HomeMy WebLinkAboutP3 Port Arthur Affordable Housing Power Point PresentationAffordable Housing
Defined by housing cost not housing type or who lives there!
Housing is considered affordable if a household spends no more than 30 percent of their income to live there.
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Federal, State, Local Programs Bridge the Housing “Affordability” Gap
Support Local Growth and Development – Economic Development
Creates Affordable Housing Options Based on Area Median Incomes (AMI)
Promotes Economic Development and Attracts Reinvestment
Affordable Housing Benefits
Addresses Gap between 30% Household Income – Market Housing Rate Cost
Program Based
Administering Agency Public and Private
Income Eligibility
Not Location Restricted
Supports Rental and Home Ownership Housing
Enhances Economic Diversity
Supports Workforce Housing in the local market
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Port Arthur Area Median Income (AMI)
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Port Arthur Affordable Housing
4A - 4B Downtown Housing Initiative
Neighborhood Stabilization Program
Disaster Recovery Financing
Entitlement Grant Financing CDBG HOME
Low Income Housing Tax Credits
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Federal Public Housing, Section 8 Rental Assistance
State Disaster Recovery, LIHTC, Bond Financing
Local 4A and 4B Economic Development Financing
HUD Entitlement – HOME, CDBG, NSP, HOME ARP,
Opportunity Zones, Empowerment Zones, Inclusionary Zoning
Affordable Housing Resources
Port Arthur, Texas
Program Beneficiaries Average Salary
Average Wage – All Jobs $47,000
Police – Law Enforcement $54,000 – 63,000
Teacher – Educators $45,000 - 65,000
Refinery – Operators $52,000 – 58,000
City Employees $48,000 – 56,000
Hotel Hospitality $35,000 – 27,000
80% of Median Income 4 - person household $58,900
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Programs Overview
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Affordable, rental housing for low- and moderate-income households owned / operated by housing authority and site based
Public / Assisted Housing
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Housing Vouchers Programs
Covid 19 Rental Assistance
Tenant Based Rental Assistance
Low Income Housing Tax Credits Vouchers
Section 8 Housing Choice Voucher Program
Veteran Housing Voucher Program
Federal and State Funded Housing Solutions
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Two types of vouchers:
Mobile Voucher
Tenant finds her own apartment or unit
Voucher stays with tenant when household moves. Can move anywhere in the eligibility area
Rent must meet applicable fair market rent standards
Project-Based Voucher
Voucher is attached to a particular apartment and does not move with the tenant
Section 8 Rental Assistance
Housing Voucher programs provide rental assistance to help low-income residents afford apartments – the voucher covers the difference between the rent charged and the tenant’s contribution
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City Grants Management:
Administer Entitlement Grant Funded Housing Programs
Local Financing Empowerment Zones, Inclusionary Zoning, Public Improvement Zones, 4A and 4B Financing
Serve as a resource for other housing programs – Opportunity Zones
State Grants Management:
Administer Federal Entitlement Grants, Tax Credits, Bond Financing and State Funded Housing Programs
Program Administration
Housing Authorities Programs:
Operate & Maintain Public Housing
Administer Rental Vouchers
Serve as a resource / applicants for other housing programs LIHTC, Veterans Housing
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Affordable housing that is owned and managed privately, including rental & homeownership units
Developers receive grants, tax credits, or other incentives in exchange for creating affordable housing units
Examples:
Inclusionary Zoning Units – developer required to set aside certain percentage of new units as affordable
4A and 4B Economic Development Financing
Units built by Community Development Corporations (CDCs) or other non-profit developers
Employer Assisted Housing Programs
Other Affordable Housing Options
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Federal, State, Local Programs Require Certifications to “Affirmatively Further Fair Housing Choice”.
Federal Fair Housing Regulations Apply
“Affirmatively Further Fair Housing Choice”.
Eliminates disparities in Housing Choice
Fosters Inclusive Communities
Address Discriminatory Housing Practices
Protect Fair Housing Rights of Federal Protected Classes
Supports Rental and Home Ownership Housing Opportunities
Enhances Economic Diversity
Expand Housing Choice and Affordability
Supports reinvestment diversity during revitalization and reinvestment and before market forces eliminate affordability
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Downtown Development - The Renaissance at Lakeshore Apartments - 901 Fourth Street Downtown Port Arthur, Texas State - State Disaster Recovery and City Infrastructure Funds
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Legacy CDC Development – 923 5th Street Downtown Port Arthur, Texas
Homeownership - City Funded Infrastructure, Lots, Down Payment / Closing Cost
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QUESTIONS AND ANSWERS
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