afM ~~c~~o1~3 ^ AddWmrolTerru. SiGNA117R&4: By rIQDYgg below. Grantor a8eea m 8ie mau aDd owe:mla touaixd In mu SauNy UallaoseaL Bn4 Is aqy tlDChvttDD. GnMar aha aelmMed~es rmlps of a copy of :Ua Secusiy LaDwveN co ' the daleslaKd as page 1. o¢ ~~¢~~~~ V iara (94V+~1 Fecim a.ebn (Dar) ACIINOWI.6DGA9iNT:_. SPATS OP .Lb~4 .......................... GtlUNTY ~ .. ...... } a. a.a+r0 ....' Thu tmmc ledted mo ...~ .. ..~ dtY of ... &l:!.r.'~cT?$............ by .~sono.`~tanar~ti...ar,~.`~41.u9t'~~.hLA~n ....1yn .....:........................... MY wont~im espiru: ., ~...~. 1.. AMBER L CHANDLER lnunweae.eno,a>a,m 1bGmmiakn Ep6s17.1-09 va«ro'°G:,e. ° a~~']j~~rmRwg00iaa' wev.. a..~°+~a.ennarro4 rao> H41a Ct"prs«r FILED AAfD 1~CORD6D orPLCSw- wum Drsolms ~,,,~ x,y.:~. swe ro. ~ ro:w nn 18@@612172 Love Ne.a tlIRDLYN L. GDId1Y RWtY CIFAX ifFFiebDR CoUWItY 76YNa 71 HOU9YON~AVE tY AR7DIIlR. T%T84057Zb one r"•" •I" sMitpte ees^ °'^••"" -'-.-• •" --• - DNed ebv tM MPidPAI ewn of Dawua revMr•d.l aamW to DeYn Mn. er you aNa. nYevr adbne DNltn0~ 7r^00000• . Ne addnonY adv«e•a ae ceetvu«latw wtlu NN noa. ^ g10N AdvanPtlvrR rarNa tll al tNaDMeON win on vxndflnnA ~ MDI9Db Advmot:the DrpvWal awn eMwrl tDPe b tlameNmom •mW nl al DINNDJ t rN Dsnow arbatlda nma. On I wN r•e•ty the •mvwt el • WA nb hpn pnrdpN •dvneea ere eenpmplNed. lb+16tlwu:'Th• cmQtle« 1a hrvro xdvMaa en TNt ltnw0 b owleee ra eP bameW u0 n N• mu0num DrDldptl wm mer0 Nen au tblle• Open lnd beAO You and I .Gras tlnt 1 m NOV h yd o0n0 -. aher cW WIIoM endnPlr« nfl 1 wm °^IY en011me' O cle«0 Ord Gqt Yev aM t alxae than tMY bonew IwtNat 1e aB o1Mr cwdWnel apn%N• matlmmn PtNc4e nt. q1 R nM % WyPREET:Inq«to.0aY bra«t MtlN wlwnOAD pendPl batsce han y+cuun..~-•~+W-~-- Pry«f unW • t$ VrbDb RaUe YNa nt• mrv eDerq• u •pt10 Debw. f 'Ap .•~~e^h.d h~W11 ohms tha loDavdrq lld«tuu ~ Ld« Wp: YDe lupu rNe wD b•1.a------- ~ CatOiq peps lbd Anr«Irtp «PNPfa N4 non bNa oe7Yq lna aHlWMed DY tho bMh COttmletb«r trwn lto. to lDM. ~ R•gnnvy aM Tlmliq: Th• nn en tN1Iw1t meY cDanP «e1W It . ANandlAOu tM•tnt ttu w0l uk••NeN 1A nn0 tt orN«Wn men lltt farm al We bm, N• appfceble uufuel inbistl ftp vfA not M mar. then NIA ~ IfmMlbMt p ~ N1A ~ K each A nnn p. iM nu rmy not c14n« mvn tDn- HI«t A Vad•p• pap: A tlurpa A Cu ppi«t rm wq Deve dt• ladewlq N!•n on Ih• Otym•nut ATM asrvwMelneh «Mdtls0 p•Ymvnt wm cnupl. QiDe amount O/tb nw DeYm•nt vDD dunYV• O~ - p~ Iroene -OWe. ACCAWtI MITIQOS Inppn vN oe oebWN•d ena DD6L MATVflRY RATE: I KIP to prv IMIn•t M tM unPld Manna of tlda Pte owhp ntu putW tY• end untP Pld N WL •s Wend bebw: ~ en tle en« filed or wnaDle me Dash In eNeet Ddae maurAY W fMnud aDDVeI• ' ^ ata ult etw to ^ tATE fiNAtnE: If d pepnmt b mttle mvr• Nm,_.._daYe Ntx h b dub I edr« le prv t IN. dltfPt et • (~ ADDR[t1NA4 CNAROE9: In •ddluan n Inteun, 1 a0r« n PY the Itllawbp abupn Whkh 0 era ~ ae Pt Ndudad M N• akdael - ameant sbevu PAYMFNT6t 1 pr« to PY Odt note «fpl«n; . Inbin4 I aQf« n D.1' eKned ImMeet _~_~...r er xanlrrAh, NnVRm .. ~~~... B ydnelpal:I a0ru toPY tM DrDKWN ^ IMtt¢nanpr taPrea tO DeY pua nNe In PYnuMb lM IDn PMeep will «tn Na lmown ol• wplGdus~- . A P•Ymtm el aM W I De dw Nw•NUr. TM M1ul D•Ymem of the «rte . unpaid DNanP of plnclpY •txl Inpr«t YITAMduv puflPOEfi: 7N avpeae of tNl ben N . A001110NAt TERNS: sEOUnrrr trsd dl~tdDmlom on eonpunt N Na Drapem- whey+r pf not •amad DY Perlamtnoe. AoWdnp, tilt ^°[ Ndted ro,. ~. ACDWnt• end DLMr RlEhp tD PaYm•Dlt AP dpnu to PymDmM,, paymtnt kr pnp•ItY a WYI«• aan. looted. Hood. Ik•m•d, a YNpnd. Thh AckWt trry nphp •M Apr«u tYiclsdlnp •Y el. wh1U thaw OV Nw a mneman pNMt lnY •aewM d•DNI et oDVEa. a wddds m ' ~InvnprY% AD Aventory hattl !a ulOman Into w Ne«. er evhkD hu been a wD De wppNd until cpntfeQS of aeMa•r nw metxbN,wptkApro«ab or me0.ptubb wtd aeentun•d in mY WeA•u, lardturb Otnuub maadeeutdn9 pJpmenL"farm «. aM mom, ahoy • WfanenL e1RCS MO reead kaapbd tqulpmonl, Pne, tnd taob. Tha Property Dwlutlu rvry. qutpmmt ~EpMman: M aplpm«t inetudh Wt net timlt•tl to, m«1A'°r1. aerie •veYd aeudly NtlntNNO1 mY eQVPmtM. macNMry •WID 1 mtd Vmn lwt Weh ttialNmtn•oepaY p. d•wlbtd In o Pet a tohadule 9 p jtep •rd aM aNll wddny or nDpol '~{DUWpunu WCDmA hPr'w~mmenu, hdudlnP n•po0ebte bu: oTtl .,bolo prey ~l paper. Out tvlden« ND {IpM w PYmtnt of • merumrY a0ltjelbn, erq pnyp nk /~ ^.' tMIVEAEAI NOTE AND BECt1DIDY' AOt1EEMENP !Y~ 010«.1 W11wAwe Man°• t1O^ n. <hd ea yam ttNeypYM 1aliMDS ~YV t, ®cmoat Nlmdblear All e~mrtl Inte~eMt IrrAudNp, but not BMb la, rnr roller. rytenu a.d epdsaraard rw, petMlr. copalenu, treGmtne, trade team. 9aedwa: crdo uvnet, automrt OIp, peraltr end fnretbeY, peymmt NtelgMte compmN proereae ad ' 01 auppanlnp Nfamtfon pmJAW N oomrWOn Whb a trrn••otlenaelaMp ro oomputm Preaane, Nd Nr dpM ro wt mY nmw. , gp pearmrnb; An daranmu of 1kA InebdNO, twl rut bnlud to, salt of IadNp, tloaR wtmnu uH radlpu, Intl werettowr rrayta. O Pmm Produw trd BupplN 1 /III urm aodau laluabq. Wt ret 6MW rv..n r,runrY end Meetat rqr~ tr Yw e., moo p ~~ ppduM, prodafL. all. rfysaame#u% ttl saps, rmai er pamnlel, tM ee pmdum of ill crepe;, e0 f rd. .modkkar. and erMr wpPdee udedmr prodaMHmY7ulNadroperoaau. ~ Oewmmmt hYmenu ind Yropmm~ All pryrotnu' acaunn, Oeaul mtrtcit+u, ell eaneau mpudlnp, b,rt aat a+dtrd ro. Pe nimu w.elnd, drtkMw paVmeqqu~, lenm of cntt0em<m, wonnouu raaiWc,~Ia~tBamYpe P~•md^O.or~~m~ire,u~lmefWad~steia peymrnta, pr n rdWitY pentreolb rrM woermtkn nvrvo prymr - pevemm•m goyan. fH lnweNwnl Pre M . All imuunan property r, eut not lenhatl eo, ceNOmtad nwrtau, uaadliuted mwdtkt. P 9. InrJUtlN st emttlermnu, retzxmee e<camtr, ammadM ceneaeu, aamwdltywwtau, and /Yundel renv. ®wperk •aaoravr Alydrpo4t a<aaunU IeaaklnW bet net timl[od te, demoM, tlm•, wMps. paaeboat, end SN,kr epNUnU. ~¢gaaL• Progeny DerMPdem iee Property Ind Wei. eut k rot emkN Oyr me 1 iota nlmttrored eight Ihro0ph OReen (&18). Indwhe, Bbck no. 74, Cay of Pon ~ r, Te7ma, es same appears upon Ore map Or P1et thereof, on Ole and of remora w 401 + page 60 of Ore map rrworas W Jefferson Cpullb. Texsa . Aaslgrdnent ofJlfe fnaunnm paflcy laved kY Lktcoln §ene0t Life Company brarin9 Pab1'#0+7194Z0741ruudng thB Ilfe of FAuenio C•lraclan in are original fa01 amount oFS1,000,000.00 w10t only y100,0o0.OD oeing pfedgsd w wan # e+a+a+s3 m~ifneorelu ol~emanredezem~iheonel Mteceenmwneofsaoo cat>ao ~ydn~o~rdrsl~auoao~insaiedws~~g Icon#61x10163 11 mle atPammt cevat Ilmba to be cut, mta reii alalo daatptbn and rasa owner Ntaimetbm Thr Prepem wNbr used IM e O pmaonJ f8 bwir,orr ^ eaioAtwal f] 9anwerlarvnn aim of apenh WeNrgleteYan er gpkrafrl enmm~uariHIMS OPAHE 6EC fUSY AOPEEMEfd7 rewYap .Out of [M xbetpN vrD not an1DN rM to . Wt Yov maY an el! Mf emwnl duo ]nE egi!!e Mat enY dpht Dmmr moray kam LMl. e mxNy Sam You''vaaY: teeounl latarN. l lave wan yw; ewes m m. en N u.m Wesemad to Yw u b Yxn ] W .innw I4at rodeuJ IprN. en m naD lau re~w............ ~-. _. amdra N wm rt~M m..[<N. DEFAULT • 1 w9 b N dn4W an tn4lun in~d nnY ipwmmt YaWN adabN i(.nY xax men of W fall ~~ 1 love uroanten b tNa 111 I.1>0 m wRDal4 aW aila rotr, rpn Ol NY ]plNmxll FKYNq IL /r~eapn 0e m ~D~aiaxl ny aNV amapp~~Dl]~ ~t,r.Wa+ nm. a NY ap~imant NadM tN rom'v Bnw4.d; Y• OI IIWVwY.w a n. en anYdrDt er.ynamantl Dow W%A Ywwb.a amxWpe pprvegD.e DY law. X xq al Va anmdalWton tMr Nor any aecwil'I npraemn4 YVu eaY nueLV your wmadlaa YMrt uW u Y of w. flwtD~ • Y 1 w N daTedl on Ntv Mm. Yw Nwr Dot xa rot 9mttid m. ma btlowkq rpwCM+Imm.alN ayoant al mY day 1M.r w. Mta NI'Yw mr•`((damero D pp~eleolgl..oxuad UnpaM bnraa and eWnaoxoa0 anxpnl. W Veu mW Y/ e11 dNtl VDU lOtlniO]~r Ala ei ~~B t~PF' of menW rom You. bjoet Pp .graph Mnm. p~vyltY~ ydNerol .Yml~i x xl8tlend pWx Dl 1'eu mW fdnand th4 nme Y a aondtbn M not u.bp oM m a onllpnW [e wv atAat fxlNM• IQ YW mW noon m InYYA YdV]rfK n rM N abw pYraA.n] en mWR DY Vx. ramady YOU hva uron Nnxfadxat lew. IA Vau mW uN wYw al aW nmW pvM fo Yaa b enY YlaamYe .t iprN m PW .II ena] i ~N eWVit a~b noHtn Wo itlommWW pDa mmt was n p.mytd Dv ma Unced W neNMHe emmeYa N .vmaed W am exec h e.aaln tldlga. I wm not pia W[w al :N.m.; a Yaaa an sweryeidP ar byalmant et 1 uroxmYd Wt 1 moat D!Y, Uf `rwty R cUe~ al Iona Ynu mYa to me x auwr .Y vl MN wan w x w w•. ••-. •-Tmnt Nidl l opal ara Yw ma wnen iM •PofL wuma.yw ue mdtlMtd avM unM M For WpIr1wp]aY of datldln6 x Yxm eptlm eeeero dda note or tM MYio~+~ro~ P.~m reEe p. 11 a1.'Ua [xm'maurM' maw W a AN a1 tM nna ea MBt. inrn ttmv fx nt a11M Mn. .ym.nf lndiatad ee paw t al Nb icu x ~~p° xx urm wNnaut aHaohq mY liebfily pMm!m~ ~ ero aM en the nN, w vx I] aapa• vr0 rot a..tw mY a]flwden mqx dd. a/ro.a.m pis la • .b0. NvmN b.n, Yeu a~ 1 wrinan .pprav.l. rnH my id+]Ma el prlnapvl. Nv«.wr. You FIMpHCIM1L WiONMAl10N - 1 .pne tp FxvNV YoW own rW' x~rr . o»rrree. MM1Yya H You mete ary Nvm.m. y~yoNl .nn +M x IMarmotbn pu mW d.u^ "YViwV i fly N06A• puopfapn on p.w L M:tt~r.n~m. c~m~ieei:nd~taomnp~.w Nlum.tivn 1 paMb m riu ero x wi p • 11 W a la • mWNpn .dva~N loan, ~ apd npm Uan Oro adelMe of Fdndpal: t 1FL Y nvOEAVIU~EM'CE OFPPiUOAr CONTENIPOAANHOUS, OR SUDBEQVENTa ORAL AGREFNIENT6 OP THFXE AP@NO UNWPoTTPld ORAL AOAEEMENTB BETWEENTHE4AATIES. ' e10NANRFAt I AOAFI TO TXE 1EAM8 OP TNIp NDT6 AND 89CYI1RY pOflEDdtNY BNCIUWND TNOBfi ON IAaU t. Y AND eL I have recaMd w YetlW Mta end •.ammran redry's dma. SRXITAL IN 1D~7' Eoupr o reclen. DBDCtor c or 61OtUTU RIENOW t De By.N~Pfpdtlanl" lpapr gel Jl F9~OIp!{. 19p1 aaMaa Y pmn lM..R O°°I. NN MmYNLtAl'T% IMY1000 . ADORIONAL TEAMS OF THE NOTE t and 9. 'lW • w lM wma m.a 061tOnONe . Aa wN en oapN menu .Nlr Bomewu wne dpna epyy Y ads Iwn. '1; 'm.' M'mY 1 al emhY MvadW wanntan. 1Fy Mn uM Yvn etMr Wxon al 19 Ykpq~f ~N ~M~ W~r~ al 4aai( Nd W tucea~ wd AY0Iln1aLC {AV/ - 1ni t.w Or an ]We 01 TYY W0 pDYmf.itN EXHIBIT "D" UCC-I FINANCING STATEMENT I ` C,ghmontty0ank of Te>sa~, N.A. 9900 Edgar Brown Or Onulge, TX 77830 L M T. TN IM.11C IMO ITA~ bM M fllb Ses ABacfled UCG1 Addendum 06-0@12376411 04/10/2808 05:00 p!I i®~'~~ F~YLED ,~,. OiILT I 1 f t t.01M.LV.H. p1.1. MwVCDtLa -lMaw~ q{WO ORiCE COM- 1V,110aA1. UCC 7111AlKInO 9TAT9MEM dORN UOC110~V. 07RL9q ""til.ra,r meua P«tr w b.x« wr. w,.a.a.r i..dw m e. dra a. Ai tM iFra vI tM aitJ 1WnF NM ~Ikl w11nWn Ifr YN ILrI a.n w M wWr~l~Yntw. a. M YaN. 1fh MO( WN11 YyF.1 rMM1iNY iUblwtMA p(IlFtrt1 ~' M. aj~wp dom. of 1M ,,,T_._, .__. - - w Pgmwas All rtohu a Wri~c wNthw or rat rsm.d hY ~/amwca ir]ud+q. Out rof llmibd m. v.Ymrrt ror fA Aeeeuar~aed Odgr cedar wd ShU MetuBn arrV +ktls wN lnt.ruts IMWM ~ ~1 '~~ pogrry w .Mtdcer eak. 1. rm{ad, knrn.M, a +. Otet a o0i0or ai Q.Ota. WGIa mrY Mvr by ttw a aetMmaM rprYfat ap.ewinf udw cmksol. ai ..rvin. a wldofi rr. nw Q Lmnlrry: AYn~AW wak NPraoagamt.ri4 uwa wcc~irsunM in Orbla ~wil~b ~DP~ ~ Epd-irrrt: M_,~ K InO~kp, but rot YmitW lo, rnsclintrY. w6klrt~ f~anittvr. tfaww. mwhookkWbmr^r, trm mwhNwv .r+d '~ 1 and tools. l7rpfdprtY stn aNkm.^l dwctlbtd br eROlpnrnt, ONkr arW r.ceN twpkq .WPB • P.rl.. hnnst M aP of a t w a able aw.a m S.ao.d P.M. Out suth r Wt b rot n.easuY u crr.w a Par.n s wW s.c~lry prbfoh rwiprarl• dart. MrlnkNedr ~ Oros rots rnd .nY aMr wrnFpr a racortlr th.t III Irownwrta red CJrrlld 1Kw: /JI Yurtunrnts, kldudtV neW rvldrmftM he m P.yrrant of a ma+.dnl ebtlprtbn, rtd t.rglWa and sacerdrdc tltd prpu. ttd.m.tkr, 0a Ya a1n tr]Ydq, but rot ptk.d to. tR nlunds pound and aPrdioatkau ra ~tartl, eoP "nrNer'. nrr.. Ot O.rr.rd G.t.eaWu: Ail arr.r r!q aria }randdrnr Prmrwd tnlvgmMb c0~tp earoeppumt uw .l irdr aeeetr tradr r+rrar. cwtom.r itlr. Prn*dt! m carrootar pngrsrn.. and tN dyOt m ton .oPDORirW 6ramrdv. prwWN N carriretMn wiN a trmrwtWn ul.ttq _ onp Ol parurants: as demrrarka or wt fum ommau roCriid'aW. but rat oitarMd te, bl DuaW fNwtoak ~ to~• ~f.rtD4 ~ ~ a. anA ~ Farm nrdacu .rfd &RfA`t W a arnoa m parwdrl, urd d peduou el th. aaPS: and NI (aced, rrrd, pradypta, and raplse.nanv' olMr rypprlsw.a a gahicM N c I~mIM op.r.Uwn. .rW 6.MiNr InrludYq, bul rot IaYl1d to, paynanU N ktrd. OZ Grrpn+nt yYaww aM hapraeir. Aa paym.nu. aomrarU~nwa hirnyWa, +aY rwhnnoa and dkwa6n My:n.ntti ddldewr PrY~'r.. Mt1.rs a! • nd o~atwrYStbe retrm~P+NedMr ardP. +m Pfr..h' aur.nL a fufurr t.dval ar wu produetbn IMI~IY eanv.al.. yovartnr.nl gogr.m. 1 NI fn.+rmMrt ProPMtr' inc~Wh-. IM not Srnkrd m, wdtk.tad f.aritlrr~ rmr.rtna.t.d ..cvrillw...avlti.a an m. CZ Mwrfilan I ~ Tn waoWr. eomNAdNY connletr. eommed~N recaunh, oM fWnaLl wm. l8 aP~ alrewe4: A! dpo.k aocewt katrdtW. huf not WNtrd W. dan.nd, time. arrtq.. Pp.Orot. Md.M71.f .ccounl.• T NA 7rr C~•n Ot:rnn raClOtb rA11tY (1} PIL1H6 OFFICER COPY • ALFHABEnC+ti wwe v10~0"irreat~`~°N~ P,.eryAMa. .. EXHIBIT "E" PARITY LIEN AGREEMENT PARITY AGREEMENT THIS PARI'T'Y AGREEMENT (this "Agreement"), dated as of the _ day of June, 2009 is made by and among Community Bank of Texas, N.A. (the "Bank"), City of Port Arthur Section 4A Economic Development Corporation (the "PAEDC") and Orbital Insulation Corporation ("Borrower"). RECITALS A. Bank and PAEDC have a common interest in extending financing to Borrower to enable Borrower to expand or improve its operation and services. B. Bank has an existing loan with the Borrower. C. Borrower desires to obtain a new loan from PAEDC in order to expand or improve its operation and service. D. In consideration of the new loan to be made, Bank and PAEDC are willing to share the priority of their liens in the collateral on a proportionate, co-equal basis; and E. The parties wish to clarify their agreement with respect to jointly financing Borrower's operations and with respect to sharing lien priority; NOW, THEREFORE, in consideration of the foregoing recitals and for other good and valuable consideration, the receipt and sufficiency of which aze hereby acknowledged, the parties hereto agree as follows: 1. Definitions: The following terms used in this Agreement shall have the following meanings, unless the context indicates otherwise: (a) "Collateral" shall mean the Deed of Trust (with Future Advance Clause) dated March 7, 2008 executed by Borrower as Grantor to and for the benefit of Gene O. McCollum, Trustee for Bank, as Lender (the "Deed of Trust") together with that UCC Financing Statement with attached UCC-1 Addendum executed by Borrower to Lender filed of records April 10, 2008 under Secretary of State File #08-0012376411 (the "Financing Statement"). (b) "Bank's Loan" shall mean the loan in the original amount of $750,000 made to Borrower on November 14, 2008, said loan having an outstanding principal balance as of the date of this Agreement of (c) NoAte inn the amount of $ 50,000 for financiallass~stance pursuant'to an Economic Incentive Contract and Loan Agreement between the PAEDC and the Borrower dated , 2009. (d) "Loan" includes the promissory note(s) evidencing Bank's Loan and the PAEDC's Loan and all other promissory notes/bonds as may be executed subsequenE to the date of this Agreement by Borrower to amend, modify, renew, or extend such loans. (e) "Lenders" means the Bank and PAEDC collectively. (f) "Loan Documents" means with respect to any of the Lenders those agreements, instruments, and documents evidencing the terms of the loans including, but not limited to, the loan commitment letters or agreements, the promissory notes, bonds, the loan agreements, deeds of trust, mortgages, guazanty agreements, estoppel letters, opinions of Borrower's counsel, security agreements, UCC-1 financing statements, corporate resolutions, and any other agreement ar instrument in writing evidencing the obligations of Borrower in connection with the loans as those agreements are thereafter amended, modified, renewed, or extended from time to time. (g) "Loans" shall mean Lenders' loans, collectively 2. (a) Sharin¢ of Collateral and Installments. Each of the Lenders agrees that, non-perfection of or the priority of, any liens securing any of the Lenders' Loans, and notwithstanding any provision of any of the Loan Documents to the contrary, as between the Lenders, any and all liens that either Lender now has or may hereafter acquire in the Collateral securing the Borrower's indebtedness under the Lender's Loan Documents shall have equal priority shared on a parity prorated basis according to the advanced comparative outstanding balances due to Bank and to PAEDC from Borrower and as determined in the Formula for Proportionate Sharing as set forth herein. In the event adequate funds are not available to meet regular installments, the funds available will be divided between Bank and PAEDC using the Formula for Proportionate Sharing. All collections for the Loans ands Collateral proceeds will be divided using the same formula. (b) Formula for Pro ortionate Sharin .All payments, Collateral proceeds, collections, funds, or other moneys to be divided between Bank and PAEDC pursuant to this Agreement will be multiplied by their respective percentage multiplier which is computed as follows: a~aaoai (i) For Bank, the numerator is the amount then owing under the Bank's Loan and the denominator is the sum of the amounts then owed collectively under Bank's Loan and the PAEDC's Loan; and (ii) For PAEDC, the numerator is the amount then owing under PAEDC's Loan and the denominator is the sum of the amounts then owed collectively under Bank's Loan and the PAEDC's Loan. The Lenders' respective percentage multipliers shall be determined as of the date that payments, proceeds, funds, or other monies are to be divided. Division will occur not less than 120 business days after receipt by either Lender. (c) Priority for Advances. Notwithstanding the formula for apportioning payments and collections between the Lenders, advances made by Bank or PAEDC for the mutual benefit or protection of both Lenders (including but not limited to advances to protect or preserve the collateral, or for taxes, insurance, collection expenses such as attorney fees, advertising and sale costs, lien searches, and title examinations), which aze agreed to by both Lenders and which are charged to Borrower's account shall be paid first to the party who made such advance before the apportionment of funds between Bank and PAEDC. (d) Receipt of Monies in Excess of Proportionate Shaze. Each Lender agrees not to demand, sue for, take, or receive, drrectly or indirectly, in cash or other property or by setoff or in any other manner, payments for any proceeds of collateral in excess of the Lender's pro rata share of such proceeds as determined in accordance with this Section 2. Any payments or disbursements of proceeds of collateral received by a Lender contrary to the provisions of this Section 2 (a) shall be received in trust for the benefit of the other Lender, and shall be segregated from other funds and property held by the receiving Lender and shall be delivered to the other Lender within 120 business days after receipt by the Lender who is holding such monies intrust under this provision. (e) No Detriment. Bank and the PAEDC further agree that their lien positions shall in all respects be on a parity and neither Bank nor the PAEDC shall have the right to foreclose or other enforce its interest and security to the detriment or exclusion of the other. (f) Waiver of Future Advances/Cost Collateralization. Bank and PAEDC further agree that by execution of this Agreement, each waives their right to make future advances in excess of the face amount of the Loans as referenced in pazagraphs 1(b) and {c) of this Agreement. The parties further agree that any other indebtedness due and owing to either Bank or PAEDC that may be cost collateralized by the collateral provided under reference in this Agreement as such cost collateralization shall be X688081 subordinate and subject to all the terms, conditions, agreements and obligations contained in this Agreement. 3. Effect of Subsequent Events. (a) All rights and interests of the Lenders under this Agreement shall remain in full force and effect irrespective of: (i) Any lack of validity or enforceability of any or all of the Loan Documents; (ii) Any change in the time, manner, or place of payment of, or in any other term of the Loan, or any other amendment or waiver of or any consent to departure from any of the Loan Documents; (iii) Any exchange, release, ornon-perfection of any collateral, for any or all of the Loan; or (iv) Any other circumstance which might otherwise constitute a defense available to, or a dischazge of the Borrower. This Agreement shall continue to be effective if at any time any payment of any of the Loan is rescinded or must otherwise be returned by any Lender upon .the insolvency, bankruptcy, or reorganization of the Borrower, as though such payment had not been made. (b) Notwithstanding any provisions contained in the Agreement to the contrary, this Agreement shall terminate and be null and void in the event that a third party obtains rights in the Collateral which are greater or senior to the rights of either Bank or PAEDC but not both. For the purposes of this provision, the term "third party" shall include a debtor- in-possession, a trustee in bankruptcy, a lien creditor, a judgement creditor, a receiver, a purchaser, and a successor or assign of any "third ply„ {c) Bank and PAEDC further agree that this Agreement will govern any new indebtedness renewals, modifications, or amendments of Bank's Loan and PAEDC's Loan. (d) Upon satisfaction by Borrower of its obligations to Bank, Bank agrees to assign and transfer, and Borrower agrees to execute any and all documents necessary to sign and transfer to PAEDC the Collateral. Upon the satisfaction of the Economic Incentive Contract and Loan Agreement between PAEDC and Borrower, PAEDC agrees to release and discharge the obligations, covenants and agreements in this N686061 Agreement and to file of record any documentation necessary and as requested by Bank. 4. Lenders' Consultation. (a) Should any event of default set forth in any Loan document occur, the affected Lender will promptly notify the other Lender in writing when such event of default occurs, and when and what action may necessary. As to Bank, notice of any default shall be provided to Community Bank of Texas, N.A., Attn: David May, 4749 Twin City Highway, Port Arthur, Texas 77642, or to such other name and/or address as Bank may provide. As to PAEDC, notice of any default shall be provided to the City of Port Arthur Section 4A Economic Development Corporation, Attn: Floyd Batiste, P.O. Box 3934, Port Arthur, Texas 77642 or to such other address as PAEDC may provide. (b) The Lenders will agree to meet, at a mutually agreeable time and place, to review the event of default and the consequences the event of default may have on the Borrower. (c) Each Lender's Loan will be service as required by that Lender's respective Loan Documents, applicable regulations, policies, and procedures. Any specie[ problems that develop in connection with the Loan will receive due consideration by representatives of the affected Lender. (d) Lender will consult each other before making an advance for the preservation or protection of the collateral or for collection expenses. Cross Default. Any default by Borrower under a Lender's Loan and any related Loan Documents shall automatically create a default under the other Lender's Loan and related Loan Documents. In the event of default by Borrower under any Loan or of any Lender takes enforcement action against Borrower, the Lender whose Loan is in default or who is taking enforcement action shall notify the other Lenders of such default or action taken at the eazliest possible time, but not later than 120 business days after the default or the decision to take enforcement action. 6. Independent Credit Judeement. Each Lender warrants to the other Lender that is has, independently and without reliance upon the other Lender and based upon the loan information referred to in the Loan Documents and other documents and information as it has deemed appropriate, made its own credit analysis and decision to make or participate in the Loans, and that it will continue to make its own independent credit decisions in taking or not taking action under the Loan Documents. 8688081 Limitation of Liabiliri. No Lender, nor any of their directors, officers, employees, or agents shall be liable to the other Lender for any action taken or not taken by it or them under the Loan Documents. 8. Servicin¢. No Lender shall perform any servicing function on behalf of the other Lender with respect to the other Lender's Loan unless the parties enter into an express written agreement providing for the performance of such servicing functions. Term: Termination. This Agreement shall remain in full force and effect until the Loans have been paid in full, and shall be binding on each party's successors and assigns. Without limiting the generality of the foregoing, either party may assign or otherwise transfer any Loan Document held by it or to which it is a garty. 10. Notice of Default. Each party shall notify the other immediately of any failure or anticipated failure of such party to perform any of its obligations under this Agreement. 11. Authority. Each party represents to the other that it has the requisite power and authority to enter into this Agreement and perform its obligations hereunder, and that the persons executing this Agreement on such party's behalf have been duly authorized to do so. 12. Entire Agreement: Amendments. This Agreement represents the entire agreement between the parties and cannot be modified except by an amendment in writing signed by both parties. 13. Invalidity. The invalidity of any portion of this Agreement shall in no way affect the remaining portions thereof. 14. Waiver. Either party may waive performance by the other party of any obligation under this Agreement by written notice given to the other party. The waiver by either party of a breach of any provision of this Agreement shall not operate as a waiver of any subsequent breach. 15. Binding Effect. This Agreement shall inure to the benefit of and be binding upon the parties hereto and to their respective successors and assigns. 16. Apnlicable Law. This Agreement shalt be governed by and construed in accordance with applicable Federal law, and to the extent that Federal law is not applicable, laws of the State of Texas. 17. Remedies. By execution below, Lenders acknowledge the provisions of USC § 1341 and the restrictions contained therein, which prohibit an officer or employee of the United States from involving the United States Government in a contract or obligation for the payment of money where Congress has not acted to appropriate funds for such purpose. 4688081 Thus, any and all contract claims for damage which may be asserted arising out of noncompliance or breach of the terms of this Agreement will be limited to recovery of collateral or the proceeds derived therefrom. EXECUTED by each party in name by their duly authorized officers or representatives as of the day, month, and year first written above. Community Bank of Texas, N.A. By: Title: STATE OF TEXAS COUNTY OF JEFFERSON This instrument was acknowledged before me on the _ day of 2009, in his/her capacity as , on behalf of Community Bank of Texas, N.A. Notary Public, State of Texas [SEAL] X688081 City of Port Arthur Section 4A Economic Development Corporation By: Name: President, Board of Directors STATE OF TEXAS COUNTY OF JEFFERSON This instrument was acknowledged before me on the _ day of 2009, in his/her capacity as President, on behalf of City of Port Arthur Section 4A Economic Development Corporation. [SEAL] Notary Public, State of Texas k6880H1 Orbital Insulation Corporation hereby joins in execution to acknowledge, consent, and agree to the provision of this Parity Lien Agreement. By: _ Name Title: STATE OF TEXAS COUNTY OF JEFFERSON This instrument was acknowledged before me on the _ day of 2009, in his/her capacity as President, on behalf of Orbital Insulation Corporation. Notary Public, State of Texas [SEAL] afi66081 EXHIBIT "F" CERTIFICATION REGARDING LOBBYING For Contracts, Grants, Loaos, and Cooperative Aereements The undersigned certifies, to the best of his knowledge and belief, that: No funds have been paid or will be paid, by or on behalf of the undersigned, to any person for influencing or attempting to influence an officer or employee of any agency, a member of the City or of the PAEDC in connection with the awarding of any contract, the making of any grant, the making of any loan, the entering into of any cooperative agreement, or modification of any contract, grant, loan, or cooperative agreement. The undersigned shall require that the language of this certification be included in the award documents for all sub-awards at all tiers (including subcontracts, sub-grants, and contracts under grants, loans, and cooperative agreements), and that all Subs shall certify and disclose accordingly. This certification is material representation of fact which reliance was placed when this transaction was made or entered into. Submission of this certification is a prerequisite for making or entering into this transaction. Signed: sy: Signature Its: Position 8602761 EXHIBIT "G" COMPLIANCE STATEMENT hereby certifies that it has fully complied with Local Government Code § 176.006, effective June 18, 2005, which mandates the disclosure requirements for persons who contract or seek to contract with a local governmental entity. e Texas By: Rfi027fi1