HomeMy WebLinkAboutPR 17384: NSP LAND BANK EXHIBIT "A"
TO
P.R. NO. 17384
PORT ARTHUR NSP LAND BANK PLAN REVISIONS
October 24, 2011 UPDATE WITH NOTES ON PROGRESS
1. LAND BANK RE -USE PLAN. Recommended modifications to City of Port
Arthur's Urban Land Bank Plan will create the basis for fully implementing
the NSP program in future years to come. These are items that should be
approved by the City Attorney, drafted as an amendment to the plan and
recommended for adoption by the City Commission by Resolution. The
revisions would also need to be approved by TDHCA -NSP.
a. Side lot transfers will be considered an appropriate end use of
applicable parcels. The City will provide these parcels to qualified
adjacent homeowners at cost. Many lots are only 25' wide and are not
buildable but where eligible homeowners are adjacent this would be a
beneficial disposition. APPROVED BY TDHCA. FOR SIDE LOT
DISPOSTION POLICIES SEE PORT ARTHUR NSP LAND BANK RE -USE
PLAN (BY TDA)
b. For those parcels that will not be NSP funded, commercial or private
uses will be allowed. Guidelines should be developed. This is for
parcels that are not eligible for NSP funding but were acquired as part
of the bulk purchase at the auctions. The City also has other
properties to add to this inventory that are not NSP related. SEE PORT
ARTHUR NSP LAND BANK RE -USE PLAN (BY TDA)
c. NSP land bank lots can be used in conjunction with the Hurricane Ike
re- housing program operated by the Regional Planning council. The
lots will be built with new permanent housing for eligible
homeowners on NSP lots. We are asking TDHCA to forgive or defer
the repayment of the land acquisition costs for Ike homes. APPROVED
BY TDHCA
d. NSP land bank lots will be available for CHDO's and other private
developers who will build for eligible households and meet all NSP
and federal regulations. Selection guidelines should be included in the
revised land bank plan. It should be noted that currently the most
effective developer for the NSP homes is the PAHA. SEE PORT
ARTHUR NSP LAND BANK RE -USE PLAN (BY TDA)
e. Rental housing is allowed on NSP lots and most likely the PAHA will
be taking title and building rental housing for eligible households.
This should be a permitted use in the Land Bank Plan. SEE PORT
ARTHUR NSP LAND BANK RE -USE PLAN (BY TDA)
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f. The current Land Bank plan relies on Texas Local Government Code
guidelines (Sec. 379E) one of which is a priority system for
disposition. CHDO's are first priority and are given a right of first
refusal to land bank lots. Other developers follow in the priority
chain. While not a CHDO, the Port Arthur Housing Authority has
excellent capacity and is willing to work with the City to develop on
land bank lots for both rental and ownership housing. They are
currently operating a 100 unit lease purchase subdivision. They are
developing 8 ownership homes in the NSP program but feel that the
market is simply not there to do more homeownership. It is
recommended that the section of the Land Bank Plan with the tiered
priorities be revisited and revised to allow any qualified developer,
whether CHDO, PHA, or private sector to submit a proposal for land
bank lots. SEE PORT ARTHUR NSP LAND BANK RE -USE PLAN (BY
TDA)
g. The economic development master planning process that is taking
place in Port Arthur will be coordinated with the land bank program
to provide land for future housing. If the lots are NSP purchased, the
end users must be eligible beneficiaries. Single and multifamily uses
will be permissible and parcels may be re- platted or reconfigured
according to the redevelopment master plan. SEE PORT ARTHUR NSP
LAND BANK RE -USE PLAN (BY TDA)
h. It is critical that a land bank budget for maintenance and disposition
be developed and that this budget be incorporated into the Contract
Amendment. DONE- SEE LAND BANK MAINTENANCE AND
DISPOSTION BUDGET
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CITY OF PORT ARTHUR
NSP LAND BANK RE -USE PLAN
Policies and Guidelines
February 5, 2013
These guidelines throughout are intended to be used for land bank parcels that
are part of the Neighborhood Stabilization Program (NSP). However, the Land
Bank may also maintain non -NSP parcels. Cost data shall be tracked for all
parcels but NSP funds will be allocated, tracked and reported per program
requirements.
Table of Contents
Introduction and Intent 3
Land Bank Action Plan 3
Goals of the City of Port Arthur Land Bank 4
Land Bank Activities 5
Land Bank General Principles 5
Priorities for Acquisition and Disposition 6
Ten Year Limitation on NSP Land Bank Properties 7
Policies for Acquisition of Land Bank Properties 8
Policies for Disposition of Land Bank Properties 8
Application /Document Requirements for Nonprofits and For - Profit Developers . 11
Development Agreements 12
Policies and Procedures for Transfer of Land Bank Properties to Individual
Homebuyers 12
Approvals of Land Transfers 13
Side Lot Disposition Program 13
Appendix 1 NSP Land Bank Background Information 16
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Introduction and Intent
These guidelines outline the goals and policies of the City of Port Arthur Land
Bank.
The guidelines are also designed to carry out the goals of the Neighborhood
Stabilization Program (NSP) with the purpose of removing blight, providing
affordable housing, and promoting redevelopment and revitalization. Under the
Housing and Economic Recovery Act of 2008 (Division B, Title III), the
authorizing legislation for NSP land banks are an eligible use of funding with
certain limitations. Under this legislation, a Land Bank is defined as:
Land bank: A land bank is a governmental or nongovernmental nonprofit
entity established, at least in part, to assemble, temporarily manage, and
dispose of vacant land for the purpose of stabilizing neighborhoods and
encouraging re -use or redevelopment of urban property. For the purposes
of NSP, a land bank will operate in a specific, defined geographic area. It
will purchase properties that have been foreclosed upon and maintain,
assemble, facilitate redevelopment of, market, and dispose of the land -
banked properties. If the land bank is a governmental entity, it may also
maintain foreclosed property that it does not own, provided it charges the
owner of the property the full cost of the service or places a lien on the
property for the full cost of the service.
Primarily, land bank properties that will receive NSP funds must have been a
foreclosed or abandoned property and the property must be put into an approved
end use within 10 years. All NSP properties must be located within designated
target areas. Approved uses include housing that serves low- and moderate -
income households (defined by HUD as income below 120% of area median
income), green space or side lot disposition. Land bank properties can be used
for certain community facilities that meet federal guidelines. Any property
intended for land banking that has a structure that is demolished must be
determined to be blighted.
The Port Arthur NSP Substantial Amendment uses the term "Affordable Housing
Land Inventory List" and shall be referenced in these guidelines as Land Bank.
Land Bank Action Plan
Recommended actions to activate the Land Bank include the following:
1. Conduct a department -wide review of the Land Bank Plan and assign
overall responsibilities for implementing the plan. Revise policies and
procedures and adopt as final version. Obtain Council approval.
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2. Prepare an inventory of all City owned land designated for the Land
Bank. Develop this inventory to include all associated costs per
property. Compile these properties into a spreadsheet form that
includes the parcel identification, legal description, address, ownership,
site dimensions, known tax or code liens, type of deed (tax or
otherwise) current zoning and land use and a comment on suitability.
Categorize or prioritize parcels for quiet title action.
3. The spreadsheet should include a running total of all costs incurred
from date of acquisition for the land bank including acquisition costs,
legal fees, maintenance, boarding, cleaning, demolition and
engineering fees.
4. Include and segregate in the inventory any properties acquired as part
of the implementation of the Neighborhood Stabilization Program.
5. Review all outstanding building code violations and environmental
health codes pertaining to land banked properties.
6. Provide funding for legal services to conduct legal proceedings
necessary to clear title.
7. (optional) Hold annual dispositions by grouping of parcels identified as
suitable.
8. Solicit proposals from qualified non - profit housing partners.
9. Convey parcels to projects that can be occupied within 24 months with
appropriate long term affordability covenants. All NSP properties must
be disposed of in compliance with federal regulations.
Goals of the City of Port Arthur Land Bank
The overall goals of the Land Bank are to increase the supply of affordable and
workforce housing units, remove blight, and promote redevelopment.
Specifically, these goals are as follows:
1. Implement the Port Arthur Neighborhood Stabilization Program
(eligible use C: Land banks)
2. Return properties to the tax rolls and productive use.
3. Create a permanent inventory of affordable housing while stabilizing
property values.
4. Reduce development costs of affordable housing.
5. Create mixed income neighborhoods.
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6. Improve the quality of life in redevelopment areas through the removal
of blight.
7. Improve the economic health of the community by ensuring that
essential workers can reside near their places of employment.
8. The Land Bank is seen as a long term planning tool and not a short
term fiscal plan.
Land Bank Activities
The Land Bank is both an inventory and a program. It is important that staff and
financial resources be adequately supplied to support the program. Costs
include not only acquisition, but also legal expenses, maintenance, demolition,
and disposition expenses. The specific activities that may be undertaken include
the following:
1. Acquisition of abandoned or foreclosed properties as defined by the
Neighborhood Stabilization Program
2. Disposition of Land Bank parcels to eligible beneficiaries including
qualified nonprofit housing development organizations or income
eligible individual homebuyers.
3. Acquisition of tax foreclosed properties. The Land Bank may purchase
tax certificates that were not purchased during the 90 -day window
following the annual tax certificate auction.
4. Identify and dispose of City owned lands from right of way cuts, park
acquisitions, non - environmentally sensitive portions of environmental
lands acquisitions, etc.
5. Review and consider offerings of privately owned land that may be
suitable for affordable housing.
6. Identify parcels that may complement affordable housing projects such
as open spaces or side lots.
7. Transfer to Land Bank properties to third party entities for
redevelopment and or improvement with affordable housing or other
NSP purposes.
8. Disposition activities may include re- platting, lot combinations,
variances or other procedures to make the parcels buildable for
affordable housing.
Land Bank General Principles
1. The efficient disposition of Land Bank properties to qualified
transferees.
2. A clear and transparent system of acquisition and disposition of
properties.
3. Citizens may comment directly to the Land Bank Property Disposition
Advisory Committee.
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4. Conformance with adopted plans and regulations including zoning and
community redevelopment plans.
5. Establishment of nominal sales prices based on project costs of
acquisition, legal costs, demolition and maintenance.
6. Properties will be transferred with clearly defined conditions of
affordability and length of affordability.
7. Land consolidation for assemblage purposes to create larger parcels
for affordable housing.
8. The provision of side lots to adjacent property owners who meet Land
Bank Side Lot Disposition criteria.
Priorities for Acquisition and Disposition
1. Land Bank parcels will be conveyed to the City's non - profit affordable
housing partners.
2. Land Bank parcels will be conveyed for projects that will serve very
low, low or moderate income housing that ensure long term
affordability.
3. Parcels in community redevelopment areas will be prioritized for
affordable housing if appropriate and for the stabilization and
revitalization of target areas.
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Ten Year Limitation on NSP Land Bank Properties
Before a land bank invests NSP funds into any property, it is essential that it think
strategically about its ability to re -use the property in a manner that conforms to
end- use requirements for the program. If land banking activities extend beyond
the NSP grant period, the Land Bank will need to plan for a maintenance strategy
without benefit of federal assistance for the duration of the land banking period.
Of Critical Importance
With respect to the 10 -year provision for land banking, the HUD regulations state
the following:
"An NSP- assisted property may not be held in a land bank for
more than 10 years without obligating the property for a specific,
eligible redevelopment of that property in accordance with NSP
requirements."
Thus, properties that have been acquired, maintained or assisted under Eligible
Use C of the Neighborhood Stabilization Program must meet the `end -use'
requirements for that property within this 10 -year period.
End -Use Requirements
Land Banks are able to acquire, maintain and dispose of properties under NSP
Eligible Use C, and can redevelop them using NSP funding under Eligible Use E.
While demolition (Eligible Use D) of the property may take place within this
period, demolition does not qualify as an end use of the subject property. Eligible
Use E ultimately requires the redevelopment of demolished or vacant properties.
Redevelopment of these properties can be based on the following end -use
activities:
Residential Housing — Development may include: new construction; owner -
occupied rehabilitation; rental development and rehabilitation. This housing must
be made available to NSP eligible households (at or below 120% of area median
income). All NSP funds used to acquire, maintain, demolish, redevelop and
dispose of land banked properties contribute towards the total development
subsidy, and are thereby subject to HUD's approved federal subsidy limits per
unit in the individual jurisdictions.
Side -lot Disposition — Vacant or demolished lots shall be conveyed for residential
purposes only to adjacent homeowners that are NSP income eligible. See Side
Lot Disposition Policies and Procedures.
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Policies for Acquisition of Land Bank Properties
1. The Land Bank will consider the suitability of each parcel for long term
affordable housing including the following forms of due diligence:
a. Environmental conditions
b. Available infrastructure
c. Access by public roads
d. Zoning and Land use classifications
e. Proximity to transportation, services and employment centers
f. Size and dimensions characteristics with consideration for
assemblage and consolidation with other parcels
2. Title conditions. The City will bear the burden of clearing title to Land
Bank properties. This includes clear title action, demolition,
maintenance and clearing of code violations.
3. No occupied properties will be accepted into the Land Bank.
4. Commercial properties are suitable for consideration for either mixed
use or for sale to provide operating expenses for the Land Bank.
5. Vacant or improved parcels are acceptable but any included in the
NSP program must have at one time been residentially zoned or used
for residential purposes.
6. No lands will be acquired that have any outstanding mortgages or
security instruments. The Land Bank will investigate the waiving or
removing of government liens including municipal liens, state tax liens
or federal tax liens.
7. Parcels with utility assessments are acceptable and the City will bear
the burden of the assessment and pass this cost on to the eventual
buyer. NSP funds shall not be used for the payment of delinquent
taxes or assessments.
Policies for Disposition of Land Bank Properties
1. Priority will be given to established non - profit affordable housing
partners of the City. Specific consideration will be given to the
following:
a. Homeownership or rental projects that increase the supply of
affordable housing in City of Port Arthur for very low, low or
moderate income residents.
b. Community Redevelopment Area projects that further the goals
of the neighborhood revitalization.
c. Prospect of returning the property to the tax rolls.
d. Properties that will be used for green or open space.
e. Properties that will be part of the Side Lot Disposition Program.
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2. Transferee may be one of the following:
a. A Community Housing Development Organization (CHDO;
b. A Qualified Participating Developer;
c. Single Tots may be transferred to individuals for use as a primary
residence subject to income eligibility requirements.
3. Long Term Affordability is to be guaranteed by a covenant with
reversion clause in the deed certifying that the homebuyer not only
meets income eligibility requirements but that a recapture provision is
instituted in a second mortgage lien consistent with NSP requirements.
Where recapture is the long term affordability mechanism a mortgage
lien will be enforced requiring principal residency.
4. Ability to proceed. The project must be certified for occupancy within
24 months of conveyance as guaranteed by a reversion clause in the
deed. The City reserves the right to extend this period.
5. Parcels of property shall be transferred for consideration in an amount
not less than the actual costs incurred in acquisition, demolition,
maintenance and administrative fees of the lot/building. In the event
that grant funds (i.e. NSP, environmental remediation, philanthropy,
etc.) are used to support any of the aforementioned activities, a lesser
consideration can be determined by the Land Bank (as long as it
meets the grant provisions).
6. Payment of Costs. While the intent of the Land Bank program is to
reduce overall project development costs, the City will bear the burden
of administration expenses and the transferee will be responsible for
the following expenses.
a. Acquisition costs- not including payment of delinquent taxes for
NSP properties
b. Title clearance expenses- except for NSP properties
c. Demolition expenses- except for NSP properties
d. Maintenance expenses- except for NSP properties
e. Payment of infrastructure assessments- except for NSP
properties
7. All development projects require a `development agreement,' and must
be started and completed within the negotiated time - frame. Where
rehabilitation of a property by the transferee is a condition of the
transfer, the requirement for such rehabilitation shall be in accordance
with rehabilitation standards as established by the local unit of
government and adequate completion of such rehabilitation shall be a
condition to the release of restrictions or lien securing such
performance.
8. A precise narrative description of future use of the property is required.
The future use must be consistent with the comprehensive plan and
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associated plans, including redevelopment plans. Zoning for proposed
uses must be in place prior to the transfer.
9. Parcels may be sold as surplus land at fair market value on the open
market under the City's surplus land policies. Proceeds should be
applied to the Land Bank program. NSP properties must result in an
end use that meets a national objective per NSP requirements.
10. No property will be conveyed to a transferee who has non - remediated
code violations, code liens or back taxes due for any other parcel
owned. (exceptions will be made on a case by case basis for
hurricane victims)
11. A precise narrative description of the future use of the property is
required. The future use must be in -line with local development plans.
The development agreement shall apply to stated use.
12. The proposed use must be consistent with current zoning requirements
or a waiver for non - conforming use is a condition precedent to the
transfer.
13. Transactions shall be structured in a manner that permits the Land
Bank to enforce Neighborhood Stabilization Program compliance
requirements, recorded covenants or conditions upon title pertaining to
development and use of the property for a specified period of time.
Such restrictions may be enforced, in certain cases, through reliance
on subordinate financing held by the Land Bank.
14. The transferee must agree to pay future property taxes from the time of
transfer.
15. The subject property must not have been used by the transferee or a
family member of the transferee as his or her personal residence at
any time preceding the submission of application (except in rental
cases).
16. Where part or all of the consideration for the transfer is the prospective
affordability of the housing units, affordability requirements may be set
forth in the transfer agreement and enforceable through recorded
covenants, conditions or limitations upon title.
17. An NSP- assisted property may not be held in a land bank for more
than 10 years without obligating the property for a specific, eligible
redevelopment of that property in accordance with NSP requirements.
18. Transferees must be in good standing with the City of Port Arthur
Affordable Housing program and the Texas Department of Housing
and Community Affairs. The following should be submitted when
requesting parcels. These documents will be held on file and unless
timely, may be omitted from future submittals.
a. Project narrative
b. Qualification documents - articles of incorporation, tax exempt
status certification, bylaws
c. Most recent audit of the organization
d. List of projects completed or underway in City of Port Arthur
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e. List of Development Team members including contact
information - to include contractor or construction manager,
architect, engineer, legal advisors and accountants
f. Project budget including sources and uses of funds
g. Timeline for project completion
h. Other documents that may be requested
19. Options for purchase of Land Bank parcels may be purchased at 10%
of estimated purchase cost for a 12 month period. Options may not be
transferred and all funds will be forfeited if closing does not take place
within the 12 month period. This is to allow for entities to show site
control in funding applications. For successfully funded projects, an
extension may be granted at the City's discretion.
20. Individuals and entities that were the prior owners of property at the
time of the tax foreclosure shall be ineligible to be the transferee of
such property from the Land Bank.
Application /Document Requirements for Nonprofit
and For - Profit Developers
The prospective developer must submit the following documents to the Land
Bank:
1. List of property address(es)
2. Description of end use
3. Rehabilitation / Improvement Specifications
4. Time Line for Rehabilitation / Improvement Completion (if applicable)
5. Project Financing (Pre - Qualification Letter for Lenders)
6. Development and operating budget (if applicable)
7. Development Team Description, including complete information on the
following parties:
a. Developer
b. Co- developer /Partner
c. Owner
d. General Contractor
e. Consultants
f. Architect
g. Project Manager (during construction)
h. Lead Construction Lender
i. Marketing Agent
j. Project Management (post- construction)
k. All Rental Transactions Must Attach an Operating Budget
I. Most Recent Audited Financial Statement
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Development Agreements
In an effort to ensure that development occurs on property transferred by the
Land Bank that is consistent with the agreed upon development, and on a
reasonable schedule, the Land Bank will require that each property transfer is
subject to a development agreement.
Each development agreement will consist of the following components:
1. Project Description
2. Development Schedule
3. Financing Structure
4. Enforcement Mechanism
5. Neighborhood Stabilization Program Requirements and Compliance
Each development agreement will be drafted by the Housing Services
Department and legal counsel and signed by both the City and the transferee at
the time of transfer.
Policies and Procedures for Transfer of Land Bank Properties to Individual
Homebuyers
The following policies shall apply to properties to be transferred to individual
transferees as part of a homeownership program.
1. The owner - occupant must complete renovations of existing structures
and move into the structure within a time frame negotiated by the Land
Bank.
2. The property may not be used as rental property.
3. For properties transferred for cash or mortgage consideration below
full Project Costs, the owner - occupant must reside in the property as
his or her primary residence. The periods of affordability must be
established based on the amount of NSP or HOME development or
direct subsidy involved in the property that is conveyed. If the property
is sold prior to the program affordability compliance period (Resale),
the transferee must sell the property at an affordable price to buyers
with income not exceeding 120% of the Area Median Income for the
period of continued affordability, while at the same time ensuring that
owner /seller receives a fair return on their investment. If the home-
owner has benefitted by Direct Subsidy for the purchase of the
property and wishes to sell the property to whomever they wish for
market value during the period of continued affordability, then a portion
or all of the NSP assistance must be repaid (Recapture) which may not
exceed the net proceeds of the sale. If, at any time, the property
ceases to be the homeowners' primary residence, then the full amount
of the assistance must be recaptured.
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4. The mechanisms for enforcing resale and recapture provisions must
be recorded against the property. To survive a mortgage satisfaction
that could occur if the homebuyer sells the property or even refinances
it, the resale restriction may be contained in a declaration of covenants
or deed restriction that is also recorded against the property.
Approvals of Land Transfers
Transfers Requiring Staff Approval
The Director of the Housing Services Department may approve all transfers to
qualified entities if the transferee seeks to acquire three or less properties within
a twelve month period. In addition, the Director may approve all transfers in the
Side Lot Disposition Program and single parcel land transfers (single family) for
residential uses.
Transfers Requiring City Council Approval
City Council approval is required for all transfers that require any exceptions to
the priorities, policies and procedures of the Land Bank Program Policies and
Procedures. City Council approval is required for all transfers in which the
property in the hands of the transferee will be exempt from property taxes. City
Council approval is required for all transfers that involve more than one
interested party. City Council approval is required for all transfers for non-
residential projects. City Council approval is required for all transfers to
governmental entities. City Council approval is required for all transfers if the
transferee seeks to acquire more than three (3) properties within a twelve month
period.
Side Lot Disposition Program
Individual parcels of property may be acquired by the Land Bank and transferred
to individuals in accordance with the following policies. The transfer of any given
parcel of property in the Side Lot Disposition Program is subject to override by
higher priorities as established by the Land Bank.
Side Lot Disposition Policies
Parcels of property eligible for inclusion in the Side Lot Disposition Program shall
meet the following minimum criteria:
• The property shall be vacant unimproved real property.
• The property shall be physically contiguous to adjacent occupied (owner)
residential property with not less than a 75% common boundary line on
one side (left or right).
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• Initial priority shall be given to the disposition of properties of insufficient
size to permit independent development.
• No more than one lot may be transferred per contiguous lot.
• Intended use for lot is disclosed.
• The transfer shall include a deed restriction requiring the use of the
property to be consistent with the stated use and Neighborhood
Stabilization Program requirements.
Transferees
• All transferees must hold title on the contiguous property. Priority is given
to Transferees who personally occupy the contiguous property.
• The transferee must not own any real property (including both the
contiguous lot and all other property within the county) that is subject to
any un- remediated citation of violation of the state and local codes and
ordinances.
• The transferee must not own any real property (including both the
contiguous lot and all other property in the county) that is tax delinquent.
• The transferee must not have been the prior owner of any real property
that was transferred to the Tax Collector or to a local government as a
result of tax foreclosure proceedings.
Pricing
Parcels of property may be transferred for nominal consideration, or
consideration as allowed /determined by the funding source for acquisition and
Project Costs. Title insurance is not included as part of the Project Costs.
Additional Requirements
• In the event that multiple adjacent property owners desire to acquire the
same side -lot, the lot shall -be transferred to the property owner who has
the largest percentage of common boundary line with the subject side lot.
• In the event that multiple adjacent property owners (with the same
percentage of common boundary line) desire to acquire the same side lot,
the lot shall either be transferred to the highest bidder for the property, or
divided and transferred among the interested contiguous property owners.
• In the event that a contiguous property needs land for a driveway or other
local code compliance issue this subsection will rule.
Side Lot Disposition Procedures
The prospective buyer must submit the following documents to the Land Bank:
• List of property address(es)
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• Project Description - property use must be consistent with current
zoning requirements
• Picture Identification
• Evidence of compliance with all Side Lot Disposition Policies
Within a reasonable period of receiving a complete request packet, a basic
analysis is completed and presented to the Director for approval. Once the
project has been approved, the closing documents for property transfer to
complete the transaction with the buyer will be compiled.
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+Appendix 1
NSP Land Bank Background Information
NSP Definition of Land Bank
A land bank is a governmental or nongovernmental nonprofit entity established,
at least in part, to assemble, temporarily manage, and dispose of vacant land for
the purpose of stabilizing neighborhoods and encouraging re -use or
redevelopment of urban property. For the purposes of the NSP, a land bank will
operate in a specific, defined geographic area. It will purchase properties that
have been abandoned or foreclosed upon and maintain, assemble, facilitate
redevelopment of, market, and dispose of the land- banked properties. If the land
bank is a governmental entity, it may also maintain abandoned or foreclosed
property that it does not own, provided it charges the owner of the property the
full cost of the service or places a lien on the property for the full cost of the
service.
Eligible Uses (Housing and Economic Recovery Act)
• Establish financing mechanisms for purchase and redevelopment of
foreclosed upon homes and residential properties, including such
mechanisms as soft - seconds, loan loss reserves, and shared - equity loans
for low- and moderate- income homebuyers
• Purchase and rehabilitate homes and residential properties that have
been abandoned or foreclosed upon, in order to sell, rent, or redevelop
such homes and properties
• Establish land banks for homes that have been foreclosed upon
• Demolish blighted structures
• Redevelop demolished or vacant properties
Eligible Activities (CDBG)
NSP funds used for land banking must correlate with an eligible activity under 24
CFR 570.201(a) Acquisition & (b) Disposition:
A. Acquisition in whole or in part by the recipient, or other public or private
nonprofit entity, by purchase, long -term lease, donation, or otherwise,
of real property (including air rights, water rights, rights -of -way,
easements, and other interests therein) for any public purpose, subject
to the limitations of Sec. 570.207.
B. Disposition, through sale, lease, donation, or otherwise, of any real
property acquired with CDBG funds or its retention for public purposes,
including reasonable costs of temporarily managing such property or
property acquired under urban renewal, provided that the proceeds
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from any such disposition shall be program income subject to the
requirements set forth in Sec. 570.504. (Temporarily managing
includes maintenance, assembly, facilitating the redevelopment of, and
marketing of land banked properties. NSP funds may be used for
basic, reasonable maintenance intended to stabilize the property.)
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