HomeMy WebLinkAboutPR13358: H/DEPT. LIABILITY INS CITY OF PORT ARTHUR
SAFETY & RISK MANAGEMENT
MEMORANDUM
TO: S. Fi ibix ,
FROM: Lisa Colfen, Safety & Risk Management Coordinator
DATE: November 30, 2005
Uability and General Liability Insurance from Admiral Insurance through
Business Insurance Group in the Amount of $63,871.00
COMMENT
RECOMMENDATION:
I recommend approval of Proposed Resoluldon No. 13.358 authorizing the purchase of Health
Deparlment Professional Liability and Genaml Liability Insurance from ^dmiml Insumnca through
Business Insurance Group. The premium is $63,871.00, which represents a decrease of 21%
($16,560.58) from last year's premium of $80,431.58. The coverage pedod is from January 1, 2006
through December 31, 2006. Limit of liability for the policy (including Professional Uability and the
Commercial General Liability) is $1,000,000 per occurrence ($3,000,000 aggregate) ~ a
$3,000.00 deductible (last year's deductible was $10,000.00).
Esse~ally, this is a rollover of the current policy, with a decrease in premium and deductible.
Currer~, Health Deperlment Professional and ~1 Liabil~ coverage is provided by Admiral
Insurance through its agent, Business Insurance Group.
The bid amount for tyro Insurance is based on the estimated number of patient visits for 2006. The
current estimate, as provided by the Health Department, projects over 45,000 patient visits
conducted by the carrier at the end of the policy year.
The City adve~ised for bids for Insurance Coverage. Responses were rec~Hved from ^dmiml
Insurance and Aspen Specialty Insurance Company. The Bids were sent to RWL Group, the City's
consultant, for analysis and recommendation. Subsequent to their extensive review of the bid, ~
consultant submit/ed its recommendation (Attachment "^") that the bid received from ^dmiml
Insurance be accepted. The approval of this recommendation w~il ensure appropriate Professional
and Commercial General Liabil~ Insurance Coverage for the Health Department Clinic.
BACKGROUND:
The Cb carries both Professional and General Liability Insurance to cover the opera'don of the City
Health Deparlment. This Insumnca would cover any claim for damages arising from an injury
occurring while on the Health Dep~b,,ent premises (i.e. slip & fail claims) or as a result of tre,,~,:~nt
received through the Health Deperlment (i.e. mal~ claim).
"REMEMBER, WE ARE HERE TO SERVE THE CITIZENS OF PORT ARTHUR"
P.R. No. 13358
11/30/05 LJC
A RESOLUTION AUTHORIZING THE PURCHASE OF HEALTH DEPARTMENT
PROFESSIONAL LIABILITY AND GENERAL LIABILITY INSURANCE CONTRACTS FROM ADMIRAL
INSURANCE THROUGH BUSINESS INSURANCE GROUP
PROPOSED FUNDING BY: Health Department Liability Insurance Fund: (001-1301-541.52-00) $63,871.00
Whereas, bid specifications pertaining to the insurance coverages specified below were mede available to
interested parties on October 11, 2005, and sealed bids for the same were accepted until 3:00 p.m. on November 23,
2005 (at which time all bids were opened and read aloud) in accordance with State law and the City Charte~,,
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF PORT ARTHUR, TEXAS:
THAT the City Manager is he~J autho~zed to pumhase insurance cc,~bacts and bind coverage for Health
Department Professional Uability and General Liability Insurance effective Jannary 1, 2{~6 with Admiral Insurance
through Business Insurance Group; and,
THAT the City Manager is hereby further autho~zed to exec~zte ail necessary insthJments on behalf of the City of
Port Arthur, with approval of the City Attemey, and to make payment of rtecessary premiums to bind coverage (with a
limit of $1,000,000.00 and $6,000.00 deductible) effective January 1, 2006 through December 31, 2006, pending mceilX
of the Contracts of Insurance; and,
THAT a copy of the caplion of thi~, Resolution be spread upen lhe Minutes of the City Council.
READ, ADOPTED, AND APPROVED this day of , A.D., 2005, at a Meeting of the City Council
of the City of Port,N1hur, Texas, by the following vote: AYES: Mayor ,Cooncilmembers
Oscar G. O~tiz, Mayor
Al I ~-ST:
Evangeline Green, City Secretary
APPROVED AS TO AVAILABILITY OF FUNDS:
Rebecca Underhill, Director of Finance
Mark Soko~,~ GJ{~ ~ttomey
APPROVED FOR ADMINISTRATION:
Stenhen B. F'liT~Xx~. City Marmner